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Complete company report
Generated 22-08-2026
Active BE 0441.699.297Public limited company

VERTIRAMA

Meulebeeksesteenweg 22 ·8700 Tielt, Belgium· 35 yrs active
Sector: Vervaardiging van andere artikelen van hout (16281)
Conclusion Checked

The KBO register records legal situation 050 for VERTIRAMA (Register: open bankruptcy); this is today's state according to the register itself, which carries no start date. The 2020 annual accounts show equity of €645k and a net result of €134k.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €645k
Net result €134k
Staff (FTE) 78
Better than sector 25%
Financial profile 5 of 5 axes measured · computed by Checked
Health13Profitability50Solvency20Growth64Stability0
29 / 100

Fragile profile, watch stability in particular.

All 5 axes are computed from data Checked has read.

Health 13
Profitability 50
Solvency 20
Growth 64
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
10 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· 1 judicial reorganisation (+10)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
In judicial reorganisation
Ongoing procedure under court protection (Book XX WER). The company is restructuring.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2020 · computed
13 / 100 Critical
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2020 and the legal situation the KBO register itself records. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 19-05-2021 with the NBB · fiscal year 2020 · volledig
€-10.00M€0€10.00M€20.00MRevenue 2018: €15.61M€15.61MOperating result 2018: €-173k€-173kNet result 2018: €-2.90M€-2.90MRevenue 2019: €19.37M€19.37MOperating result 2019: €3.23M€3.23MNet result 2019: €-311k€-311kRevenue 2020: €19.85M€19.85MOperating result 2020: €505k€505kNet result 2020: €134k€134k201820192020
RevenueOperating resultNet result
Sector comparison
Fiscal year 2020 · NACE 16 · compared across all schema types (micro, abbreviated and full combined)
Metric This company Sector median Position in the sector
Solvency 7.5% 17.8%
better than 25% of 53 sector peers
Net result €134k €9k
better than 88% of 53 sector peers
Equity €645k €54k
better than 83% of 53 sector peers
Total assets €8.65M €278k
better than 90% of 53 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€19.85M
+2.4% 18-20
EBITDA
€895k
-77.1% 18-20
Net profit
€134k
- 18-20
Cash flow
€524k
+44.9% 18-20
Total assets
€8.65M
-3.6% 18-20
Equity
€645k
+26.2% 18-20
Working capital
€741k
+6.8% 18-20
Employees (FTE)
78
+7.0% 18-20
Show 13 other metrics
Income taxes
€155k
+16680.4% 18-20
Debt
€8.00M
-5.4% 18-20
Debt ≤ 1y
€4.55M
-13.6% 18-20
Debt > 1y
€3.41M
+8.0% 18-20
Current ratio
1.16
+2.7% 18-20
Quick ratio
0.87
-3.0% 18-20
Solvency
7.5%
+30.9% 18-20
Debt / equity
5.29
-14.4% 18-20
ROE
20.8%
- 18-20
ROA
1.5%
- 18-20
Net margin
0.7%
- 18-20
EBITDA margin
4.5%
-77.6% 18-20
Interest coverage
4.55
-51.8% 18-20
Figures by fiscal year
Fiscal year2020
Depositvolledig
Revenue€19.85M
EBITDA€895k
Net profit€134k
Cash flow€524k
Staff costs-
Income taxes€155k
Dividends-
Total assets€8.65M
Equity€645k
Debt€8.00M
of which ≤ 1y€4.55M
of which > 1y€3.41M
Working capital€741k
Employees (FTE)78.0
Ratios (computed)
2020
Current ratio1.16
Quick ratio0.87
Working capital ratio8.6%
Solvency7.5%
Debt / equity5.29
Long-term debt ratio5.29
Interest coverage4.55
Gross margin-
Net margin0.7%
ROA1.5%
ROE20.8%
EBITDA margin4.5%
Days sales outstanding54d
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2020
