Skip to content

Versintel

Active
Private limited companyfounded 20197 yrs activeKerstine Liedekensstraat 15, 3000 Leuven, BelgiumKBO/BCE: BE 0727.762.096
Summary

Versintel has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €6,000 and a net result of €77,693. Equity is shrinking by ~33.3% per year across the filed fiscal years. Its solvency ranks better than 10% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency31=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
6.1%
Return on assets
79.4%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 20783 sector peers (2024).
NBB · sector comparison
Position among 20783 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
33 d early
2023
3 d early
2022
on the day
2021
31 d early
2020
42 d early
2019
36 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 June 2019, Versintel was incorporated as a Private limited company.1 Total assets went from EUR 45,398 in 2019 to EUR 97,869 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€6,000=
2023 · €6,000
Total assets
€97,869▲ 3.2%
2023 · €94,817
Net result
€77,693▲ 7.1%
2023 · €72,553
Working capital
€1,476▼ 69.4%
2023 · €4,832
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€70,727▲ 130%€73,052▲ 3.3%€82,180▲ 12.5%€91,798▲ 11.7%€97,974▲ 6.7%
Net result€55,837▲ 130%€57,463▲ 2.9%€64,867▲ 12.9%€72,553▲ 11.8%€77,693▲ 7.1%
Equity€86,062▲ 185%€143,525▲ 66.8%€6,000▼ 95.8%€6,000=€6,000=
Total assets€122,591▲ 170%€181,430▲ 48.0%€119,917▼ 33.9%€94,817▼ 20.9%€97,869▲ 3.2%
Debt€36,529▲ 141%€37,905▲ 3.8%€113,917▲ 201%€88,817▼ 22.0%€91,869▲ 3.4%
Working capital€81,181▲ 197%€139,751▲ 72.1%€3,818▼ 97.3%€4,832▲ 26.6%€1,476▼ 69.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000€100,000Operating result 2020: €70,727€70,727Net result 2020: €55,837€55,837Operating result 2021: €73,052€73,052Net result 2021: €57,463€57,463Operating result 2022: €82,180€82,180Net result 2022: €64,867€64,867Operating result 2023: €91,798€91,798Net result 2023: €72,553€72,553Operating result 2024: €97,974€97,974Net result 2024: €77,693€77,69320202021202220232024€0€25,000€50,000€75,000€100,000Operating result 2022: €82,180€82,200Net result 2022: €64,867€64,900Operating result 2023: €91,798€91,800Net result 2023: €72,553€72,600Operating result 2024: €97,974€98,000Net result 2024: €77,693€77,700202220232024
The operating result has risen four years in a row; 2024 is 7% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €97,869
Fixed assets €4,524 ▲ 287%
Current assets €93,345 ▼ 0.3%
Equity and liabilities €97,869
Equity €6,000 =
Debt €91,869 ▲ 3.4%
Debt's share of the balance-sheet total rises from 93.7% to 93.9%. Debt is higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€98,800▲
2023 · €92,812
Cash flow
€78,519▲
2023 · €73,567
Current ratio
1.02▼
2023 · 1.05
Debt to equity
15.31▲
2023 · 14.80
ROA
79.4%▲
2023 · 76.5%
Interest coverage
171.97▲
2023 · 164.25
Debt ≤ 1 year
€91,869▲
2023 · €88,817
Income taxes
€19,706▲
2023 · €18,680
A ratio outside any meaningful range has been withheld (balance sheet total €97,869, equity €6,000).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet Code20232024
Assets
Total assets20/58€94,817€97,869▲
Fixed assets21/28€1,168€4,524▲
Tangible fixed assets22/27€1,168€4,524▲
Furniture and vehicles24€1,168€4,524▲
Current assets29/58€93,648€93,345▼
Amounts receivable within one year40/41€13,552€13,613▲
Trade receivables40€13,552€13,613▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€72,438€70,784▼
Deferred charges and accrued income490/1€7,659€8,949▲
Equity and liabilities
Total equity and liabilities10/49€94,817€97,869▲
Equity10/15€6,000€6,000=
Contributions10/11€6,000€6,000=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€88,817€91,869▲
Amounts payable within one year42/48€88,817€91,869▲
Trade debts44€1,437€1,493▲
Suppliers440/4€1,437€1,493▲
Taxes, remuneration and social security45€14,698€12,144▼
Taxes450/3€14,698€12,144▼
Other amounts payable47/48€72,682€78,232▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,014€826▼
Other operating charges640/8€748€954▲
Non-recurring operating charges66A-€270
Gross operating margin9900€93,560€100,024▲
Operating profit (loss)9901€91,798€97,974▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€565€575▲
Recurring financial charges65€565€575▲
Profit (loss) for the period before taxes9903€91,233€97,399▲
Income taxes67/77€18,680€19,706▲
Profit (loss) for the period9904€72,553€77,693▲
Profit (loss) for the period to be appropriated9905€72,553€77,693▲
Appropriation of the result
Profit (loss) to be appropriated9906€72,553€77,693▲
Profit (loss) brought forward from the previous period14P€0-
Profit to be distributed694/7€72,553€77,693▲
Return on contributions (dividend)694€72,553€77,693▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,587€1,890€1,592€1,014€826▼ 18.6%
Other operating charges640/8-€212€647€748€954▲ 27.6%
Non-recurring operating charges66A-€329€0-€270-
Gross operating margin9900€72,428€75,483€84,419€93,560€100,024▲ 6.9%
Operating profit (loss)9901€70,727€73,052€82,180€91,798€97,974▲ 6.7%
Financial income75/76B---€0€0▼ 100%
Recurring financial income75---€0€0▼ 100%
Financial charges65/66B-€530€562€565€575▲ 1.7%
Recurring financial charges65€50€530€562€565€575▲ 1.7%
Profit (loss) for the period before taxes9903€70,677€72,521€81,618€91,233€97,399▲ 6.8%
Income taxes67/77€14,840€15,058€16,751€18,680€19,706▲ 5.5%
Profit (loss) for the period9904€55,837€57,463€64,867€72,553€77,693▲ 7.1%
Profit (loss) for the period to be appropriated9905€55,837€57,463€64,867€72,553€77,693▲ 7.1%
Line20202021202220232024Change
Assets
Total assets20/58€122,591€181,430€119,917€94,817€97,869▲ 3.2%
Fixed assets21/28€4,882€3,775€2,182€1,168€4,524▲ 287%
Tangible fixed assets22/27€4,882€3,775€2,182€1,168€4,524▲ 287%
Furniture and vehicles24-€3,775€2,182€1,168€4,524▲ 287%
Current assets29/58€117,710€177,656€117,735€93,648€93,345▼ 0.3%
Amounts receivable within one year40/41€26,936€13,625€13,375€13,552€13,613▲ 0.4%
Trade receivables40-€13,613€13,371€13,552€13,613▲ 0.4%
Other amounts receivable41-€12€4€0--
Cash at bank and in hand54/58€84,469€156,113€90,895€72,438€70,784▼ 2.3%
Deferred charges and accrued income490/1-€7,918€13,465€7,659€8,949▲ 16.8%
Equity and liabilities
Total equity and liabilities10/49€122,591€181,430€119,917€94,817€97,869▲ 3.2%
Equity10/15€86,062€143,525€6,000€6,000€6,000=
Contributions10/11-€6,000€6,000€6,000€6,000=
Profit (loss) carried forward14€80,062€137,525€0€0€0-
Amounts payable17/49€36,529€37,905€113,917€88,817€91,869▲ 3.4%
Amounts payable within one year42/48€36,529€37,905€113,917€88,817€91,869▲ 3.4%
Trade debts44€8,668€726€6,556€1,437€1,493▲ 3.9%
Suppliers440/4-€726€6,556€1,437€1,493▲ 3.9%
Taxes, remuneration and social security45-€37,179€24,969€14,698€12,144▼ 17.4%
Taxes450/3-€37,179€24,969€14,698€12,144▼ 17.4%
Other amounts payable47/48--€82,393€72,682€78,232▲ 7.6%
Line20202021202220232024Change
Profit (loss) for the period9904€55,837€57,463€64,867€72,553€77,693▲ 7.1%
+ Depreciation and write-downs630€1,587€1,890€1,592€1,014€826▼ 18.6%
Operating cash flow (approximation)€57,424€59,353€66,459€73,567€78,519▲ 6.7%
Investment in fixed assets (approximation)--€783€0€0-€4,182-
Change in cash-€71,644-€65,218-€18,457-€1,654▲ 91.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
28-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2019net €77,693 ▲7.1%
Operating result €97,974, net result €77,693, both a record.
28-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €100,000Eq €143,525 ▲66.8%
3 profitable years in a row build equity to €143,525.
19-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
2,177 m²
Parcel 24504D1281/00C000, Flanders. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
Versintel
Kerstine Liedekensstraat 15, 3000 LeuvenComputer programming, consultancy and related activities
since 20192.289.827.629
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24504D1281/00C000 Flanders 2,177 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 6,918 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming

Scores and ratios are computed by Checked and are not a credit decision.