Active BE 0418.616.861Public limited company

Verzekeringen Houben

Kempische Kaai 65 ·3500 Hasselt, Belgium· 48 yrs active

Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)

Conclusion Checked

The computed 12-month bankruptcy probability of Verzekeringen Houben is 0.1% (very low). The company has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Key figures

Active	48 yrs
Locations	1
Publications	1

Bankruptcy probability (12 mo) Checked model v1 · free

0.1% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1978, 48 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financial overview10 NBB filings

Financials being processed

NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
31-12-2024	verkort	08-07-2025	2025-00242913
31-12-2023	verkort	15-07-2024	2024-00243693
31-12-2022	verkort	29-08-2023	2023-00375356
31-12-2021	verkort	25-07-2022	2022-20216860
31-12-2020	verkort	30-07-2021	2021-44900342
31-12-2019	verkort	17-08-2020	2020-42100182
31-12-2018	verkort	29-07-2019	2019-38900218
31-12-2017	verkort	30-08-2018	2018-54800158
31-12-2016	verkort	24-08-2017	2017-46400209
31-12-2015	verkort	31-08-2016	2016-51500545

Legal Structure

NACE primary	Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form	Public limited company(014)
Incorporation	13-06-1978
Status	Active
Postal code	3500

Establishment units 1 location

Kempische Kaai 65, 3500 Hasselt

Ondersteunende activiteiten i.v.m. het verzekeringswezen en pensioenfondsen

since 19782.015.638.422

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71327G0279/00Z002	Flanders	7,392 m²	1 · 1,703 m²	23.4 m · 6 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

08-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

15-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

2023

29-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

2022

22-11-2022

State Gazette act Capital & shares

Herbert Houben

25-07-2022

NBB filing Annual accounts filed

fiscal year 2021 · verkort

2021

30-07-2021

NBB filing Annual accounts filed

fiscal year 2020 · verkort

2020

17-08-2020

NBB filing Annual accounts filed

fiscal year 2019 · verkort

2019

29-07-2019

NBB filing Annual accounts filed

fiscal year 2018 · verkort

2018

30-08-2018

NBB filing Annual accounts filed

fiscal year 2017 · verkort

2017

24-08-2017

NBB filing Annual accounts filed

fiscal year 2016 · verkort

2016

31-08-2016

NBB filing Annual accounts filed

fiscal year 2015 · verkort

Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

Capital history · 1

22-11-2022

Capital change

All acts · 1 updated 3 years ago

2022

22-11-2022 Capital decrease of €2,638,000 to €62,000 Capital & shares·Herbert Houben

€2.700.000 → €62.000
2 kapitaalbewegingen in deze akte

Notary: Herbert Houben · Genk

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "capital_decrease",
      "after_eur": 62000.0,
      "delta_eur": -2638000.0,
      "before_eur": 2700000.0,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "HOUBEN Dirk",
          "share_class": null,
          "liberation_pct": 100.0,
          "contribution_kind": "geld",
          "n_shares_subscribed": null,
          "contribution_amount_eur": 2695680.0
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "HOUBEN Stefanie",
          "share_class": null,
          "liberation_pct": 100.0,
          "contribution_kind": "geld",
          "n_shares_subscribed": null,
          "contribution_amount_eur": 2160.0
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "HOUBEN Yannick",
          "share_class": null,
          "liberation_pct": 100.0,
          "contribution_kind": "geld",
          "n_shares_subscribed": null,
          "contribution_amount_eur": 2160.0
        }
      ],
      "share_emission": {
        "agio_eur": null,
        "share_form": null,
        "share_class": null,
        "n_new_shares": null,
        "with_new_shares": false,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": "loss_absorption",
      "contribution_type": null,
      "paid_up_delta_eur": -2638000.0,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": 2700000.0,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "statutory_reserve_release",
      "after_eur": null,
      "delta_eur": 62000.0,
      "before_eur": null,
      "share_emission": {
        "agio_eur": null,
        "share_form": null,
        "share_class": null,
        "n_new_shares": null,
        "with_new_shares": false,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": "reserves_incorporation",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "convert_to_distributable"
    }
  ],
  "notary": {
    "name": "Herbert Houben",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Genk",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-11-22",
    "filing_date": "2022-11-18",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2022-11-16",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0418.616.861",
    "name_full": "VERZEKERINGEN HOUBEN",
    "legal_form": "Naamloze vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "NV Van Havermaet",
    "person_name": null,
    "org_rep_person_name": "Stephanie Casado",
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "uitgifte akte uitgereikt v\u00F3\u00F3r registratie",
    "de geco\u00F6rdineerde tekst van de statuten"
  ],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "HOUBEN Dirk",
      "role": null,
      "n_shares": null,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "HOUBEN Stefanie",
      "role": null,
      "n_shares": null,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "HOUBEN Yannick",
      "role": null,
      "n_shares": null,
      "share_class": null
    }
  ],
  "share_classes_after": [
    {
      "n_shares": 1250,
      "class_name": "Aandelen",
      "capital_share_eur": 62000.0,
      "voting_rights_per_share": 1.0
    }
  ]
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van verzekeringsagenten en -makelaars66220

Primary activity highlighted.

Names & trade names

Legal nameNL

Verzekeringen Houben

Registered office

Kempische Kaai 65 bus 6.01

3500 Hasselt, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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