Full annual accounts (26 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2020
Balance sheet, Assets
TOTAL ASSETS 20/58€8.65M
Fixed assets 21/28€3.36M
Tangible fixed assets 22/27€2.34M
Financial fixed assets 28€1.02M
Current assets 29/58€5.29M
Stocks & contracts in progress 3€1.33M
Amounts receivable within one year 40/41€2.94M
Cash & bank 54/58€348k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€8.65M
Equity 10/15€645k
Contributions / capital 10/11€62k
Reserves 13€584k
Accumulated profits (losses) 14€-2.90M
Provisions & deferred taxes 16€1k
Amounts payable 17/49€8.00M
Amounts payable after one year 17€3.41M
Amounts payable within one year 42/48€4.55M
Trade debts payable within one year 44€2.60M
Income statement
Turnover 70€19.85M
Operating result 9901€505k
Financial income 75€24k
Financial charges 65€240k
Result before taxes 9903€289k
Income taxes 67/77€155k
Net result for the period 9904€134k
Result to be appropriated 9905€134k
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 4 directors
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (22110663). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • E-Capital Equity Management CVBALegal entity
    Director· perm. rep.: Thijs Mertens
    State Gazette act 22110663 (16-09-2022)
    Current
    16-09-2022 → present
  • VeronaPro Groep NVLegal entity
    Director· perm. rep.: Eric van Zuijlen
    State Gazette act 22110663 (16-09-2022)
    Current
    16-09-2022 → present
    2 events
    • 16-09-2022 Appointed· Director
    • 05-09-2022 Resigned· Managing director
  • Yves Trouveroy
    Director
    State Gazette act 22110663 (16-09-2022)
    Current
    16-09-2022 → present
Former directors (1)
  • Advenko BVLegal entity
    Director· perm. rep.: Koen Braekman
    State Gazette act 22110663 (16-09-2022)
    Former
    - → 19-08-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Vervaardiging van andere artikelen van hout(16281)
Legal form Public limited company(014)
Incorporation01-10-1990
StatusActive
Postal code8700
First BS signal 23-09-2022
Latest BS signal 23-09-2022
Establishment units 1 location
VERONA•PRO
Careelstraat 21, 8700 TieltVervaardiging van radiatoren en ketels voor centrale verwarming
since 19902.050.398.074
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
37303I0161/00C002 Flanders 2.1 ha 1 · 1.0 ha -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2022
23-09-2022
Judicial reorganisation Opening
Ondernemingsrechtbank Gent · collectif · event 19-09-2022
20-09-2022
State Gazette act Director changes
16-09-2022
State Gazette act Director changes
14-07-2022
State Gazette act Director changes
2021
19-05-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
04-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
20-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
31-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
30-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
11-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
08-07-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
30-06-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
2013
27-06-2013
NBB filing Annual accounts filed
fiscal year 2012 · volledig
2012
27-04-2012
NBB filing Annual accounts filed
fiscal year 2011 · verkort
Lifecycle & Insolvency Signals1 events
23-09-2022
Judicial reorganisation Opening
Date: 19-09-2022 · Ondernemingsrechtbank Gent · collectif · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262022-09-23 · Judicial reorganisation · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 12 acts read

