Summary
VERZEKERINGEN J. VANTIEGHEM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €228,302 and a net result of €55,981. Equity is growing by about 21% per year across the filed financial years. Its solvency ranks better than 38% of 3,039 sector peers (NACE 66, financial year 2025). The company has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance agents and brokers
NACE 66220
10th oldest company in Kruisem, Finance and insurance sector1 site
Size
≈ €410,000turnover 2025, estimated
- Staff
- 1.1 FTE
- Equity
- €228,302
- Profit
- €55,981
Turnover estimated from the gross margin
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- VANHULLE Veerle IsabelleDirector
- VANTIEGHEM Olivier Jo GerardDirector
2025 accounts filed 11 days late1 of 3 deeds summarised
Signalsraises risk2025 accounts filed 11 days lateShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
1 signal.
raises risk
raises risk · 2025 accounts filed 11 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
11 days late
2024
23 days early
2023
23 days early
2022
21 days late
2021
24 days late
2020
20 days late
2019
22 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 August (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Highest result from 2018 to 2025net €62,303 ▲23.4%
Financials · financial year 2025, micro format
In the rankings
#10 oldest company in Kruisem, Finance and insurance sector
2025 annual accounts filed late (11 days) Filed on 11 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00392676.
Equity
€228,302▼ 19.4%
2024 · €283,321
Net result
€55,981▼ 10.1%
2024 · €62,303
Total assets
€637,301▼ 6.0%
2024 · €677,645
Solvency
35.8%▼ 6.0pp
2024 · 41.8%
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result falls in 2025; 2025 is 8% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€95,960
2025
Net result€55,981
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€637,301
2025
Equity€228,302
2025
Debt€408,999
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€131,236
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)8.8%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency35.8%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio1.96
2025
Average staff in full-time equivalents (FTE).
Staff (FTE)1.1
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€26,936-€25,024▼ 7.1%€89,653▲ 258%€73,152▼ 18.4%€77,110▲ 5.4%€83,881▲ 8.8%€104,836▲ 25.0%€95,960▼ 8.5%
Net result€8,967-€7,952▼ 11.3%€57,518within the sector's middle half▲ 623%€40,824within the sector's middle half▼ 29.0%€48,433within the sector's middle half▲ 18.6%€50,484within the sector's middle half▲ 4.2%€62,303within the sector's middle half▲ 23.4%€55,981within the sector's middle half▼ 10.1%
Equity€85,607-€93,560▲ 9.3%€141,078within the sector's middle half▲ 50.8%€164,902within the sector's middle half▲ 16.9%€203,334within the sector's middle half▲ 23.3%€253,818within the sector's middle half▲ 24.8%€283,321within the sector's middle half▲ 11.6%€228,302within the sector's middle half▼ 19.4%
Total assets€542,563-€642,760▲ 18.5%€572,736within the sector's middle half▼ 10.9%€561,001within the sector's middle half▼ 2.0%€610,571within the sector's middle half▲ 8.8%€709,105above the sector's middle half▲ 16.1%€677,645within the sector's middle half▼ 4.4%€637,301within the sector's middle half▼ 6.0%
Debt€446,955-€539,200▲ 20.6%€421,658▼ 21.8%€396,099▼ 6.1%€407,237▲ 2.8%€455,286▲ 11.8%€394,324▼ 13.4%€408,999▲ 3.7%
