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VERVIERS TOITURES

Active
Private limited companyfounded 2021active for 5 yearsRue Heid des Fawes 15+, 4800 Verviers, BelgiumKBO/BCE: BE 0775.699.595
Summary

The computed 12-month bankruptcy probability of VERVIERS TOITURES is 2.0% (moderate). The 2025 annual accounts show equity of €35,980 and a net result of €35,975. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 34,699 sector peers (NACE 43, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

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VERVIERS TOITURESActiveChecked score 55/100
Risk analysis ReportCompare

Overview

Activity
Roofing work
NACE 43410
1 site
Size
€120,079total assets 2025
Equity
€35,980
Profit
€35,975
Turnover not published (micro format)
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.0%
Structure
2025 accounts filed 28 days late1 of 2 deeds summarised
Why 55raises riskFounded in 20211 change of registered office in 24 monthsSize: total assets €120,079lowers riskFigures for financial year 2025 (filed 28-08-2026)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 61% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 55+30
equity 30.0% of total assets
Liquidity 32+8
short-term debt 55.2% · cash 8.2%
Profitability 100+43
return on assets 30.0%
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months 11-2024: 3.6% 12-2024: 3.6%● unchanged vs 11-2024 01-2025: 3.6%● unchanged vs 12-2024 02-2025: 3.6%● unchanged vs 01-2025 03-2025: 3.9%▲ +0.3 percentage points vs 02-2025 04-2025: 3.9%● unchanged vs 03-2025 05-2025: 3.9%● unchanged vs 04-2025 06-2025: 3.5%▼ -0.4 percentage points vs 05-2025 07-2025: 3.5%● unchanged vs 06-2025 08-2025: 4.2%▲ +0.7 percentage points vs 07-2025 09-2025: 4.4%▲ +0.2 percentage points vs 08-2025 10-2025: 3.8%▼ -0.6 percentage points vs 09-2025 11-2025: 3.8%● unchanged vs 10-2025 12-2025: 3.8%● unchanged vs 11-2025 01-2026: 3.7%▼ -0.1 percentage points vs 12-2025 02-2026: 3.7%● unchanged vs 01-2026 03-2026: 3.6%▼ -0.1 percentage points vs 02-2026 04-2026: 4.4%▲ +0.8 percentage points vs 03-2026 05-2026: 4.7%▲ +0.3 percentage points vs 04-2026 06-2026: 4.9%▲ +0.2 percentage points vs 05-2026 07-2026: 4.9%● unchanged vs 06-2026 08-2026: 5.3%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 1.9%▼ -3.4 percentage points vs 08-2026lowest value 10-2026: 2.0%▲ +0.1 percentage points vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.52, compared with 0.33 in 2024, below 1; short-term debt: 55.2% and cash: 8.2% of total assets), and 70% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 32% on solvency, 20% on liquidity, 92% on profitability and 99% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 28-08-2026)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Size: total assets €120,079
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year €35,980
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
28 days late
2024
28 days late
2023
13 days early
2022
46 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 22 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €35,975
  3. Registered officeDirector in office · Registered-office…

Key points

  • Total assets 20254 financial years filed €120,079 View
  • Active since 2021founded 13-10-2021 5 years View

By topic

Financials

Financial year
2025
Total assets
€120,079
Profit
€35,975
Solvency
30.0%
Go to Financials

Timeline

Events
7
Since
2023
Next accounts
by 31-07-2027
  1. 28-08-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 18-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
13-10-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about VERVIERS TOITURES

What is the company number of VERVIERS TOITURES?
0775.699.595. In Belgium the VAT number is the company number with BE in front: BE 0775.699.595.
Where is VERVIERS TOITURES based?
The registered office is at Rue Heid des Fawes 15+, 4800 Verviers.Company details
What does VERVIERS TOITURES do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of VERVIERS TOITURES?
Private limited company (BV).
When was VERVIERS TOITURES founded?
On 13-10-2021.
Is VERVIERS TOITURES still active?
Yes, VERVIERS TOITURES is an active enterprise in the KBO register.
What is the turnover of VERVIERS TOITURES?
€269,618 in financial year 2023, according to the filed annual accounts.Financials
Is VERVIERS TOITURES profitable?
In financial year 2025, VERVIERS TOITURES made a profit of €35,975.
Where can I find the annual accounts of VERVIERS TOITURES?
VERVIERS TOITURES filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VERVIERS TOITURES due?
By 31-07-2027, for financial year 2026.Timeline

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