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Complete company report
Generated 21-08-2026
Active BE 0413.964.722Private limited company

VERZEKERINGEN DENERT

Stationsstraat 5 ·9140 Temse, Belgium· 52 yrs active
Sector: Activiteiten van verzekeringsagenten en -makelaars (66220)
Conclusion Checked

VERZEKERINGEN DENERT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 52 yrs
Board 1
Locations 2
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1974, 52 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 31-07-2025 2025-00338206
31-12-2023 verkort 31-07-2024 2024-00329429
31-12-2022 verkort 24-07-2023 2023-00275535
31-12-2021 verkort 12-07-2022 2022-20174153
31-12-2020 verkort 23-07-2021 2021-38400493
31-12-2019 verkort 30-07-2020 2020-35800555
31-12-2018 verkort 29-07-2019 2019-39800035
31-12-2017 verkort 27-07-2018 2018-38200444
31-12-2016 verkort 26-07-2017 2017-35300352
31-12-2015 verkort 28-07-2016 2016-36000213
Directors & mandates 1 directors
Current directors & mandates
  • Denert Didier
    Director
    State Gazette act 25373355 (02-12-2025)
    Current
    22-10-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Private limited company(610)
Incorporation01-01-1974
StatusActive
Postal code9140
Connections & network 1 connected companies
Group structure
Denert Assurantie en Expertisekantoor
We sit on their board · 1 location
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 1 parties
VERZEKERINGEN DENERTBE 0413.964.722
controls
Where this company holds controlthis company sits on their board1
Denert Assurantie en Expertisekantoor
1 location

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 2 locations
Rupelmondestraat 90, 9150 Beveren-Kruibeke-Zwijndrecht
Overige activiteiten van geldscheppende financiële instellingen
since 19742.128.363.706
Vrijheidstraat 15, 9140 Temse
Verzekeringsmakelaars en -agenten
since 19742.142.815.419
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46001B0951/00X002 Flanders 3,082 m² 1 · 220 m² 10.3 m · 2 fl.
46302D1372/00G003 Flanders 530 m² 1 · 212 m² 12.8 m · 4 fl.
46302D1490/00V002 Flanders 293 m² 1 · 137 m² 10.3 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
12-05-2026
State Gazette act Open capture
Notarial deed · General meeting · Seat change · Annual meeting schedule · Anthony Ampe
2025
02-12-2025
State Gazette act Statutes amendment
v3.2
31-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
31-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
24-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
12-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
23-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
30-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
29-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
27-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
26-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
28-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2012
13-01-2012
State Gazette act Registered-office change
v3.2
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
Capital history · 1
12-05-2026
Capital: amount: 62000.00, shares: 250, currency: EUR
Address history · 2
12-05-2026
Seat change: to: 9140 Temse, Stationsstraat 5, from: 9140 Temse, Vrijheidstraat 15, effective_date: 2026-02-12
13-01-2012
v3.2
All acts · 3 updated 3 months ago
2026
12-05-2026 Notarial deed · General meeting · Seat change · Annual meeting schedule Open-capture extraction·Anthony Ampe
  • Filing: 2026-05-04 · DENERT ASSURANTIE EN EXPERTISEKANTOOR
  • Notarial deed: 2026-02-12 · DENERT ASSURANTIE EN EXPERTISEKANTOOR
  • General meeting: 2026-02-12 · DENERT ASSURANTIE EN EXPERTISEKANTOOR
  • Seat change: to: 9140 Temse, Stationsstraat 5, from: 9140 Temse, Vrijheidstraat 15, effective_date: 2026-02-12 · DENERT ASSURANTIE EN EXPERTISEKANTOOR
  • Annual meeting schedule: date: 30 juni, time: 17.00 uur · DENERT ASSURANTIE EN EXPERTISEKANTOOR