Working capital-€48,072--€63,903▼ 32.9%-€7,899below the sector's middle half▲ 87.6%€20,724within the sector's middle half€14,464within the sector's middle half▼ 30.2%€47,551within the sector's middle half▲ 229%€73,878within the sector's middle half▲ 55.4%€131,236within the sector's middle half▲ 77.6%
Solvency15.8%-14.6%▼ 1.2pp24.6%within the sector's middle half▲ 10.1pp29.4%within the sector's middle half▲ 4.8pp33.3%within the sector's middle half▲ 3.9pp35.8%within the sector's middle half▲ 2.5pp41.8%within the sector's middle half▲ 6.0pp35.8%within the sector's middle half▼ 6.0pp
Current ratio0.80-0.80=0.96within the sector's middle half▲ 0.171.10within the sector's middle half▲ 0.131.06within the sector's middle half▼ 0.041.20within the sector's middle half▲ 0.141.36within the sector's middle half▲ 0.161.96within the sector's middle half▲ 0.60
Return on assets (ROA)1.7%-1.2%▼ 0.4pp10.0%within the sector's middle half▲ 8.8pp7.3%within the sector's middle half▼ 2.8pp7.9%within the sector's middle half▲ 0.7pp7.1%within the sector's middle half▼ 0.8pp9.2%within the sector's middle half▲ 2.1pp8.8%within the sector's middle half▼ 0.4pp
Staff (FTE)1.1-1.2▲ 9.1%1.7within the sector's middle half▲ 41.7%2.8▲ 64.7%1.11.1=1.1=
above
within
below
the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €637,301
Fixed assets
€369,983 ▼ 7.4%
Current assets
€267,318 ▼ 3.9%
Equity and liabilities €637,301
Equity
€228,302 ▼ 19.4%
Debt
€408,999 ▲ 3.7%
Debt's share of the balance-sheet total rises from 58.2% to 64.2%. Equity is lower and debt is higher.
Key figures and ratios
ROE
24.5%▲
2024 · 22.0%
Debt ≤ 1 year
€136,081▼
2024 · €204,278
Debt > 1 year
€272,917▲
2024 · €190,046
Income taxes
€24,709▼
2024 · €28,667
Staff costs
€78,643▲
2024 · €71,776
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €3,099 | €14,000 | €250 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | - | - | €34,352 | €69,661 | €68,874 | €71,776 | €78,643 | ▲ 9.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €36,431 | €52,576 | €54,858 | €56,332 | €56,939 | €74,472 | €44,340 | €38,877 | ▼ 12.3% |
| Other operating charges640/8 | - | - | - | €3,018 | €3,309 | €2,207 | €2,997 | €3,152 | ▲ 5.2% |
| Non-recurring operating charges66A | - | - | - | €132 | €333 | €0 | - | - | - |
| Gross operating margin9900 | €126,257 | €144,229 | €215,386 | €166,986 | €207,352 | €229,435 | €223,949 | €216,632 | ▼ 3.3% |
| Operating profit (loss)9901 | €26,936 | €25,024 | €89,653 | €73,152 | €77,110 | €83,881 | €104,836 | €95,960 | ▼ 8.5% |
| Financial income75/76B | - | - | - | - | - | €8 | €2,079 | €1,794 | ▼ 13.7% |
| Recurring financial income75 | €36 | €47 | €0 | - | - | €8 | €2,079 | €1,794 | ▼ 13.7% |
| Financial charges65/66B | - | - | - | €7,027 | €6,973 | €11,362 | €15,945 | €17,064 | ▲ 7.0% |
| Recurring financial charges65 | €10,988 | €10,070 | €7,201 | €7,027 | €6,973 | €11,362 | €15,945 | €17,064 | ▲ 7.0% |
| Profit (loss) for the period before taxes9903 | €15,983 | €15,001 | €82,452 | €66,125 | €70,136 | €72,528 | €90,970 | €80,690 | ▼ 11.3% |
| Income taxes67/77 | €7,016 | €7,048 | €24,934 | €25,301 | €21,704 | €22,044 | €28,667 | €24,709 | ▼ 13.8% |
| Profit (loss) for the period9904 | €8,967 | €7,952 | €57,518 | €40,824 | €48,433 | €50,484 | €62,303 | €55,981 | ▼ 10.1% |
| Transfer from tax-exempt reserves789 | - | - | - | €13,107 | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €8,967 | €7,952 | €57,518 | €53,931 | €48,433 | €50,484 | €62,303 | €55,981 | ▼ 10.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €542,563 | €642,760 | €572,736 | €561,001 | €610,571 | €709,105 | €677,645 | €637,301 | ▼ 6.0% |
