Versti
ActiveSummary
Versti has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €137,963 and a net result of €50,505. Equity is growing by ~29% per year across the filed fiscal years. Its solvency ranks better than 46% of 36381 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability89▲+41
Solvency68▼-6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity short (current ratio 0.63 against 1.39 in 2023; short-term debt: 28% and cash: 4.7% of total assets), and 56.7% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
129 d early
2023
7 d early
2022
118 d early
2021
3 d early
2020
30 d late
2019
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 June (4 of the last 5 filed years within 80 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€137,963▲ 57.7%
2023 · €87,457
Total assets
€318,566▲ 80.1%
2023 · €176,904
Net result
€50,505▲ 10,475%
2023 · €478
Working capital
-€32,947
2023 · €35,289
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€49,562▲ 190%€7,263▼ 85.3%€31,730▲ 337%€2,120▼ 93.3%€78,762▲ 3,615%
Net result€36,320above the sector's middle half▲ 246%€3,673within the sector's middle half▼ 89.9%€21,354within the sector's middle half▲ 481%€478within the sector's middle half▼ 97.8%€50,505above the sector's middle half▲ 10,475%
Equity€61,953within the sector's middle half▲ 142%€65,625within the sector's middle half▲ 5.9%€86,980within the sector's middle half▲ 32.5%€87,457within the sector's middle half▲ 0.5%€137,963above the sector's middle half▲ 57.7%
Total assets€118,874within the sector's middle half▲ 261%€133,880within the sector's middle half▲ 12.6%€144,826within the sector's middle half▲ 8.2%€176,904within the sector's middle half▲ 22.1%€318,566above the sector's middle half▲ 80.1%
Debt€56,921▲ 678%€68,255▲ 19.9%€57,846▼ 15.3%€89,447▲ 54.6%€180,603▲ 102%
Working capital€51,146within the sector's middle half▲ 99.5%€57,178within the sector's middle half▲ 11.8%€78,450within the sector's middle half▲ 37.2%€35,289within the sector's middle half▼ 55.0%-€32,947below the sector's middle half
Solvency52.1%within the sector's middle half▼ 25.7pp49.0%within the sector's middle half▼ 3.1pp60.1%within the sector's middle half▲ 11.0pp49.4%within the sector's middle half▼ 10.6pp43.3%within the sector's middle half▼ 6.1pp
Current ratio1.90within the sector's middle half▼ 2.611.84within the sector's middle half▼ 0.062.36within the sector's middle half▲ 0.521.39within the sector's middle half▼ 0.960.63below the sector's middle half▼ 0.76
Return on assets (ROA)30.6%above the sector's middle half▼ 1.3pp2.7%within the sector's middle half▼ 27.8pp14.7%within the sector's middle half▲ 12.0pp0.3%below the sector's middle half▼ 14.5pp15.9%within the sector's middle half▲ 15.6pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 3,615% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €318,566
Fixed assets
€262,438 ▲ 403%
Current assets
€56,128 ▼ 55.0%
Equity and liabilities €318,566
Equity
€137,963 ▲ 57.7%
Debt
€180,603 ▲ 102%
Debt's share of the balance-sheet total rises from 50.6% to 56.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€94,763▲
2023 · €4,980
Cash flow
€66,506▲
2023 · €3,338
Debt to equity
1.31▲
2023 · 1.02
ROE
36.6%▲
2023 · 0.5%
Interest coverage
23.30▲
2023 · 3.41
Debt ≤ 1 year
€89,075▼
2023 · €89,447
Debt > 1 year
€90,893
Income taxes
€24,191▲
2023 · €184
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €8,691 | €51,497 | ▲ 493% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €988 | €2,359 | €2,423 | €2,860 | €16,001 | ▲ 459% |
| Other operating charges640/8 | - | €918 | €1,125 | €733 | €1,298 | ▲ 77.0% |
| Non-recurring operating charges66A | - | €217 | €780 | €1,220 | €330 | ▼ 72.9% |
| Gross operating margin9900 | €52,092 | €10,758 | €36,059 | €6,933 | €96,391 | ▲ 1,290% |
| Operating profit (loss)9901 | €49,562 | €7,263 | €31,730 | €2,120 | €78,762 | ▲ 3,615% |
| Financial income75/76B | - | €184 | €17 | €0 | - | - |
| Recurring financial income75 | €0 | €184 | €17 | €0 | - | - |
| Financial charges65/66B | - | €1,085 | €1,093 | €1,459 | €4,067 | ▲ 179% |
| Recurring financial charges65 | €911 | €1,085 | €1,093 | €1,459 | €4,067 | ▲ 179% |
| Profit (loss) for the period before taxes9903 | €48,651 | €6,363 | €30,653 | €662 | €74,696 | ▲ 11,182% |
| Income taxes67/77 | €12,331 | €2,690 | €9,299 | €184 | €24,191 | ▲ 13,014% |
| Profit (loss) for the period9904 | €36,320 | €3,673 | €21,354 | €478 | €50,505 | ▲ 10,475% |
| Profit (loss) for the period to be appropriated9905 | €36,320 | €3,673 | €21,354 | €478 | €50,505 | ▲ 10,475% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €118,874 | €133,880 | €144,826 | €176,904 | €318,566 | ▲ 80.1% |
| Fixed assets21/28 | €10,807 | €8,448 | €8,530 | €52,169 | €262,438 | ▲ 403% |
| Tangible fixed assets22/27 | €10,807 | €8,448 | €8,530 | €52,169 | €32,438 | ▼ 37.8% |
| Plant, machinery and equipment23 | - | - | €2,441 | €1,940 | €1,439 | ▼ 25.8% |
| Furniture and vehicles24 | - | €8,448 | €6,089 | €50,229 | €30,999 | ▼ 38.3% |
| Financial fixed assets28 | - | - | - | - | €230,000 | - |
| Current assets29/58 | €108,067 | €125,433 | €136,296 | €124,735 | €56,128 | ▼ 55.0% |
| Stocks and contracts in progress3 | - | €30,000 | €40,000 | - | - | - |
| Stocks30/36 | - | €30,000 | €40,000 | - | - | - |
| Amounts receivable within one year40/41 | €41,634 | €23,022 | €41,598 | €97,384 | €40,986 | ▼ 57.9% |
| Trade receivables40 | - | €14,612 | €31,469 | €77,381 | €28,084 | ▼ 63.7% |
| Other amounts receivable41 | - | €8,409 | €10,130 | €20,003 | €12,902 | ▼ 35.5% |
| Cash at bank and in hand54/58 | €48,933 | €54,688 | €37,198 | €27,352 | €14,855 | ▼ 45.7% |
| Deferred charges and accrued income490/1 | - | €17,723 | €17,500 | - | €287 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €118,874 | €133,880 | €144,826 | €176,904 | €318,566 | ▲ 80.1% |
| Equity10/15 | €61,953 | €65,625 | €86,980 | €87,457 | €137,963 | ▲ 57.7% |
| Contributions10/11 | - | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Reserves13 | €46,953 | €50,625 | €71,980 | €72,457 | €122,963 | ▲ 69.7% |
| Non-distributable reserves130/1 | - | €3,000 | €140 | €140 | €140 | = |
| Reserves not available under the articles1311 | - | €3,000 | €140 | €140 | €140 | = |
| Distributable reserves133 | - | €47,625 | €71,840 | €72,318 | €122,823 | ▲ 69.8% |
| Amounts payable17/49 | €56,921 | €68,255 | €57,846 | €89,447 | €180,603 | ▲ 102% |
| Amounts payable after more than one year17 | - | - | - | - | €90,893 | - |
| Financial debts170/4 | - | - | - | - | €90,893 | - |
| Amounts payable within one year42/48 | €56,921 | €68,255 | €57,846 | €89,447 | €89,075 | ▼ 0.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | €30,347 | €47,056 | ▲ 55.1% |
| Financial debts43 | - | - | €4,181 | €4,222 | €4,226 | ▲ 0.1% |
| Credit institutions430/8 | - | - | €4,181 | €4,222 | €4,226 | ▲ 0.1% |
| Trade debts44 | €30,853 | €38,175 | €42,868 | €48,763 | €8,422 | ▼ 82.7% |
| Suppliers440/4 | - | €38,175 | €42,868 | €48,763 | €8,422 | ▼ 82.7% |
| Taxes, remuneration and social security45 | - | €16,486 | €3,914 | €305 | €19,317 | ▲ 6,242% |
| Taxes450/3 | - | €16,486 | €3,914 | €305 | €19,317 | ▲ 6,242% |
| Other amounts payable47/48 | - | €13,593 | €6,882 | €5,810 | €10,055 | ▲ 73.0% |
| Accrued charges and deferred income492/3 | - | - | - | - | €636 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36,320 | €3,673 | €21,354 | €478 | €50,505 | ▲ 10,475% |
| + Depreciation and write-downs630 | €988 | €2,359 | €2,423 | €2,860 | €16,001 | ▲ 459% |
| Operating cash flow (approximation) | €37,308 | €6,032 | €23,778 | €3,338 | €66,506 | ▲ 1,893% |
| Investment in fixed assets (approximation) | - | €0 | -€2,505 | -€46,499 | -€226,270 | ▼ 387% |
| Change in cash | - | €5,755 | -€17,491 | -€9,846 | -€12,496 | ▼ 26.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €50,505 ▲10,475%
Operating result €78,762, net result €50,505, both a record.
31-12
Financial
Equity above €100,000Eq €137,963 ▲57.7%
7 profitable years in a row build equity to €137,963.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €478 ▼97.8%
Net result drops to €478, the lowest in the series; recovery starts the following year.
04-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2012
Ground area
746 m²
Building footprint
121 m²
Volume, LiDAR
620 m³
Parcel 12017B0434/00V000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Verti
since 20122.209.784.120
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12017B0434/00V000 | Flanders | 746 m² | 1 · 121 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FIRE SPRINKLER
BE 0728.902.342
Zaventem · Eq €137,966
FIBER DECOR
BE 0468.429.034
Erpe-Mere · Eq €138,219
EVERT ILLEGHEMS
BE 0840.609.324
Beveren-Kruibeke-Zwijndrecht · Eq €137,676
Creative Soft & Immo
BE 0467.116.663
Braine-le-Château · Eq €138,329
REMALUX INTERIEURBOUW
BE 0873.251.606
Lanaken · Eq €138,344
Of 7,302 companies in sector 43350 we hold annual accounts for 2,363. 1,923 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-03-2012
Fiscal year end31-12
Abbreviation NL
HTTS
Activities, NACEBEL 2025
43350Other building finishing work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0844885044
Also
9925:BE0844885044
Registered
31-08-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.