VERTICEM
ActiveVERTICEM has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €220k and a net result of €79k. Equity is growing by ~61.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.5%
Return on assets
35.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
92 d early
2024
60 d early
2023
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€220k▲ 57.4%
2024 · €140k
2023: €48k
2024: €140k
2023 → 2025
Total assets
€221k▲ 34.7%
2024 · €164k
2023: €62k
2024: €164k
2023 → 2025
Net result
€79k▼ 11.6%
2024 · €89k
2023: €46k
2024: €89k
2023 → 2025
Working capital
€212k▲ 58.4%
2024 · €134k
2023: €44k
2024: €134k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€48k-€140k▲ 189%€220k▲ 57.4%
Operating result€58k-€112k▲ 94.2%€99k▼ 11.7%
Net result€46k-€89k▲ 94.5%€79k▼ 11.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €221k
Fixed assets
€8k▲ 34.3%
Current assets
€213k▲ 34.8%
Equity and liabilities €221k
Equity
€220k▲ 57.4%
Debt
€1k▼ 95.8%
The debt ratio falls from 14.8% to 0.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€102k▼
2024 · €114k
Cash flow
€82k▼
2024 · €91k
Solvency
99.5%▲
2024 · 85.2%
Debt / equity
0.00▼
2024 · 0.17
ROE
35.9%▼
2024 · 64.0%
ROA
35.8%▼
2024 · 54.5%
Interest coverage
1089.93▼
2024 · 2068.77
Debt
€1k▼
2024 · €24k
Debt ≤ 1 year
€1k▼
2024 · €24k
Income taxes
€20k▼
2024 · €23k
A ratio outside any meaningful range has been withheld (balance sheet total €221k, equity €220k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€164k€221k▲
Fixed assets21/28€6k€8k▲
Tangible fixed assets22/27€6k€8k▲
Furniture and vehicles24€6k€8k▲
Financial fixed assets28€52€52=
Current assets29/58€158k€213k▲
Amounts receivable within one year40/41€13k€16k▲
Trade receivables40€13k€11k▼
Other amounts receivable41€769€5k▲
Current investments50/53€43k€175k▲
Cash at bank and in hand54/58€100k€21k▼
Deferred charges and accrued income490/1€2k€801▼
Equity and liabilities
Total equity and liabilities10/49€164k€221k▲
Equity10/15€140k€220k▲
Contributions10/11€2k€2k=
Revaluation surpluses12€2k€3k▲
Profit (loss) carried forward14€135k€214k▲
Amounts payable17/49€24k€1k▼
Amounts payable within one year42/48€24k€1k▼
Trade debts44€716€1k▲
Suppliers440/4€716€1k▲
Taxes, remuneration and social security45€23k-
Taxes450/3€23k-
Other amounts payable47/48-€1
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8-€840
Non-recurring operating charges66A€525-
Gross operating margin9900€114k€102k▼
Operating profit (loss)9901€112k€99k▼
Financial income75/76B€745€175▼
Recurring financial income75€745€175▼
Financial charges65/66B€55€93▲
Recurring financial charges65€55€93▲
Profit (loss) for the period before taxes9903€113k€99k▼
Income taxes67/77€23k€20k▼
Profit (loss) for the period9904€89k€79k▼
Profit (loss) for the period to be appropriated9905€89k€79k▼
Appropriation of the result
Profit (loss) to be appropriated9906€135k€214k▲
Profit (loss) brought forward from the previous period14P€46k€135k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 32current ratio 211.19
Current ratio from 6.53 to 211.19; short-term debt falls from €24k to €1k.
31-12
Financial
Equity above €200kEq €220k ▲57.4%
3 profitable years in a row build equity to €220k.
01-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €89k ▲94.5%
Operating result €112k, net result €89k, both a record.
31-12
Financial
Equity above €100kEq €140k ▲189%
2 profitable years in a row build equity to €140k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jachtlaan 19A1040 EtterbeekGround area
348 m²
Building footprint
184 m²
Volume, LiDAR
2,773 m³
Parcel 21362B0037/00W003, Brussels · tallest building 23.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
VERTICEM
since 20232.339.112.240
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0037/00W003 | Brussels | 348 m² | 1 · 184 m² | 23.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DIEZJIETAL
BE 0845.432.303
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BITZONE
BE 0474.462.434
Aalst · Eq €220k
DRILCA
BE 1001.320.904
Schoten · Eq €220k
Dev One
BE 0822.234.752
Seneffe · Eq €220k
CENTAUR CONSULTING
BE 0841.112.437
Diest · Eq €220k
Of 16,811 companies in sector 62100 we hold annual accounts for 8,750. 6,469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2022
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
47120Other non-specialised retail sale
47910Retail trade
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
73110Advertising agencies
73120Media representation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:thomas.chappaz@gmail.com
Phone:+33632668332