EXPERIENCE STORE
ActiveThe computed 12-month bankruptcy probability of EXPERIENCE STORE is 2.9% (moderate). The 2025 annual accounts show equity of €65k and a net result of €46k. Equity is shrinking by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 14% of 10242 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
63
/ 100
Healthy▲ +20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency13▲+1
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 1.01 in 2024), and 98.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Ten signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.7%
Return on assets
1.2%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 10242 sector peers (2025).
NBB · sector comparisonPosition among 10242 sector peers
Solvency
better than 14%
← weakest
strongest →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €65k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
22 d early
2024
24 d early
2023
30 d early
2022
28 d early
2021
29 d late
2020
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€46k
2024 · €-39k
2020: €14k
2021: €15k
2022: €104k
2023: €-175k
2024: €-39k
2020 → 2025
Working capital
€222k▲ 449%
2024 · €40k
2020: €-55k
2021: €169k
2022: €194k
2023: €9k
2024: €40k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€129k-€233k▲ 81.0%€58k▼ 75.0%€19k▼ 66.7%€65k▲ 235%
Operating result€80k-€212k▲ 167%€-107k€32k€173k▲ 436%
Net result€15k-€104k▲ 612%€-175k€-39k▲ 77.8%€46k
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 436% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €3.93M
Equity
€65k▲ 235%
Debt
€3.87M▲ 12.5%
The debt ratio falls from 99.4% to 98.3%: equity grows faster than debt.
Key figures and ratios
Solvency
1.7%▲
2024 · 0.6%
Current ratio
1.06▲
2024 · 1.01
Quick ratio
0.81▲
2024 · 0.75
Debt / equity
59.51
ROE
70.1%▲
2024 · -200.2%
ROA
1.2%▲
2024 · -1.1%
Debt
€3.87M▲
2024 · €3.44M
Debt ≤ 1 year
€3.71M▲
2024 · €3.42M
Debt > 1 year
€152k▲
2024 · €6k
Income taxes
€35k▲
2024 · €-1k
Staff costs
€1.06M▲
2024 · €993k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.46M€3.93M▲
Current assets29/58€3.46M€3.93M▲
Stocks and contracts in progress3€909k€943k▲
Stocks30/36€909k€943k▲
Amounts receivable within one year40/41€1.73M€2.18M▲
Trade receivables40€475k€914k▲
Other amounts receivable41€1.25M€1.26M▲
Cash at bank and in hand54/58€461k€505k▲
Deferred charges and accrued income490/1€359k€308k▼
Equity and liabilities
Total equity and liabilities10/49€3.46M€3.93M▲
Equity10/15€19k€65k▲
Contributions10/11€100k€100k=
Profit (loss) carried forward14€-81k€-35k▲
Amounts payable17/49€3.44M€3.87M▲
Amounts payable after more than one year17€6k€152k▲
Financial debts170/4€6k€152k▲
Amounts payable within one year42/48€3.42M€3.71M▲
Current portion of amounts payable after more than one year42€65k€44k▼
Financial debts43€612k€653k▲
Credit institutions430/8€612k€653k▲
Trade debts44€2.58M€2.79M▲
Suppliers440/4€2.58M€2.79M▲
Taxes, remuneration and social security45€141k€223k▲
Taxes450/3€22k€101k▲
Remuneration and social security454/9€119k€122k▲
Other amounts payable47/48€16k€150▼
Accrued charges and deferred income492/3€15k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€993k€1.06M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€94k-
Other operating charges640/8€107k€114k▲
Gross operating margin9900€1.23M€1.35M▲
Operating profit (loss)9901€32k€173k▲
Financial income75/76B€1k€613▼
Recurring financial income75€1k€613▼
Financial charges65/66B€74k€93k▲
Recurring financial charges65€74k€93k▲
Profit (loss) for the period before taxes9903€-40k€81k▲
Income taxes67/77€-1k€35k▲
Profit (loss) for the period9904€-39k€46k▲
Profit (loss) for the period to be appropriated9905€-39k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-81k€-35k▲
Profit (loss) brought forward from the previous period14P€-42k€-81k▼
Social balance
Average headcount (FTE)908720.420.5▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €46k
Net result €46k after 2 loss-making years.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-175k ▼268%
Net result drops to €-175k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2020net €104k ▲612%
Operating result €212k, net result €104k, both a record.
31-12
Financial
Equity above €200kEq €233k ▲81%
3 profitable years in a row build equity to €233k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 4 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Japon 11420 Braine-l'AlleudGround area
16.9 ha
Building footprint
11.4 ha
Volume, LiDAR
1,282,166 m³
5 parcels, Brussels, Flanders, Wallonia · tallest building 30.4 m, ±6 floors. Linked by address, not a title deed.
4 establishment units
EXPERIENCE STORE Wijnegem
since 20192.291.396.554
EXPERIENCE STORE Docks
since 20192.291.396.653
Experience Store Rive Gauche
since 20212.316.590.028
EXPERIENCE STORE
since 20212.324.530.665
5 parcels
Flanders
1
(20%)
Wallonia
3
(60%)
Brussels
1
(20%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53402A0191/00H015 | Wallonia | 7.0 ha | 1 · 4.4 ha | 14.3 m · 3 fl. |
| 11050B0010/00E002 | Flanders | 5.6 ha | 1 · 4.9 ha | 27.4 m · 4 fl. |
| 21813F0608/00M000 | Brussels | 4.0 ha | 1 · 2.1 ha | 30.4 m · 6 fl. |
| 25744D0154/00M000 | Wallonia | 2,086 m² | 1 · 829 m² | 18.7 m · 5 fl. |
| 52011D0126/02S000indicative | Wallonia | 27 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 4
4 of 5 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 1003.931.489
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MEROPE CONSULTING
BE 0748.429.828
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GEEMS
BE 0863.171.227
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GOMALINES
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Of 3,209 companies in sector 47400 we hold annual accounts for 1,793. 1,441 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-2019
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47420Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.