Financials
- Fiscal year
- 2025
- Total assets
- €62,948
- Profit
- €32,959
- Solvency
- 57.1%
Neumann
ActiveSummary
The computed 12-month bankruptcy probability of Neumann is 2.4% (moderate). The 2025 annual accounts show equity of €35,959 and a net result of €32,959. Its solvency ranks better than 61% of 33926 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Roofing work
NACE 43410General construction of residential buildings NACE 41001
1 site
Size
€62,948total assets 2025
- Equity
- €35,959
- Profit
- €32,959
Turnover not published (abridged schema)
Structure
Accounts filed 25 d late0 of 1 deed read
Why 54- Founded in 2025- Liquidity: current ratio 1.60- Size: total assets €62,948- Sector Specialised construction activities (NACE 43)Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 71% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
82
equity 57.1% of total assets
Liquidity
61
short-term debt 40.8%
Profitability
100
return on assets 52.4%
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Founded in 2025 raises the probability for this profile
- Liquidity: current ratio 1.60 raises the probability
- Size: total assets €62,948 raises the probability for this profile
- Sector Specialised construction activities (NACE 43) raises the probability
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 1.6; short-term debt: 40.8% of total assets), and 42.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 62%, liquidity 59%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
25 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 25-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Roofing workNACE 43410
- Founded
- 17-09-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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