| Formation expenses20 | €0 | - | - | - | - | - | - | - | - |
| Fixed assets21/28 | €350,336 | €393,931 | €357,672 | €327,488 | €353,830 | €421,193 | €399,488 | €369,983 | ▼ 7.4% |
| Intangible fixed assets21 | €0 | €56,000 | €50,549 | €43,891 | €35,218 | €24,006 | €15,081 | €7,845 | ▼ 48.0% |
| Tangible fixed assets22/27 | €350,336 | €337,931 | €307,123 | €283,597 | €318,613 | €397,187 | €384,407 | €362,138 | ▼ 5.8% |
| Land and buildings22 | - | - | - | €248,588 | €233,992 | €331,156 | €314,043 | €313,047 | ▼ 0.3% |
| Plant, machinery and equipment23 | - | - | - | €23,170 | €18,140 | €15,773 | €34,709 | €27,456 | ▼ 20.9% |
| Furniture and vehicles24 | - | - | - | €11,839 | €66,480 | €50,258 | €35,655 | €21,635 | ▼ 39.3% |
| Financial fixed assets28 | €0 | - | - | - | - | - | - | - | - |
| Current assets29/58 | €192,227 | €248,829 | €215,064 | €233,513 | €256,741 | €287,912 | €278,156 | €267,318 | ▼ 3.9% |
| Stocks and contracts in progress3 | €0 | - | - | - | - | - | - | - | - |
| Amounts receivable within one year40/41 | €29,790 | €5,021 | €6,563 | €21,831 | €31,880 | €46,736 | €39,651 | €69,694 | ▲ 75.8% |
| Trade receivables40 | - | - | - | €21,831 | €31,084 | €46,736 | €32,756 | €58,957 | ▲ 80.0% |
| Other amounts receivable41 | - | - | - | - | €796 | €0 | €6,895 | €10,737 | ▲ 55.7% |
| Current investments50/53 | €0 | - | - | - | - | €30,000 | €130,000 | €40,000 | ▼ 69.2% |
| Cash at bank and in hand54/58 | €161,108 | €241,426 | €208,006 | €205,792 | €223,653 | €203,885 | €105,864 | €143,608 | ▲ 35.7% |
| Deferred charges and accrued income490/1 | - | - | - | €5,890 | €1,208 | €7,291 | €2,641 | €14,016 | ▲ 431% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €542,563 | €642,760 | €572,736 | €561,001 | €610,571 | €709,105 | €677,645 | €637,301 | ▼ 6.0% |
| Equity10/15 | €85,607 | €93,560 | €141,078 | €164,902 | €203,334 | €253,818 | €283,321 | €228,302 | ▼ 19.4% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €18,600 | €0 | - | - |
| Reserves13 | €67,007 | €74,960 | €122,478 | €146,302 | €184,734 | €235,218 | €283,321 | €228,302 | ▼ 19.4% |
| Non-distributable reserves130/1 | - | - | - | €6,200 | €6,200 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €6,200 | €6,200 | €0 | - | - | - |
| Tax-exempt reserves132 | - | - | - | €0 | - | - | - | - | - |
| Distributable reserves133 | - | - | - | €140,102 | €178,534 | €235,218 | €283,321 | €228,302 | ▼ 19.4% |
| Profit (loss) carried forward14 | €0 | - | - | €0 | €0 | €0 | €0 | €0 | - |
| Provisions and deferred taxes16 | €10,000 | €10,000 | €10,000 | €0 | - | - | - | - | - |
| Provisions for liabilities and charges160/5 | - | - | - | €0 | - | - | - | - | - |
| Major repairs and maintenance162 | - | - | - | €0 | - | - | - | - | - |
| Amounts payable17/49 | €446,955 | €539,200 | €421,658 | €396,099 | €407,237 | €455,286 | €394,324 | €408,999 | ▲ 3.7% |
| Amounts payable after more than one year17 | €206,657 | €226,468 | €198,695 | €183,310 | €162,309 | €212,276 | €190,046 | €272,917 | ▲ 43.6% |
| Financial debts170/4 | - | - | - | €84,665 | €54,164 | €91,530 | €69,300 | €48,274 | ▼ 30.3% |
| Other amounts payable178/9 | - | - | - | €98,645 | €108,145 | €120,746 | €120,746 | €224,643 | ▲ 86.0% |
