VERZEKERINGEN J. VANTIEGHEM

Active Risk: not assessed

Private limited companyfounded 1991active for 35 yearsKerkstraat(KRU) 8, 9770 Kruisem, BelgiumKBO/BCE: BE 0443.740.653

Summary

VERZEKERINGEN J. VANTIEGHEM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €228,302 and a net result of €55,981. Equity is growing by about 21% per year across the filed financial years. Its solvency ranks better than 38% of 3,028 sector peers (NACE 66, financial year 2025). The company has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals.

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VERZEKERINGEN J. VANTIEGHEMActive

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Activity

Insurance agents and brokers

NACE 66220

10th oldest company in Kruisem, Finance and insurance sector1 site

Size

€637,301total assets 2025

Staff: 1.1 FTE
Equity: €228,302
Profit: €55,981

Turnover not published (micro format)

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

VANHULLE Veerle IsabelleDirector
VANTIEGHEM Olivier Jo GerardDirector

Accounts filed 11 days late1 of 3 deeds read

SignalsneutralFiled after the deadlineShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.

neutral

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

11 days late

2024

23 days early

2023

23 days early

2022

21 days late

2021

24 days late

2020

20 days late

2019

22 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 August (4 of the last 5 filed years within 33 days of that day).

Companies Code · seven months

Where today falls in the filing period

23-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

11-08-2026 Annual accounts filedfinancial year 2025 · micro…
08-07-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Highest result from 2018 to 2025net €62,303 ▲23.4%

Key points

Positive: 10th oldest company in Kruisem, Finance and insurance sectorin the Checked rankings No. 10 View
Positive: 8 profitable years in a rowprofit 2025: €55,981 8 years View
Active since 1991founded 26-03-1991 35 years View