  • Statute amendment: coördinatie WVV · DENERT ASSURANTIE EN EXPERTISEKANTOOR
  • Statute amendment: volledig nieuwe statuten · DENERT ASSURANTIE EN EXPERTISEKANTOOR
  • Officer resignation: 2026-02-12 · Verzekeringen Denert
  • Officer resignation: 2026-02-12 · DEN BERK
  • Officer resignation: 2026-02-12 · DENERT Antoine Jean Clothilde
  • Officer resignation: 2026-02-12 · DE NIL Sofie Angela Paul
  • Officer appointment: role: niet-statutaire bestuurder, end_date: 2030-01-01, start_date: 2024-01-01 · Verzekeringen Denert
  • Officer appointment: role: niet-statutaire bestuurder, end_date: 2030-01-01, start_date: 2024-01-01 · DEN BERK
  • Officer appointment: role: niet-statutaire bestuurder, end_date: 2030-01-01, start_date: 2024-01-01 · DENERT Antoine
  • Officer appointment: role: niet-statutaire bestuurder, end_date: 2030-01-01, start_date: 2024-01-01 · DE NIL Sofie
  • Officer appointment: role: niet-statutaire bestuurder, end_date: 2030-01-01, start_date: 2024-01-01 · DE NIL Julie Thérèse Paula
  • Officer appointment: role: voorzitter van de Raad van Bestuur · DEN BERK
  • Permanent representative: vaste vertegenwoordiger · Verzekeringen Denert
  • Permanent representative: vaste vertegenwoordiger · DEN BERK
  • Mandate compensation: onbezoldigd · Verzekeringen Denert
  • Mandate compensation: onbezoldigd · DEN BERK
  • Mandate compensation: onbezoldigd · DENERT Antoine
  • Mandate compensation: onbezoldigd · DE NIL Sofie
  • Mandate compensation: onbezoldigd · DE NIL Julie Thérèse Paula
  • Power of attorney: administratieve formaliteiten · DENERT ASSURANTIE EN EXPERTISEKANTOOR
  • Capital: amount: 62000.00, shares: 250, currency: EUR · DENERT ASSURANTIE EN EXPERTISEKANTOOR
  • Publication: 2026-05-12
  • Act object: WIJZIGING - STATUTEN - BENOEMINGEN
Summary: Notarial deed · General meeting · Seat change · Annual meeting scheduleNotary: Anthony Ampe
Technical details 
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      "type": "filing",
      "quote": "NEERLEGGNO TER ORIFFIE VAN DE ONDERNEMINGSRECHTBANK GENT afdeling DENDERMONDE 4 MEI 2026",
      "value": "2026-05-04",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "notarial_deed",
      "quote": "Er blijkt uit een akte verleden voor notaris.Anthony Ampe te Beveren-Kruibeke-Zwijndrecht, op 12 februari 2026",
      "value": "2026-02-12",
      "object": "e2",
      "subject": "e1"
    },
    {
      "type": "general_meeting",
      "quote": "dat de buitengewone algemene vergadering van de NV\u0022 DENERT ASSURANTIE EN EXPERTISEKANTOOR\u0022 ... volgende beslissingen heeft genomen",
      "value": "2026-02-12",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "seat_change",
      "quote": "De vergadering besluit om het adres van de zetel te verplaatsen van 9140 Temse, Vrijheidstraat 15 naar 9140 Temse, Stationsstraat 5 vanaf heden.",
      "value": {
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        "effective_date": "2026-02-12"
      },
      "object": null,
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    },
    {
      "type": "annual_meeting_schedule",
      "quote": "De vergadering beslist de jaarvergadering voortaan te houden op 30 juni om 17.00 uur.",
      "value": {
        "date": "30 juni",
        "time": "17.00 uur"
      },
      "object": null,
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    },
    {
      "type": "statute_amendment",
      "quote": "besluit de algemene vergadering om de statuten aan te passen aan de bepalingen van het Wetboek van vennootschappen en verenigingen.",
      "value": "co\u00F6rdinatie WVV",
      "object": null,
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      "type": "statute_amendment",
      "quote": "besluit de algemene vergadering volledig nieuwe statuten aan te nemen, die in overeenstemming zijn met het Wetboek van vennootschappen en verenigingen, zonder evenwel een wijziging aan te brengen in haar voorwerp.",