| Amounts payable within one year42/48 | €240,298 | €312,732 | €222,963 | €212,789 | €242,278 | €240,361 | €204,278 | €136,081 | ▼ 33.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | €34,043 | €31,327 | €39,634 | €22,230 | €21,026 | ▼ 5.4% |
| Trade debts44 | €179,238 | €171,929 | €157,025 | €152,252 | €173,222 | €174,144 | €165,721 | €96,990 | ▼ 41.5% |
| Suppliers440/4 | - | - | - | €152,252 | €173,222 | €174,144 | €165,721 | €96,990 | ▼ 41.5% |
| Taxes, remuneration and social security45 | - | - | - | €26,493 | €25,728 | €26,582 | €16,327 | €18,066 | ▲ 10.6% |
| Taxes450/3 | - | - | - | €17,557 | €0 | €4,541 | €0 | - | - |
| Remuneration and social security454/9 | - | - | - | €8,936 | €25,728 | €22,041 | €16,327 | €18,066 | ▲ 10.6% |
| Other amounts payable47/48 | - | - | - | - | €12,000 | €0 | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €2,650 | €2,650 | €0 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,967 | €7,952 | €57,518 | €40,824 | €48,433 | €50,484 | €62,303 | €55,981 | ▼ 10.1% |
| + Depreciation and write-downs630 | €36,431 | €52,576 | €54,858 | €56,332 | €56,939 | €74,472 | €44,340 | €38,877 | ▼ 12.3% |
| Operating cash flow (approximation) | €45,398 | €60,528 | €112,376 | €97,157 | €105,371 | €124,956 | €106,643 | €94,858 | ▼ 11.1% |
| Investment in fixed assets (approximation) | - | -€96,171 | -€18,599 | -€26,149 | -€83,281 | -€141,835 | -€22,635 | -€9,371 | ▲ 58.6% |
| Change in cash | - | €80,318 | -€33,420 | -€2,215 | €17,861 | -€19,768 | -€98,021 | €37,744 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 35 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 11-08-2026 | 2026-00392676 |
| 31-12-2024 | micro format | 08-07-2025 | 2025-00243873 |
| 31-12-2023 | micro format | 08-07-2024 | 2024-00219201 |
| 31-12-2022 | micro format | 21-08-2023 | 2023-00336709 |
| 31-12-2021 | micro format | 24-08-2022 | 2022-20310750 |
| 31-12-2020 | micro format | 20-08-2021 | 2021-50300406 |
| 31-12-2019 | micro format | 09-07-2020 | 2020-27600427 |
| 31-12-2018 | micro format | 26-07-2019 | 2019-38000172 |
| 31-12-2017 | micro format | 29-06-2018 | 2018-24700285 |
| 31-12-2016 | abbreviated format | 27-07-2017 | 2017-36700055 |
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Of the 4,607 active companies whose main activity is insurance agents and brokers (NACE 66220), figures are known for 3,220. 2,772 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Subsidies and aid
Flemish government
2022 to 2025 · 3 entries · €1,936 awarded · €1,936 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €1,832 | €1,832 |
| 2023 | 1 | €44 | €104 |
| 2022 | 1 | €60 | €0 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
2 directors, last change in 2023
VANHULLE Veerle Isabelle
CurrentDirector (not named in the articles)
VANTIEGHEM Olivier Jo Gerard
CurrentDirector (not named in the articles)
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
2 of this company's 3 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.
Mandate history
2 people since 2023, 2 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| VANHULLE Veerle Isabelle |
|
| VANTIEGHEM Olivier Jo Gerard |
|
Owners and capital
Capital and shareholders
Capital over the years
- 10-11-2023 Converted to unavailable equity · €24,800
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
financial year 2025 · micro format · 11 days late
2025
08-07
NBB filing
Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial
Highest result from 2018 to 2025net €62,303 ▲23.4%
Operating result €104,836, net result €62,303, both a record.
