VADYCO

Active Risk: not assessed

Private limited company (pre-2019)founded 1989active for 37 yearsMastplein 70, 2610 Antwerpen, BelgiumKBO/BCE: BE 0436.726.860

Summary

VADYCO is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €195,886 and a net result of €16,009. Equity has been growing by about 6.7% per year since 2019. Its solvency ranks better than 61% of 1,853 sector peers (NACE 66, financial year 2025). The company has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals.

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VADYCOActive

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Official details

Source: KBO

Status: Active since 10-02-1989 Normal situation
Activity: Insurance agents and brokers NACE 66220
Establishment unit: 2.042.702.709 2610 Antwerpen, since 29-03-1989
Financial year end: 31 December
Peppol: Not found in the Peppol Directory

Company details

Board and ownership

Board

VAN DYCK PatrickDirector

Holdings: Shares in 1 company Van Dyck en Co

Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model

Annual accounts 2025

Profit: €16,009; ▼ 15.1%
Equity: €195,886; ▲ 8.9%
Total assets: €390,974; ▲ 1.7%
Employees on 31-12-2025: 1; =

Financials

SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.

neutral

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

1 day early

2024

29 days late

2023

58 days late

2022

6 days early

2021

75 days late

2020

79 days late

2019

31 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 38 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 35 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

03-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Positive: 7 profitable years in a rowprofit 2025: €16,009 7 years View

Recent changes

21-08-2026 · Gazette deed Appointment: Alfons Van Dyck (medebestuurder)
04-03-1989 · Gazette deed Incorporation

All 14 events

Comparable companies

These companies have the same main activity as VADYCO: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €354,000 and €407,000, founded between 1983 and 1992.

Company	Total assets	Gross margin
VADYCO Antwerpen	€390,974	€97,237
Bureau de Courtage SZYGOWSKI Sint-Lambrechts-Woluwe	€396,721	€105,527
A.G.I.M (Advies en gezinsinformatie maatschappij) Ronse	€358,707	€109,445
IWAN DAVID SRL Verviers	€375,592	€98,013
A.C.T.A. - Terrasi Waterloo	€406,637	€111,175
ZAKENKANTOOR JOS RYCKEBUSCH Oostkamp	€394,342	€104,322
VERZEKERINGEN FREDRIX Wijnegem	€354,440	€121,005

Full comparison

Key facts about VADYCO

What is the company number of VADYCO?: The company number of VADYCO is 0436.726.860. The VAT number is the same number with BE in front: BE 0436.726.860.
Where is VADYCO based?: The registered office is at Mastplein 70, 2610 Antwerpen.Company details
What does VADYCO do?: According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of VADYCO?: The legal form of VADYCO is Private limited company (pre-2019) (BVBA).
When was VADYCO founded?: VADYCO was founded on 10-02-1989.
Is VADYCO still active?: Yes, VADYCO is an active enterprise in the KBO register.
How many employees does VADYCO have?: VADYCO had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VADYCO?: The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €97,237 and 1,292 comparable companies of the same size. It probably lies between €170,000 and €520,000. It is a rough estimate.
Is VADYCO profitable?: In financial year 2025, VADYCO made a profit of €16,009.
Where can I find the annual accounts of VADYCO?: VADYCO filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VADYCO due?: VADYCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline