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Franska

Active
Public limited companyfounded 20214 yrs activeSchaffelberg 20, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0776.527.065

Franska has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €260k and a net result of €7k. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 33% of 9114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
58 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-26
Solvency39▲+1
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.79 in 2024; short-term debt: 4.6% and cash: 1.2% of total assets), but 86.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
13.8%
Return on assets
0.4%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-02-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
11 d late
2024
3 d early
2023
47 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€260k▲ 2.9%
2024 · €252k
2023: €168k 2024: €252k
2023 → 2025
Total assets
€1.88M▼ 2.9%
2024 · €1.93M
2023: €1.89M 2024: €1.93M
2023 → 2025
Net result
€7k▼ 91.4%
2024 · €85k
2023: €93k 2024: €85k
2023 → 2025
Working capital
€49k▼ 21.8%
2024 · €63k
2023: €19k 2024: €63k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€168k-€252k▲ 50.4%€260k▲ 2.9%
Operating result€119k-€102k▼ 14.2%€26k▼ 74.8%
Net result€93k-€85k▼ 8.9%€7k▼ 91.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2023: €119k€119kNet result 2023: €93k€93kOperating result 2024: €102k€102kNet result 2024: €85k€85kOperating result 2025: €26k€26kNet result 2025: €7k€7k202320242025
The operating result has fallen two years in a row; 2025 is 75% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.88M
Fixed assets €1.74M▼ 2.7%
Current assets €135k▼ 5.1%
Equity and liabilities €1.88M
Equity €260k▲ 2.9%
Debt €1.62M▼ 3.8%
The debt ratio falls from 86.9% to 86.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€75k
2024 · €150k
Cash flow
€56k
2024 · €132k
Solvency
13.8%
2024 · 13.1%
Current ratio
1.57
2024 · 1.79
Quick ratio
1.57
2024 · 1.79
Debt / equity
6.23
2024 · 6.66
ROE
2.8%
2024 · 33.5%
ROA
0.4%
2024 · 4.4%
Interest coverage
3.51
2024 · 8.56
Debt
€1.62M
2024 · €1.68M
Debt ≤ 1 year
€86k
2024 · €80k
Debt > 1 year
€1.53M
2024 · €1.60M
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.93M€1.88M
Fixed assets21/28€1.79M€1.74M
Tangible fixed assets22/27€1.79M€1.74M
Land and buildings22€1.78M€1.73M
Plant, machinery and equipment23€11k€8k
Current assets29/58€142k€135k
Amounts receivable after more than one year29€120k€105k
Trade receivables290€120k€105k
Amounts receivable within one year40/41€7k€8k
Trade receivables40-€2k
Other amounts receivable41€7k€6k
Cash at bank and in hand54/58€15k€22k
Deferred charges and accrued income490/1-€317
Equity and liabilities
Total equity and liabilities10/49€1.93M€1.88M
Equity10/15€252k€260k
Contributions10/11€75k€75k=
Capital10€75k€75k=
Issued capital100€75k€75k=
Reserves13€177k€185k
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Distributable reserves133€170k€177k
Amounts payable17/49€1.68M€1.62M
Amounts payable after more than one year17€1.60M€1.53M
Financial debts170/4€1.60M€1.53M
Amounts payable within one year42/48€80k€86k
Current portion of amounts payable after more than one year42€75k€73k
Trade debts44-€9k
Suppliers440/4-€9k
Taxes, remuneration and social security45€2k€4k
Taxes450/3€2k€4k
Other amounts payable47/48€2k-
Accrued charges and deferred income492/3€2k€3k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€49k
Other operating charges640/8€8k€9k
Gross operating margin9900€158k€83k
Operating profit (loss)9901€102k€26k
Financial income75/76B-€4k
Recurring financial income75-€4k
Financial charges65/66B€17k€21k
Recurring financial charges65€17k€21k
Profit (loss) for the period before taxes9903€85k€9k
Income taxes67/77-€1k
Profit (loss) for the period9904€85k€7k
Profit (loss) for the period to be appropriated9905€85k€7k
Appropriation of the result
Profit (loss) to be appropriated9906€85k€7k
Transfer to equity691/2€85k€7k
To the legal reserve6920€3k-
To other reserves6921€82k€7k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
11-02
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
2025
30-06
Financial Weakest financial yearnet €7k ▼91.4%
Net result drops to €7k, the lowest in the series.
28-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial Equity above €200kEq €252k ▲50.4%
2 profitable years in a row build equity to €252k.
2023
15-12
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Schaffelberg 202220 Heist-op-den-Berg
Ground area
732 m²
Building footprint
140 m²
Volume, LiDAR
950 m³
Parcel 12014B0570/00R000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Franska
Schaffelberg 20, 2220 Heist-op-den-BergFinancial service activities, except insurance and pension funding
since 20212.323.349.047
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12014B0570/00R000 Flanders 732 m² 1 · 140 m² 8.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,014 companies in sector 68203 we hold annual accounts for 5,981. 4,366 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded26-10-2021
Fiscal year end30-06
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Phone:0494402451
Enterprise