Vertom OG Exploitatie
ActiveVertom OG Exploitatie has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €432k and a net result of €28k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 38% of 4512 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-11
Solvency51▲+3
Growth52=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.05 in 2024; short-term debt: 31% and cash: 0.7% of total assets), and 74.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.8%
Return on assets
1.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
3 d early
2024
41 d early
2023
34 d early
2022
38 d early
2021
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€28k▲ 120%
2024 · €13k
2021: €36k
2022: €-8k
2023: €19k
2024: €13k
2021 → 2025
Working capital
€-494k▲ 0.9%
2024 · €-499k
2021: €-52k
2022: €-413k
2023: €-464k
2024: €-499k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€381k-€372k▼ 2.2%€391k▲ 5.1%€404k▲ 3.3%€432k▲ 6.9%
Operating result€55k-€-568€34k€28k▼ 18.5%€60k▲ 117%
Net result€36k-€-8k€19k€13k▼ 33.1%€28k▲ 120%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 117% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.67M
Fixed assets
€1.65M▼ 2.8%
Current assets
€25k▼ 11.1%
Equity and liabilities €1.67M
Equity
€432k▲ 6.9%
Provisions
€44k▼ 4.2%
Debt
€1.20M▼ 6.0%
The debt ratio falls from 73.9% to 71.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€108k▲
2024 · €74k
Cash flow
€75k▲
2024 · €59k
Solvency
25.8%▲
2024 · 23.4%
Current ratio
0.05▼
2024 · 0.05
Quick ratio
0.05▼
2024 · 0.05
Debt / equity
2.77▼
2024 · 3.15
ROE
6.5%▲
2024 · 3.2%
ROA
1.7%▲
2024 · 0.7%
Interest coverage
4.53▼
2024 · 6.19
Debt
€1.20M▼
2024 · €1.27M
Debt ≤ 1 year
€519k▼
2024 · €527k
Debt > 1 year
€663k▼
2024 · €746k
Income taxes
€10k▲
2024 · €5k
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.72M€1.67M▼
Fixed assets21/28€1.70M€1.65M▼
Tangible fixed assets22/27€1.70M€1.65M▼
Land and buildings22€1.68M€1.64M▼
Furniture and vehicles24€16k€14k▼
Current assets29/58€28k€25k▼
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€24k€13k▼
Trade receivables40€24k€13k▼
Other amounts receivable41€0€5▲
Cash at bank and in hand54/58€4k€12k▲
Deferred charges and accrued income490/1€184€419▲
Equity and liabilities
Total equity and liabilities10/49€1.72M€1.67M▼
Equity10/15€404k€432k▲
Contributions10/11€17k€17k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€386k€414k▲
Provisions and deferred taxes16€46k€44k▼
Deferred taxes168€46k€44k▼
Amounts payable17/49€1.27M€1.20M▼
Amounts payable after more than one year17€746k€663k▼
Financial debts170/4€746k€663k▼
Credit institutions173€746k€663k▼
Amounts payable within one year42/48€527k€519k▼
Current portion of amounts payable after more than one year42€82k€83k▲
Trade debts44€35k€22k▼
Suppliers440/4€35k€22k▼
Taxes, remuneration and social security45€9k€15k▲
Taxes450/3€9k€15k▲
Other amounts payable47/48€401k€399k▼
Accrued charges and deferred income492/3€1k€15k▲
Income statement
Code20242025
Operating income70/76A€147k€153k▲
Other operating income74€147k€153k▲
Operating charges60/66A€120k€93k▼
Services and other goods61€72k€36k▼
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€47k▲
Other operating charges640/8€1k€9k▲
Operating profit (loss)9901€28k€60k▲
Financial charges65/66B€12k€24k▲
Recurring financial charges65€12k€24k▲
Debt charges650€12k€24k▲
Other financial charges652/9€150€246▲
Profit (loss) for the period before taxes9903€16k€36k▲
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€5k€10k▲
Taxes670/3€5k€10k▲
Tax adjustments and reversals of tax provisions77€0-
Profit (loss) for the period9904€13k€28k▲
Profit (loss) for the period to be appropriated9905€13k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€386k€414k▲
Profit (loss) brought forward from the previous period14P€373k€386k▲
The notes to these accounts (29 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-8k ▼124%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paul Smekensplein 42000 AntwerpenGround area
4,186 m²
Building footprint
419 m²
Volume, LiDAR
2,980 m³
Parcel 11802B0114/00T000, Flanders · tallest building 18.9 m. Linked by address, not a title deed.
1 establishment unit
Vertom OG Exploitatie
since 20212.323.175.635
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B0114/00T000 | Flanders | 4,186 m² | 1 · 418 m² | 18.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMAL
BE 0428.784.738
Sint-Lambrechts-Woluwe · Eq €432k
DAT-ESTATE
BE 0475.104.317
Ieper · Eq €432k
ROBOVAN
BE 0830.776.591
Hooglede · Eq €432k
Borré - Smet Consulting
BE 0455.514.770
Mechelen · Eq €431k
Immo de Belmonte
BE 0829.896.168
Brussel · Eq €433k
Of 12,018 companies in sector 68203 we hold annual accounts for 5,984. 4,429 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2021
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.