VERVARCKE INTERIEUR

Active

Private limited companyfounded 2005active for 21 yearsNatiënlaan 213, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0873.242.894

Summary

VERVARCKE INTERIEUR has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €166,053 and a net result of €42,373. Equity is growing by about 8% per year across the filed financial years. Its solvency ranks better than 39% of 12,678 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

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VERVARCKE INTERIEURActiveChecked score 67/100

Risk analysis Report Compare

Activity

Retail sale of lighting equipment

NACE 47552Retail sale of household furniture NACE 47551

1 site

Size

€623,623total assets 2025

Staff: 7.3 FTE
Equity: €166,053
Profit: €42,373

Turnover not published (abbreviated or micro format)

Financial health

67 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.9%

Structure

2025 accounts 39 days early1 of 4 deeds summarised

Why 67raises riskLiquidity: current ratio 0.78, cash €86Sector: Retail trade (NACE 47)lowers riskFounded in 2005Profit of €42,373 (financial year 2025)Show the evidence

Checked score

Score 2025

67 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 50% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 52+9

equity 26.6% of total assets

Liquidity 24+3

short-term debt 51.6% · cash 0.0%

Profitability 73+24

return on assets 6.8%

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,248 companies, NACE 47, micro)

Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.0%▼ -0.1 percentage points vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.3%▲ +0.3 percentage points vs 06-2025 08-2025: 1.8%▲ +0.5 percentage points vs 07-2025 09-2025: 1.5%▼ -0.3 percentage points vs 08-2025 10-2025: 1.5%● unchanged vs 09-2025 11-2025: 1.5%● unchanged vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.6%▲ +0.1 percentage points vs 03-2026 05-2026: 1.6%● unchanged vs 04-2026 06-2026: 1.5%▼ -0.1 percentage points vs 05-2026 07-2026: 1.6%▲ +0.1 percentage points vs 06-2026 08-2026: 2.5%▲ +0.9 percentage points vs 07-2026 09-2026: 3.1%▲ +0.6 percentage points vs 08-2026highest value 10-2026: 0.9%▼ -2.2 percentage points vs 09-2026lowest value

Credit of up to €11,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.78, compared with 0.63 in 2024, below 1; short-term debt: 51.6% and cash: 0% of total assets), and 73.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 42% on solvency, 22% on liquidity, 57% on profitability and 81% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 0.78, cash €86

NBB · annual accounts

Founded in 2005

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Sector: Retail trade (NACE 47)

KBO

Profit of €42,373 (financial year 2025)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

39 days early

2024

11 days late

2023

15 days early

2022

28 days late

2021

61 days late

2020

31 days late

2019

11 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 August (5 of the last 5 filed years within 50 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

22-06-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-12-2025 Equity above €150,000equity €166,053 ▲34.3%
11-08-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Among the largest 18% on gross marginsector median €213,925 · 12,640 companies €618,385 View
Board3 directors in office 3 View
Total assets 20256 financial years filed €623,623 View

By topic

Financials

Financial year: 2025
Total assets: €623,623
Profit: €42,373
Solvency: 26.6%

Total assets▼ 11.1%

Net result

20182025

Go to Financials

Board & ownership

Board: 3 members

BOUILLON HansDirector
PATTYN Anne Marie JeanDirector
VERVARCKE IsabelDirector

Go to Board & ownership

Timeline

Events: 25
Since: 2007
Next accounts: by 31-07-2027

16-07-2024Annual accounts filed
31-12-2023Back to profit
31-12-2023Equity above €100,000

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Retail sale of lighting equipmentNACE 47552
Founded: 18-04-2005
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 15

Who signs: Each director alone
Annual meeting: First Saturday of May at 20:00
Purpose: “Het uitbaten van een handelszaak die zich specialiseert op het vlak van het al dan niet…” (deed in Dutch)

Go to Articles of association

Key facts about VERVARCKE INTERIEUR

What is the company number of VERVARCKE INTERIEUR?: 0873.242.894. In Belgium the VAT number is the company number with BE in front: BE 0873.242.894.
Where is VERVARCKE INTERIEUR based?: The registered office is at Natiënlaan 213, 8300 Knokke-Heist.Company details
What does VERVARCKE INTERIEUR do?: According to the KBO register, the main activity is retail sale of lighting equipment (NACE 47552).
What is the legal form of VERVARCKE INTERIEUR?: Private limited company (BV).
When was VERVARCKE INTERIEUR founded?: On 18-04-2005.
Is VERVARCKE INTERIEUR still active?: Yes, VERVARCKE INTERIEUR is an active enterprise in the KBO register.
How many employees does VERVARCKE INTERIEUR have?: On average 7.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VERVARCKE INTERIEUR?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is VERVARCKE INTERIEUR profitable?: In financial year 2025, VERVARCKE INTERIEUR made a profit of €42,373.
Where can I find the annual accounts of VERVARCKE INTERIEUR?: VERVARCKE INTERIEUR filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VERVARCKE INTERIEUR due?: By 31-07-2027, for financial year 2026.Timeline

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Overview