DAPI CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of DAPI CONSTRUCT is 1.6% (moderate). The 2025 annual accounts show equity of €72k and a net result of €35k. Equity is shrinking by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 25% of 27407 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
65
/ 100
Healthy▼ -35 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency45▼-53
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 2.4 in 2024), and 75.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.1%
Return on assets
11.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
on the day
2023
28 d early
2022
88 d late
2021
85 d late
2020
89 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▼ 55.6%
2024 · €163k
2018: €99k
2019: €96k
2020: €132k
2021: €98k
2022: €65k
2023: €50k
2024: €163k
2018 → 2025
Total assets
€300k▲ 7.3%
2024 · €279k
2018: €160k
2019: €173k
2020: €241k
2021: €178k
2022: €134k
2023: €185k
2024: €279k
2018 → 2025
Net result
€35k▼ 72.8%
2024 · €127k
2018: €11k
2019: €-3k
2020: €61k
2021: €10k
2022: €17k
2023: €10k
2024: €127k
2018 → 2025
Working capital
€78k▼ 36.5%
2024 · €123k
2018: €92k
2019: €96k
2020: €132k
2021: €97k
2022: €46k
2023: €38k
2024: €123k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€65k▼ 33.6%€50k▼ 22.4%€163k▲ 223%€72k▼ 55.6%
Operating result€14k-€24k▲ 70.3%€18k▼ 26.9%€164k▲ 833%€50k▼ 69.5%
Net result€10k-€17k▲ 69.1%€10k▼ 39.0%€127k▲ 1,114%€35k▼ 72.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 69% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €300k
Fixed assets
€46k▼ 33.0%
Current assets
€254k▲ 20.5%
Equity and liabilities €300k
Equity
€72k▼ 55.6%
Debt
€228k▲ 94.9%
The debt ratio rises from 41.8% to 75.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€79k▼
2024 · €184k
Cash flow
€63k▼
2024 · €147k
Solvency
24.1%▼
2024 · 58.2%
Current ratio
1.44▼
2024 · 2.40
Quick ratio
1.44▼
2024 · 2.40
Debt / equity
3.15▲
2024 · 0.72
ROE
47.9%▼
2024 · 78.3%
ROA
11.5%▼
2024 · 45.6%
Interest coverage
23.03▼
2024 · 38.08
Debt
€228k▲
2024 · €117k
Debt ≤ 1 year
€176k▲
2024 · €88k
Debt > 1 year
€51k▲
2024 · €28k
Income taxes
€13k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€279k€300k▲
Fixed assets21/28€69k€46k▼
Tangible fixed assets22/27€69k€46k▼
Plant, machinery and equipment23€34k€25k▼
Furniture and vehicles24€34k€21k▼
Current assets29/58€211k€254k▲
Amounts receivable within one year40/41€64k€93k▲
Trade receivables40€61k€90k▲
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€117k€136k▲
Deferred charges and accrued income490/1€30k€24k▼
Equity and liabilities
Total equity and liabilities10/49€279k€300k▲
Equity10/15€163k€72k▼
Contributions10/11€19k€19k=
Reserves13€506€506=
Distributable reserves133€506€506=
Profit (loss) carried forward14€143k€53k▼
Amounts payable17/49€117k€228k▲
Amounts payable after more than one year17€28k€51k▲
Other amounts payable178/9€28k€51k▲
Amounts payable within one year42/48€88k€176k▲
Trade debts44€63k€42k▼
Suppliers440/4€63k€42k▼
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€10k€3k▼
Remuneration and social security454/9-€6k
Other amounts payable47/48€15k€125k▲
Accrued charges and deferred income492/3€719€544▼
Income statement
Code20242025
Non-recurring operating income76A€9k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€29k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€186k€82k▼
Operating profit (loss)9901€164k€50k▼
Financial income75/76B€84€644▲
Recurring financial income75€84€644▲
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€159k€47k▼
Income taxes67/77€32k€13k▼
Profit (loss) for the period9904€127k€35k▼
Profit (loss) for the period to be appropriated9905€127k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€158k€178k▲
Profit (loss) brought forward from the previous period14P€31k€143k▲
Profit to be distributed694/7€15k€125k▲
Return on contributions (dividend)694-€125k
Directors or managers695€15k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €127k ▲1114%
Operating result €164k, net result €127k, both a record.
31-12
Financial
Equity above €150kEq €163k ▲223%
5 profitable years in a row build equity to €163k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
2022
24-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 85 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial
Back to profitnet €61k
Net result €61k after one loss-making year.
31-12
Financial
Equity above €100kEq €132k ▲37.8%
Equity rises from €96k to €132k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €-3k ▼129%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergense Steenweg 12981070 AnderlechtGround area
223 m²
Building footprint
50 m²
Volume, LiDAR
439 m³
Parcel 21306D0062/00C007, Brussels · tallest building 13.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DAPI CONSTRUCT
since 20142.230.116.112
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306D0062/00C007 | Brussels | 223 m² | 1 · 50 m² | 13.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MVH CONCEPT
BE 0898.892.367
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A & G RENOV
BE 0651.583.345
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Groep AA
BE 0526.845.701
Houthalen-Helchteren · Eq €72k
PHILIPPE SALOMEZ
BE 0424.568.208
Tubize · Eq €72k
CERA-LUX
BE 0892.449.092
Vorst · Eq €72k
Of 7,247 companies in sector 43350 we hold annual accounts for 2,333. 1,974 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2014
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:piotr.Dackiewicz@interia.pl
Phone:0479/667816
E-mail:dapiconstruct@gmail.com