Scovit
ActiveSummary
Scovit has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €88k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 78% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+69
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.75 against 1.05 in 2024; short-term debt: 17.3% and cash: 81.1% of total assets), and 17.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.7%
Return on assets
76%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €96k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
32 d late
2024
7 d early
2023
28 d early
2022
30 d late
2021
23 d late
2020
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▲ 1,121%
2024 · €8k
Total assets
€116k▼ 12.3%
2024 · €132k
Net result
€88k▲ 10.7%
2024 · €79k
Working capital
€95k▲ 1,413%
2024 · €6k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€25k▼ 77.3%€37k▲ 48.1%€113k▲ 200%€99k▼ 11.6%€111k▲ 11.4%
Net result€19k▼ 78.0%€29k▲ 53.4%€88k▲ 202%€79k▼ 10.4%€88k▲ 10.7%
Equity€111k▲ 20.8%€140k▲ 26.5%€39k▼ 72.5%€8k▼ 79.7%€96k▲ 1,121%
Total assets€180k▲ 41.3%€196k▲ 9.4%€245k▲ 24.8%€132k▼ 46.3%€116k▼ 12.3%
Debt€69k▲ 94.2%€56k▼ 18.0%€207k▲ 266%€124k▼ 40.0%€20k▼ 83.9%
Working capital€94k▲ 4.3%€130k▲ 38.4%€36k▼ 72.2%€6k▼ 82.6%€95k▲ 1,413%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116k
Fixed assets
€788 ▼ 49.6%
Current assets
€115k ▼ 11.9%
Equity and liabilities €116k
Equity
€96k ▲ 1,121%
Debt
€20k ▼ 83.9%
Debt's share of the balance-sheet total falls from 94.1% to 17.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€112k▲
2024 · €100k
Cash flow
€89k▲
2024 · €80k
Current ratio
5.75▲
2024 · 1.05
Debt to equity
0.21▼
2024 · 15.83
ROE
91.8%
ROA
76.0%▲
2024 · 60.2%
Interest coverage
982.66▼
2024 · 1366.63
Debt ≤ 1 year
€20k▼
2024 · €124k
Income taxes
€23k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €9k | €8k | €1k | €775 | ▼ 23.4% |
| Other operating charges640/8 | €336 | €1k | €933 | €962 | €991 | ▲ 3.0% |
| Gross operating margin9900 | €28k | €48k | €121k | €101k | €113k | ▲ 10.9% |
| Operating profit (loss)9901 | €25k | €37k | €113k | €99k | €111k | ▲ 11.4% |
| Financial income75/76B | €75 | - | - | - | €5 | - |
| Recurring financial income75 | €75 | - | - | - | €5 | - |
| Financial charges65/66B | €865 | €8 | €138 | €74 | €114 | ▲ 54.4% |
| Recurring financial charges65 | €865 | €8 | €138 | €74 | €114 | ▲ 54.4% |
| Profit (loss) for the period before taxes9903 | €25k | €37k | €112k | €99k | €111k | ▲ 11.3% |
| Income taxes67/77 | €5k | €8k | €24k | €20k | €23k | ▲ 14.0% |
| Profit (loss) for the period9904 | €19k | €29k | €88k | €79k | €88k | ▲ 10.7% |
| Profit (loss) for the period to be appropriated9905 | €19k | €29k | €88k | €79k | €88k | ▲ 10.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €180k | €196k | €245k | €132k | €116k | ▼ 12.3% |
| Fixed assets21/28 | €17k | €10k | €3k | €2k | €788 | ▼ 49.6% |
| Tangible fixed assets22/27 | €17k | €10k | €3k | €2k | €788 | ▼ 49.6% |
| Plant, machinery and equipment23 | €1k | €994 | €625 | €256 | - | - |
| Furniture and vehicles24 | €16k | €9k | €2k | €1k | €788 | ▼ 39.7% |
| Current assets29/58 | €163k | €186k | €243k | €130k | €115k | ▼ 11.9% |
| Amounts receivable after more than one year29 | - | - | €125k | - | - | - |
| Other amounts receivable291 | - | - | €125k | - | - | - |
| Amounts receivable within one year40/41 | €21k | €8k | €19k | €15k | €20k | ▲ 31.9% |
| Trade receivables40 | €18k | €8k | €19k | €15k | €20k | ▲ 33.0% |
| Other amounts receivable41 | €3k | €595 | €13 | €118 | - | - |
| Cash at bank and in hand54/58 | €140k | €177k | €97k | €114k | €94k | ▼ 17.6% |
| Deferred charges and accrued income490/1 | €1k | €1k | €1k | €2k | €1k | ▼ 13.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €180k | €196k | €245k | €132k | €116k | ▼ 12.3% |
| Equity10/15 | €111k | €140k | €39k | €8k | €96k | ▲ 1,121% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €5k | = |
| Reserves13 | €106k | €135k | €34k | €3k | €91k | ▲ 3,105% |
| Distributable reserves133 | €106k | €135k | €34k | €3k | €91k | ▲ 3,105% |
| Amounts payable17/49 | €69k | €56k | €207k | €124k | €20k | ▼ 83.9% |
| Amounts payable within one year42/48 | €69k | €56k | €207k | €124k | €20k | ▼ 83.9% |
| Trade debts44 | €50k | €37k | €1k | €242 | €28 | ▼ 88.5% |
| Suppliers440/4 | €50k | €37k | €1k | €242 | €28 | ▼ 88.5% |
| Taxes, remuneration and social security45 | €18k | €18k | €14k | €14k | €18k | ▲ 34.1% |
| Taxes450/3 | €18k | €18k | €14k | €11k | €13k | ▲ 16.8% |
| Remuneration and social security454/9 | - | - | - | €3k | €5k | ▲ 109% |
| Other amounts payable47/48 | - | €2k | €192k | €110k | €2k | ▼ 98.6% |
| Accrued charges and deferred income492/3 | - | - | €72 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19k | €29k | €88k | €79k | €88k | ▲ 10.7% |
| + Depreciation and write-downs630 | €3k | €9k | €8k | €1k | €775 | ▼ 23.4% |
| Operating cash flow (approximation) | €22k | €39k | €96k | €80k | €89k | ▲ 10.3% |
| Investment in fixed assets (approximation) | - | €-3k | €0 | €0 | €0 | - |
| Change in cash | - | €37k | €-80k | €17k | €-20k | ▼ 217% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 32 days late
2025
31-12
Financial
Liquidity times 5current ratio 5.75
Current ratio from 1.05 to 5.75; short-term debt falls from €124k to €20k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €88k ▲202%
Operating result €113k, net result €88k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Weakest financial yearnet €19k ▼78%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €111k ▲20.8%
2 profitable years in a row build equity to €111k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt-Winge · 1 establishment unit since 2019
Ground area
386 m²
Building footprint
109 m²
Parcel 24106B0659/00N000, Flanders. Linked by address, not a title deed.
1 establishment unit
Scovit
since 20192.297.795.287
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24106B0659/00N000 | Flanders | 386 m² | 1 · 109 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 15,572 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.