Summary
VERZEKERINGEN FREDRIX is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €207,684 and a net result of €44,624. Equity has been growing by about 3.3% per year since 2018. Its solvency ranks better than 58% of 3,064 sector peers (NACE 66, financial year 2025). The company has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 01-08-1992 Normal situation
- Activity
- Insurance agents and brokers NACE 66220
- Joint committee
- 307 Insurance brokers and agencies · annual accounts 2023
- Establishment unit
- 2.059.211.416 2110 Wijnegem, since 17-11-1995
- Financial year end
- 31 December
- Peppol
- Reachable since 02-12-2025
Board and ownership
Board
- GROEP VAN HEYSTDirector · permanent representative Michael VAN HEYST
- Verzekeringskantoor BollaertDirector · permanent representative Michael BOLLAERT
Shareholders
- GROEP VAN HEYST89.9%2025 annual accounts of GROEP VAN HEYST
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €44,624
- Equity
- €207,684
- Total assets
- €354,440
- Employees on 31-12-2025
- 2
- 2025 accounts filed 18 days after the deadline
Signalsraises risk2025 accounts filed 18 days lateShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal.
raises risk
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
18 days late
2023
20 days late
2022
24 days late
2021
58 days late
2020
30 days late
2019
28 days late
2018
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 66), the median for financial year 2023 was 5 days before the deadline, and 40% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Positive: 2nd oldest company in Wijnegem, Finance and insurance sectorin the Checked rankings No. 2 View
Recent changes
- · Gazette deed 2 directors resigning, 2 directors reappointedResignations: GROEP VAN HEYST (director) and VERZEKERINGSKANTOOR BOLLAERT (director) · Reappointments: GROEP VAN HEYST (director) and VERZEKERINGSKANTOOR BOLLAERT (director) · Permanent representatives: Michael VAN HEYST and Michael BOLLAERT
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as VERZEKERINGEN FREDRIX: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €281,000 and €391,000, founded between 1989 and 1996.
| Company | Total assets | Gross margin |
|---|---|---|
| VERZEKERINGEN FREDRIX Wijnegem | €354,440 | €121,005 |
| CAPITAL PLAN INSURANCE Boechout | €389,401 | €132,559 |
| OPIC & C° Kapellen | €387,676 | €111,725 |
| A.G.I.M (Advies en gezinsinformatie maatschappij) Ronse | €358,707 | €109,445 |
| VADYCO Antwerp | €390,974 | €97,237 |
| DELCROIX VERZEKERINGEN Brasschaat | €322,952 | €169,454 |
| ZAKENKANTOOR SMET-WINDEY BV Bornem | €281,033 | €94,927 |
Key facts about VERZEKERINGEN FREDRIX
- What is the company number of VERZEKERINGEN FREDRIX?
- The company number of VERZEKERINGEN FREDRIX is 0448.247.391. The VAT number is the same number with BE in front: BE 0448.247.391.
- Where is VERZEKERINGEN FREDRIX based?
- The registered office is at Turnhoutsebaan 365, 2110 Wijnegem.Company details
- What does VERZEKERINGEN FREDRIX do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of VERZEKERINGEN FREDRIX?
- VERZEKERINGEN FREDRIX is a private limited company (BV).
- When was VERZEKERINGEN FREDRIX founded?
- VERZEKERINGEN FREDRIX was founded on 01-08-1992.
- Is VERZEKERINGEN FREDRIX still active?
- Yes, VERZEKERINGEN FREDRIX is an active enterprise in the KBO register.
- How many employees does VERZEKERINGEN FREDRIX have?
- VERZEKERINGEN FREDRIX had an average of 1.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does VERZEKERINGEN FREDRIX fall under?
- In its 2023 annual accounts, VERZEKERINGEN FREDRIX states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of VERZEKERINGEN FREDRIX?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €121,005 and 31 comparable companies (NACE 66220). It probably lies between €190,000 and €310,000.
- Is VERZEKERINGEN FREDRIX profitable?
- In financial year 2025, VERZEKERINGEN FREDRIX made a profit of €44,624.
- Where can I find the annual accounts of VERZEKERINGEN FREDRIX?
- VERZEKERINGEN FREDRIX filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VERZEKERINGEN FREDRIX due?
- VERZEKERINGEN FREDRIX must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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