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VERZEKERINGEN DENERT

Active Risk: not assessed
Private limited companyfounded 1974active for 52 yearsStationsstraat 5, 9140 Temse, BelgiumKBO/BCE: BE 0413.964.722
Summary

VERZEKERINGEN DENERT is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €515,940 and a net result of €124,015. Equity has been growing by about 24% per year since 2018. Its solvency ranks better than 46% of 1,853 sector peers (NACE 66, financial year 2025). The company has been active since 1974 and the Belgian Official Gazette contains no insolvency or warning signals.

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VERZEKERINGEN DENERTActive
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Overview

Official details

Source: KBO
Status
Active since 01-01-1974 Normal situation
Activity
Insurance agents and brokers NACE 66220
Establishment units
2.128.363.706 9150 Beveren-Kruibeke-Zwijndrecht, since 01-01-1974
2.142.815.419 9140 Temse, since 01-01-1974
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Board and ownership

Board
Shareholders
  • PRO DEO· score 872025 annual accounts of PRO DEO
Holdings
Shares in 2 companies Denert Assurantie en Expertisekantoor and PRO DEO
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€124,015
▼ 35.5%
Equity
€515,940
▲ 15.4%
Total assets
€1.5m
▲ 9.6%
Employees on 31-12-2025
6
=
  • 2025 accounts filed 28 days after the deadline
Financials
SignalsneutralA punctual record breaksShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
on the day
2023
on the day
2022
7 days early
2021
19 days early
2020
8 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 2nd oldest company in Temse, Finance and insurance sectorin the Checked rankings No. 2 View
  • Positive: 8 profitable years in a rowprofit 2025: €124,015 8 years View
  • Caution: Result fell in 2025from €192,172 to €124,015 ▼ 35.5% View
  • New directorlatest change 02-12-2025 · 1 in office 1 joined View

Recent changes

  1. · Gazette deed Registered office moved within TemseNew seat: 9140 Temse, Stationsstraat 5 · Previous seat: 9140 Temse, Vrijheidstraat 15 · Change of role: Denert Didier, from manager to director
All 17 events

Comparable companies

These companies have the same main activity as VERZEKERINGEN DENERT: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €1.1m and €1.8m, founded between 1976 and 1988.

CompanyTotal assetsGross margin
VERZEKERINGEN DENERT Temse€1.5m€0.6m
Zakenkantoor Filip Verstraeten Sint-Niklaas€1.7m€0.7m
ASSURANCES COLSON ET FILS S.A. Verviers€1.6m€0.6m
Begassur Courcelles€1.8m€0.5m
Devaux, Roland Associés Brussel€1.7m€0.7m
PIERSON C'EST BON Ottignies-Louvain-la-Neuve€1.1m€0.6m
MEYERS – BREMS & C° Alken€1.6m€0.5m
Full comparison

Key facts about VERZEKERINGEN DENERT
What is the company number of VERZEKERINGEN DENERT?
The company number of VERZEKERINGEN DENERT is 0413.964.722. The VAT number is the same number with BE in front: BE 0413.964.722.
Where is VERZEKERINGEN DENERT based?
The registered office is at Stationsstraat 5, 9140 Temse.Company details
What does VERZEKERINGEN DENERT do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of VERZEKERINGEN DENERT?
The legal form of VERZEKERINGEN DENERT is Private limited company (BV).
When was VERZEKERINGEN DENERT founded?
VERZEKERINGEN DENERT was founded on 01-01-1974.
Is VERZEKERINGEN DENERT still active?
Yes, VERZEKERINGEN DENERT is an active enterprise in the KBO register.
How many employees does VERZEKERINGEN DENERT have?
VERZEKERINGEN DENERT had an average of 5.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VERZEKERINGEN DENERT?
The turnover in financial year 2025 is ≈ €970,000. This figure is estimated from the gross margin of €608,607 and 31 comparable companies (NACE 66). It probably lies between €870,000 and €1.1m.
Is VERZEKERINGEN DENERT profitable?
In financial year 2025, VERZEKERINGEN DENERT made a profit of €124,015.
Where can I find the annual accounts of VERZEKERINGEN DENERT?
VERZEKERINGEN DENERT filed 44 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VERZEKERINGEN DENERT due?
VERZEKERINGEN DENERT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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