08-07
NBB filing
Annual accounts filed
financial year 2023 · micro format
2023
10-11
Gazette deed
Resignations: VANTIEGHEM Olivier Jo Gerard (manager) and VANHULLE Veerle Isabelle (manager)Reappointments: VANTIEGHEM Olivier Jo Gerard (director) and VANHULLE Veerle Isabelle (director) · Capital conversion · Reserve release15 facts ▸
Gazette deed
Resignations: VANTIEGHEM Olivier Jo Gerard (manager) and VANHULLE Veerle Isabelle (manager)
Reappointments: VANTIEGHEM Olivier Jo Gerard (director) and VANHULLE Veerle Isabelle (director) · Capital conversion · Reserve release15 facts ▸
- General meeting, 26-10-2023
- Other provision, “besloten vennootschap” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “beschikbaar voor uitkering” (deed in Dutch)
- Registered office clause, “9770 Kruisem,Kerkstraat 8” (deed in Dutch)
- Director resignation, VANTIEGHEM Olivier Jo Gerard (manager)
- Director resignation, VANHULLE Veerle Isabelle (manager)
- Director reappointment, VANTIEGHEM Olivier Jo Gerard (director (not named in the articles))
- Director reappointment, VANHULLE Veerle Isabelle (director (not named in the articles))
- Director discharge, VANTIEGHEM Olivier Jo Gerard
- Director discharge, VANHULLE Veerle Isabelle
- Amendment of the articles
- +3 further facts in this act
21-08
NBB filing
Annual accounts filed
financial year 2022 · micro format · 21 days late
2022
31-12
Financial
Equity above €200,000equity €203,334 ▲23.3%
A profit in every financial year since 2018 builds equity to €203,334.
24-08
NBB filing
Annual accounts filed
financial year 2021 · micro format · 24 days late
2021
31-12
Financial
Equity above €150,000equity €164,902 ▲16.9%
A profit in every financial year since 2018 builds equity to €164,902.
20-08
NBB filing
Annual accounts filed
financial year 2020 · micro format · 20 days late
2020
31-12
Financial
Equity above €100,000equity €141,078 ▲50.8%
A profit in every financial year since 2018 builds equity to €141,078.
09-07
NBB filing
Annual accounts filed
financial year 2019 · micro format
Show earlier events
2019
26-07
NBB filing
Annual accounts filed
financial year 2018 · micro format
2018
29-06
NBB filing
Annual accounts filed
financial year 2017 · micro format
2017
27-07
NBB filing
Annual accounts filed
financial year 2016 · abbreviated format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 35 annual accounts filed, the latest 10 are here; all 35 are under Financials.
1 of 3 deeds read
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company
Founded26-03-1991
Financial year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
Contact
E-mail
olivier@vtieghem.beKruisem
E-invoicing
Reachable via Peppol
Peppol ID
0208:0443740653
Registered
23-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits
1 application in Flanders since 2025 · 1 granted
Slopen van niet vrijstaande gebouwen of constructies; Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden
Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 1991
Ground area
642 m²
Building footprint
188 m²
Building volume
1,313 m³
Parcel 45017B0219/00B000, Flanders · tallest building 11.9 m. Linked by address, not a title deed.
1 establishment unit
VERZEKERINGEN J. VANTIEGHEM
since 1991unit no. 2.052.467.144
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 45017B0219/00B000 | Flanders | 642 m² | 1 · 188 m² | 11.9 m · 2 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- VERZEKERINGEN J. VANTIEGHEM
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, bestuursorgaan kan bij enkel besluit administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren vestigen…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, bestuursorgaan” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Saturday of June at 14:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, ontbinding” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Ontbinding om welke reden en op welk ogenblik ook, één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding bepalen” (deed in Dutch)“Verdeling netto-actief, goederen in natura opzelfde wijze verdeeld” (deed in Dutch)