We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 3 years ago
2022
20-09-2022 Mandate of Eric Van Zuijlen as managing director expired Director changes
  • Eric Van Zuijlen, Gedelegeerd bestuurder
Technical details 
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      "via_org": {
        "kbo": null,
        "name": "A.S VOF",
        "address": "Vaerestraat 16, B-8720 Oeselgem",
        "country": "BE",
        "legal_form": null
      },
      "statutory": null,
      "compensated": null,
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      "evidence_quote": "De raad van bestuur heeft besloten om de onderstaande bijzondere volmachten toe te kennen aan A.S VOF, met maatschappelijke zetel te Vaerestraat 16, B-8720 Oeselgem, BTW BE 0828.004.767, vast vertegenwoordigd door de heer Arnold Lekkerkerker.",
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    {
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      "reason": "end_of_term",
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        "name": "VeronaPro Groep NV",
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      "statutory": null,
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      "effective_date": "2022-09-05",
      "evidence_quote": "De raad van bestuur heeft kennis genomen van het ontslag van VeronaPro Groep NV, vast vertegenwoordigd door de heer Eric Van Zuijlen, met ingang vanaf 5 september uit zijn mandaat als gedelegeerde voor het dagelijks bestuur van de vennootschap.",
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  ],
  "notary": {
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  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2022-08-23",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "raad_van_bestuur",
      "date": "2022-08-23",
      "unanimous": null
    },
    {
      "body": "raad_van_bestuur",
      "date": "2022-08-31",
      "unanimous": null
    },
    {
      "body": "raad_van_bestuur",
      "date": "2022-09-05",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0441.699.297",
    "name_full": "Vertirama",
    "legal_form": "Naamloze vennootschap"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Maxine Daems",
    "org_rep_person_name": null,
    "person_role_at_subject": "Lasthebber"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
16-09-2022 3 directors appointed, 1 resigning, 1 reappointed Director changes
  • Thijs Mertens, Bestuurder
  • Eric van Zuijlen, Bestuurder
  • Yves Trouveroy, Bestuurder
  • Koen Braekman, Bestuurder
  • Yves Trouveroy, Bestuurder
Technical details 
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      "reason": "de_plein_droit_dissolution",
      "subkind": null,
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      "statutory": null,
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      "effective_date": "2022-08-19",
      "evidence_quote": "De raad van bestuur heeft kennis genomen van het ontslag van Advenko BV, vast vertegenwoordigd door de heer Koen Braekman als bestuurder en gedelegeerd bestuurder van de vennootschap met ingang van 19 augustus 2022.",
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      "via_org": null,
      "statutory": "coopted",
      "compensated": null,
      "effective_date": "2022-08-19",
      "evidence_quote": "De raad van bestuur heeft de eerder besloten co\u00F6ptatie, overeenkomstig artikel 7:88 WWV, van de heer Yves Trouveroy per 19 augustus 2022 als bestuurder van de vennootschap bevestigd.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
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      "rep_rotation_new_rep": null,
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      "reason": null,
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      "via_org": {
        "kbo": null,
        "name": "E-Capital Equity Management CVBA",
        "address": null,
        "country": null,
        "legal_form": "CVBA"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De raad van bestuur gaat aldus verder met drie bestuurders, zijnde: - E-Capital Equity Management CVBA, vast vertegenwoordigd door de heer Thijs Mertens;",
      "decharge_status": null,
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        "kbo": null,
        "name": "VeronaPro Groep NV",
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      "evidence_quote": "VeronaPro Groep NV, vast vertegenwoordigd door de heer Eric van Zuijlen (tevens gedelegeerd bestuurder);",
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      "evidence_quote": "De raad van bestuur gaat aldus verder met drie bestuurders, zijnde: - E-Capital Equity Management CVBA, vast vertegenwoordigd door de heer Thijs Mertens; - VeronaPro Groep NV, vast vertegenwoordigd door de heer Eric van Zuijlen (tevens gedelegeerd bestuurder); en - de heer Yves Trouveroy",
      "decharge_status": null,
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    },
    {
      "kind": "substantive_delegation",
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      "person": {
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        "name": "Yves Lenders",
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      },
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        "rrn": null,
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      },
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      "evidence_quote": "De raad van bestuur heeft besloten om een bijzondere volmacht te verlenen aan de heer Yves Lenders, mevrouw Linde Van Vracem, de heer Luc Germonpr\u00E9, mevrouw F\u00E9lice Roes en mevrouw Maxine Daems, c/o Lydian, Havenlaan 86c b113, 1000 Brussel, elk alleen handelend en met de mogelijkheid tot indeplaatsst",
      "decharge_status": null,
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    },
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      "person": {
        "rrn": null,
        "name": "Maxine Daems",
        "address": null,
        "birth_date": null,
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        "birth_place": null
      },
      "reason": null,
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      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De raad van bestuur heeft besloten om een bijzondere volmacht te verlenen aan de heer Yves Lenders, mevrouw Linde Van Vracem, de heer Luc Germonpr\u00E9, mevrouw F\u00E9lice Roes en mevrouw Maxine Daems, c/o Lydian, Havenlaan 86c b113, 1000 Brussel, elk alleen handelend en met de mogelijkheid tot indeplaatsst",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2022-09-07",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "raad_van_bestuur",
      "date": "2022-08-31",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0441.699.297",
    "name_full": "Vertirama",
    "legal_form": "Naamloze vennootschap"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Maxine Daems",
    "org_rep_person_name": null,
    "person_role_at_subject": "Lasthebber"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
14-07-2022 Grant Thomton Bedrijfsrevisoren CV appointed as statutory auditor Director changes
  • Grant Thomton Bedrijfsrevisoren CV, Commissaris
Technical details 
{
  "events": [
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": null,
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": "0439.814.826",
        "name": "Grant Thomton Bedrijfsrevisoren CV",
        "address": "Potvlietlaan 6, 2600 Berchem-Antwerpen",
        "country": "BE",
        "legal_form": "CV"
      },
      "statutory": null,
      "compensated": null,
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      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "3"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2022-07-06",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2021-05-18",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0441.699.297",
    "name_full": "VERTIRAMA",
    "legal_form": "Naamloze vennootschap"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "VeronaPro Groep NV",
    "person_name": null,
    "org_rep_person_name": "van Zuijlen, Eric",
    "person_role_at_subject": null
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}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Vervaardiging van andere artikelen van hout16281Vervaardiging van overige artikelen van hout20510
Primary activity highlighted.
Names & trade names
Legal nameNL VERTIRAMA
Registered office
Meulebeeksesteenweg 22
8700 Tielt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative