Equity
-€3.4m
Debts exceed assets in financial year 2025.
Vertuoza
Lifetime
6 annual accounts with figures on one time axispeak €5.1m (2025)
€5.1m▲ 140%
lowest -€4.8m (2025)
-€4.8m▼ €616,707
peak €3.5m (2023)
-€3.4m▼ €4.8m
€9.9m▲ 91.6%
peak 96.4 FTE (2025)
96.4 FTE▲ 36.5%
Board5 names since 2019
4 directors and 3 others
Owners
Documentsfilings and deeds
28-08-202628 days late
2025abbreviated format
Gross margin from €2.1m to €5.1mLoss of €4.8mStaff from 70.6 FTE to 96.4 FTEEquity from €1.4m to -€3.4mDebts from €5.2m to €9.9mCash from €1.5m to €320,938
Key points
from the 2025 annual accountsLosses
-€14.6m in five years
Every financial year from 2021 to 2025 closed with a loss. 2025 was the heaviest.
Debts
€9.9m 151% of the balance sheet
Financial debts 26%Suppliers 13%Taxes and wages 10%Other 51%
€2.6m of the debts are secured on the company's own assets.
Staff
94 employees on 31-12-2025
In 2025, 49 people joined and 42 left.
Liquidity
0.69 was 1.34 in 2024
Short-term debts rose from €1.9m to €2.7m.
Position in the sector
-51.2%
Lower solvency than 95% of companies in retail trade. Sector median 36.9% · 13,234 companies.
2025 accounts filed 28 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 252 companies had the same profile as Vertuoza has now. Each dot is one company, two years later.
85.3%
were still trading
6.7%
stopped another way
7.1%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 252 companies, not a prediction for Vertuoza. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director, since 29-06-2020
Director, since 29-06-2020
Director, , since 02-07-2021
Director, , since 25-10-2023
- 10.81%score equity €70.8m (2025) · 2025 annual accounts of
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0737828718
Registered office moved within Nivelles
New registered office: Rue de de l'Industrie 22A boîte 30, 1400 Nivelles · Previous registered office: Rue Louis Braille 16, 1402 Nivelles · General meeting of 15-06-2026 · Gazette deed
Share issue
Issue of 33 shares · Gazette deed
Capital contribution of €3,999,157.04
Contributions: (€36,663.64, 13 shares); (€104,350.36, 37 shares); (€823,521.76, 292 shares); and 5 others · General meeting of 25-03-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Vertuoza Nivelles | - | - | -51.2% | 96.4 |
| Dataminded Leuven | - | - | 35.4% | 32.2 |
| Oracle Global Services Belgium Vilvoorde | €11.1m | 5.2% | 56.1% | 51.3 |
| 3D&I Kontich | - | - | 46.6% | 27 |
| Deduco International Kortrijk | - | - | 55.1% | 21 |
| EXPERIENCE STORE Braine-l'Alleud | - | - | 1.7% | 20.5 |
| OpenS Tubize | €7.1m | 30.8% | 72.3% | 25.3 |
These companies have the same main activity as Vertuoza: retail sale of information and communication equipment (NACE 47400). They are comparable in size and age: total assets between €3.5m and €7.6m, founded between 2009 and 2020.
Official details
Source: KBO- Status
- Active since 19-11-2019Normal situation
- Registered office
- 18 active companies are registered at this addressSource: KBO register, as of 12 November 2026.
- Activity
- Retail sale of information and communication equipmentNACE 47400and 2 others
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.297.449.1561400 Nivelles, since 19-11-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- ≈ €20.0mestimated
- €6.6m▼ 1.2%
- Employeeson 31-12-2025
- 94▲ 8.0%
- Filing
- Filed on 28-08-2026
Insights on Vertuoza
Vertuoza files the abbreviated format. That format states no turnover. The gross margin rose from €148,594 in 2020 to €5.1m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Vertuoza
- What is the company number of Vertuoza?
- The company number of Vertuoza is 0737.828.718. The VAT number is the same number with BE in front: BE 0737.828.718.
- Where is Vertuoza based?
- The registered office is at Rue de l'Industrie 22 A, 1400 Nivelles.Company details
- What does Vertuoza do?
- According to the KBO register, the main activity is retail sale of information and communication equipment (NACE 47400).
- What is the legal form of Vertuoza?
- Vertuoza is a private limited company (BV).
- When was Vertuoza founded?
- Vertuoza was founded on 19-11-2019.
- Is Vertuoza still active?
- Yes, Vertuoza is an active enterprise in the KBO register.
- How many employees does Vertuoza have?
- Vertuoza had an average of 96.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Vertuoza fall under?
- In its 2025 annual accounts, Vertuoza states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of Vertuoza?
- The turnover in financial year 2025 is ≈ €20.0m. This figure is estimated from the gross margin of €5.1m and 87 comparable companies (NACE 47). It probably lies between €12.0m and €36.0m. In financial year 2023 turnover was €3.5m.
- Is Vertuoza profitable?
- In financial year 2025, Vertuoza made a loss of €4.8m.
- Where can I find the annual accounts of Vertuoza?
- Vertuoza filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Vertuoza due?
- Vertuoza must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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