      "value": "volledig nieuwe statuten",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "officer_resignation",
      "quote": "De algemene vergadering besluit de huidige bestuurders, hierna vermeld, ontslag te geven uit hun functie: - \u0022Verzekeringen Denert\u0022 BV",
      "value": "2026-02-12",
      "object": "e1",
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    },
    {
      "type": "officer_resignation",
      "quote": "De algemene vergadering besluit de huidige bestuurders, hierna vermeld, ontslag te geven uit hun functie: - \u0022DEN BERK\u0022 NV",
      "value": "2026-02-12",
      "object": "e1",
      "subject": "e5"
    },
    {
      "type": "officer_resignation",
      "quote": "De algemene vergadering besluit de huidige bestuurders, hierna vermeld, ontslag te geven uit hun functie: - De heer DENERT Antoine Jean Clothilde",
      "value": "2026-02-12",
      "object": "e1",
      "subject": "e8"
    },
    {
      "type": "officer_resignation",
      "quote": "De algemene vergadering besluit de huidige bestuurders, hierna vermeld, ontslag te geven uit hun functie: - Mevrouw DE NIL Sofie Angela Paul",
      "value": "2026-02-12",
      "object": "e1",
      "subject": "e9"
    },
    {
      "type": "officer_appointment",
      "quote": "De algemene vergadering benoemd retroactief (vanaf de jaarvergadering van 2024) tot niet-statutaire bestuurders tot aan de jaarvergadering in het jaar 2030: \u0022Verzekeringen Denert\u0022 BV",
      "value": {
        "role": "niet-statutaire bestuurder",
        "end_date": "2030-01-01",
        "start_date": "2024-01-01",
        "retroactive": true
      },
      "object": "e1",
      "subject": "e3"
    },
    {
      "type": "officer_appointment",
      "quote": "De algemene vergadering benoemd retroactief (vanaf de jaarvergadering van 2024) tot niet-statutaire bestuurders tot aan de jaarvergadering in het jaar 2030: \u0022DEN BERK\u0022 NV",
      "value": {
        "role": "niet-statutaire bestuurder",
        "end_date": "2030-01-01",
        "start_date": "2024-01-01",
        "retroactive": true
      },
      "object": "e1",
      "subject": "e5"
    },
    {
      "type": "officer_appointment",
      "quote": "De algemene vergadering benoemd retroactief (vanaf de jaarvergadering van 2024) tot niet-statutaire bestuurders tot aan de jaarvergadering in het jaar 2030: - De heer DENERT Antoine",
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        "end_date": "2030-01-01",
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        "retroactive": true
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      "object": "e1",
      "subject": "e10"
    },
    {
      "type": "officer_appointment",
      "quote": "De algemene vergadering benoemd retroactief (vanaf de jaarvergadering van 2024) tot niet-statutaire bestuurders tot aan de jaarvergadering in het jaar 2030: - Mevrouw DE NIL Sofie",
      "value": {
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        "end_date": "2030-01-01",
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    },
    {
      "type": "officer_appointment",
      "quote": "De algemene vergadering benoemd retroactief (vanaf de jaarvergadering van 2024) tot niet-statutaire bestuurders tot aan de jaarvergadering in het jaar 2030: - Mevrouw DE NIL Julie Th\u00E9r\u00E8se Paula",
      "value": {
        "role": "niet-statutaire bestuurder",
        "end_date": "2030-01-01",
        "start_date": "2024-01-01",
        "retroactive": true
      },
      "object": "e1",
      "subject": "e12"
    },
    {
      "type": "officer_appointment",
      "quote": "De algemene vergadering besluit DEN BERK NV met vaste vertegenwoordiger De Nil Peter aan te stellen als voorzitter van de Raad van Bestuur.",
      "value": {
        "role": "voorzitter van de Raad van Bestuur"
      },
      "object": "e1",
      "subject": "e5"
    },
    {
      "type": "permanent_representative",
      "quote": "met als vaste vertegenwoordiger: de heer Denert Didier",
      "value": "vaste vertegenwoordiger",
      "object": "e4",
      "subject": "e3"
    },
    {
      "type": "permanent_representative",
      "quote": "met als vaste vertegenwoordiger: de heer De Nil Peter",
      "value": "vaste vertegenwoordiger",
      "object": "e7",
      "subject": "e5"
    },
    {
      "type": "mandate_compensation",
      "quote": "Hun mandaat is onbezoldigd.",
      "value": "onbezoldigd",
      "object": "e1",
      "subject": "e3"
    },
    {
      "type": "mandate_compensation",
      "quote": "Hun mandaat is onbezoldigd.",
      "value": "onbezoldigd",
      "object": "e1",
      "subject": "e5"
    },
    {
      "type": "mandate_compensation",
      "quote": "Hun mandaat is onbezoldigd.",
      "value": "onbezoldigd",
      "object": "e1",
      "subject": "e10"
    },
    {
      "type": "mandate_compensation",
      "quote": "Hun mandaat is onbezoldigd.",
      "value": "onbezoldigd",
      "object": "e1",
      "subject": "e11"
    },
    {
      "type": "mandate_compensation",
      "quote": "Hun mandaat is onbezoldigd.",
      "value": "onbezoldigd",
      "object": "e1",
      "subject": "e12"
    },
    {
      "type": "power_of_attorney",
      "quote": "De vergadering verleent, met eenparigheid van stemmen, volmacht aan PRODUCTIVITY BV ... om ieder afzonderlijk de vervulling van alle administratieve formaliteiten te verzekeren",
      "value": "administratieve formaliteiten",
      "object": "e13",
      "subject": "e1"
    },
    {
      "type": "capital",
      "quote": "Het kapitaal bedraagt twee\u00EBnzestigduizend euro (\u20AC 62.000,00). Het wordt vertegenwoordigd door tweehonderdvijftig (250) aandelen",
      "value": {
        "amount": "62000.00",
        "shares": 250,
        "currency": "EUR"
      },
      "object": null,
      "subject": "e1"
    },
    {
      "type": "publication",
      "quote": "Belgisch Staatsblad - 12/05/2026",
      "value": "2026-05-12",
      "object": null,
      "subject": null
    },
    {
      "type": "act_object",
      "quote": "Onderwerp akte : WIJZIGING - STATUTEN - BENOEMINGEN",
      "value": "WIJZIGING - STATUTEN - BENOEMINGEN",
      "object": null,
      "subject": null
    }
  ],
  "act_meta": {
    "model_id": 40,
    "extractor": "open-capture-27b-v3",
    "ocr_chars": 19318,
    "truncated": false,
    "needs_verify": true
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0417.943.207",
      "kind": "company",
      "name": "DENERT ASSURANTIE EN EXPERTISEKANTOOR",
      "attrs": {
        "shares": "250",
        "capital": "62000.00 EUR",
        "new_seat": "9140 Temse, Stationsstraat 5",
        "old_seat": "9140 Temse, Vrijheidstraat 15",
        "legal_form": "Naamloze vennootschap",
        "short_name": "DENERT-ASSEX"
      }
    },
    {
      "id": "e2",
      "kbo": null,
      "kind": "person",
      "name": "Anthony Ampe",
      "attrs": {
        "role": "Notaris",
        "location": "Beveren-Kruibeke-Zwijndrecht"
      }
    },
    {
      "id": "e3",
      "kbo": "0413.964.722",
      "kind": "company",
      "name": "Verzekeringen Denert",
      "attrs": {
        "role": "Bestuurder",
        "seat": "9140 Temse, Stationsstraat 5",
        "legal_form": "BV"
      }
    },
    {
      "id": "e4",
      "kbo": null,
      "kind": "person",
      "name": "Denert Didier",
      "attrs": {
        "role": "Vaste vertegenwoordiger",
        "address": "9150 Beveren-Kruibeke-Zwijndrecht, Rupelmondestraat 92"
      }
    },
    {
      "id": "e5",
      "kbo": "0442.354.444",
      "kind": "company",
      "name": "DEN BERK",
      "attrs": {
        "role": "Bestuurder",
        "seat": "9140 Temse, Sint Amelbergalaan 41",
        "legal_form": "NV"
      }
    },
    {
      "id": "e6",
      "kbo": null,
      "kind": "person",
      "name": "De Nil Paul",
      "attrs": {
        "role": "Vaste vertegenwoordiger (overleden)",
        "status": "overleden"
      }
    },
    {
      "id": "e7",
      "kbo": null,
      "kind": "person",
      "name": "De Nil Peter",
      "attrs": {
        "role": "Vaste vertegenwoordiger",
        "address": "9112 Sint-Niklaas (Sinaai), Helsvuurstraat 8"
      }
    },
    {
      "id": "e8",
      "kbo": null,
      "kind": "person",
      "name": "DENERT Antoine Jean Clothilde",
      "attrs": {
        "role": "Bestuurder (ontslagen)",
        "address": "9150 Beveren-Kruibeke-Zwijndrecht, Rupelmondestraat 90"
      }
    },
    {
      "id": "e9",
      "kbo": null,
      "kind": "person",
      "name": "DE NIL Sofie Angela Paul",
      "attrs": {
        "role": "Bestuurder (ontslagen)",
        "address": "9150 Beveren-Kruibeke-Zwijndrecht, Barbierstraat 60"
      }
    },
    {
      "id": "e10",
      "kbo": null,
      "kind": "person",
      "name": "DENERT Antoine",
      "attrs": {
        "role": "Bestuurder",
        "address": "9150 Beveren-Kruibeke-Zwijndrecht, Rupelmondestraat 90"
      }
    },
    {
      "id": "e11",
      "kbo": null,
      "kind": "person",
      "name": "DE NIL Sofie",
      "attrs": {
        "role": "Bestuurder",
        "address": "9150 Beveren-Kruibeke-Zwijndrecht, Barbierstraat 60"
      }
    },
    {
      "id": "e12",
      "kbo": null,
      "kind": "person",
      "name": "DE NIL Julie Th\u00E9r\u00E8se Paula",
      "attrs": {
        "role": "Bestuurder",
        "address": "2018 Antwerpen, Juliaan Dillensstraat 42"
      }
    },
    {
      "id": "e13",
      "kbo": "0435.488.230",
      "kind": "company",
      "name": "PRODUCTIVITY BV",
      "attrs": {
        "role": "Volmachtgever"
      }
    }
  ]
}
2025
02-12-2025 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
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  "act_meta": {
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    "extractor": "constrained-core-35b"
  },
  "statute_change": {
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    "seat_change": true,
    "object_change": false,
    "effective_date": "2025-10-22",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0413.964.722",
    "name_full": "VERZEKERINGEN DENERT",
    "legal_form": "BVBA"
  },
  "signature_regime": "solo",
  "special_mandates": [
    {
      "quote": "De vergadering verleent, met eenparigheid van stemmen, volmacht aan PRODUCTIVITY BV (BTW 0435.488.230), en aan haar werknemers, aangestelden of wettelijke vertegenwoordigers met mogelijkheid van indeplaatsstelling, om ieder afzonderlijk de vervulling van alle administratieve formaliteiten te verzekeren, zowel bij het ondernemingsloket, de administratie van de belastingen, de BTW, de KBO, het UBO, eStox en andere administratieve diensten.",
      "holder_kbo": "0435.488.230",
      "holder_name": "PRODUCTIVITY BV",
      "scope_categories": [
        "administrative_formalities",
        "KBO",
        "tax",
        "UBO",
        "filing"
      ],
      "with_substitution": true
    }
  ],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2012
13-01-2012 Registered office moved Registered-office change
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0413.964.722",
    "name_full": "VERZEKERINGEN DENERT",
    "legal_form": "BVBA"
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van verzekeringsagenten en -makelaars66220Verzekeringsmakelaars en -agenten67201
Primary activity highlighted.
Names & trade names
Legal nameNL VERZEKERINGEN DENERT
Registered office
Stationsstraat 5
9140 Temse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 482 of 4,663 with filed accounts
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative