Versimmo
ActiveVersimmo has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €423k and a net result of €74k. Equity is growing by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 38% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▲+60
Solvency11▼-27
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity short (current ratio 0.19 against 0.89 in 2024), and 84.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.8%
Return on assets
2.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
28 d early
2024
36 d early
2023
23 d early
2022
38 d early
2021
8 d late
2020
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€423k▼ 6.3%
2024 · €451k
2020: €129k
2021: €178k
2022: €193k
2023: €211k
2024: €451k
2020 → 2025
Total assets
€2.68M▲ 58.0%
2024 · €1.69M
2020: €1.18M
2021: €1.37M
2022: €1.33M
2023: €1.25M
2024: €1.69M
2020 → 2025
Net result
€74k▲ 198%
2024 · €25k
2020: €54k
2021: €50k
2022: €15k
2023: €18k
2024: €25k
2020 → 2025
Working capital
€-281k▼ 1,091%
2024 · €-24k
2020: €-29k
2021: €-87k
2022: €-103k
2023: €-97k
2024: €-24k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€178k-€193k▲ 8.2%€211k▲ 9.3%€451k▲ 114%€423k▼ 6.3%
Operating result€78k-€34k▼ 56.0%€37k▲ 7.3%€46k▲ 24.1%€144k▲ 217%
Net result€50k-€15k▼ 70.5%€18k▲ 22.2%€25k▲ 39.2%€74k▲ 198%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 217% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.68M
Fixed assets
€2.61M▲ 72.9%
Current assets
€67k▼ 63.6%
Equity and liabilities €2.68M
Equity
€423k▼ 6.3%
Debt
€2.25M▲ 81.4%
The debt ratio rises from 73.4% to 84.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€426k▲
2024 · €120k
Cash flow
€356k▲
2024 · €99k
Solvency
15.8%▼
2024 · 26.6%
Current ratio
0.19▼
2024 · 0.89
Quick ratio
0.19▼
2024 · 0.89
Debt / equity
5.33▲
2024 · 2.75
ROE
17.6%▲
2024 · 5.5%
ROA
2.8%▲
2024 · 1.5%
Interest coverage
8.37▼
2024 · 9.13
Debt
€2.25M▲
2024 · €1.24M
Debt ≤ 1 year
€348k▲
2024 · €209k
Debt > 1 year
€1.91M▲
2024 · €1.03M
Income taxes
€19k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.69M€2.68M▲
Fixed assets21/28€1.51M€2.61M▲
Tangible fixed assets22/27€1.51M€2.61M▲
Land and buildings22€1.47M€2.51M▲
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€39k€98k▲
Current assets29/58€185k€67k▼
Amounts receivable after more than one year29€125k€0▼
Other amounts receivable291€125k€0▼
Amounts receivable within one year40/41€8k€27k▲
Trade receivables40€7k€25k▲
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€52k€41k▼
Equity and liabilities
Total equity and liabilities10/49€1.69M€2.68M▲
Equity10/15€451k€423k▼
Contributions10/11€75k€75k=
Revaluation surpluses12€315k€315k=
Reserves13€61k€33k▼
Distributable reserves133€61k€33k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.24M€2.25M▲
Amounts payable after more than one year17€1.03M€1.91M▲
Financial debts170/4€864k€1.89M▲
Other amounts payable178/9€170k€20k▼
Amounts payable within one year42/48€209k€348k▲
Current portion of amounts payable after more than one year42€90k€164k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€1k€16k▲
Taxes450/3€1k€16k▲
Other amounts payable47/48€115k€167k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€281k▲
Other operating charges640/8€10k€9k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€130k€435k▲
Operating profit (loss)9901€46k€144k▲
Financial income75/76B€0€69▲
Recurring financial income75€0€69▲
Financial charges65/66B€13k€51k▲
Recurring financial charges65€13k€51k▲
Profit (loss) for the period before taxes9903€32k€94k▲
Income taxes67/77€7k€19k▲
Profit (loss) for the period9904€25k€74k▲
Profit (loss) for the period to be appropriated9905€25k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€74k▲
Transfer from equity791/2€100k€29k▼
Transfer to equity691/2€25k€0▼
To other reserves6921€25k€0▼
Profit to be distributed694/7€100k€103k▲
Return on contributions (dividend)694€100k€100k=
Directors or managers695-€3k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €74k ▲198%
Operating result €144k, net result €74k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €211k ▲9.3%
4 profitable years in a row build equity to €211k.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €15k ▼70.5%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
31-12
Financial
Equity above €150kEq €178k ▲38.7%
2 profitable years in a row build equity to €178k.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bloemenstraat 92960 BrechtGround area
563 m²
Building footprint
183 m²
Volume, LiDAR
87 m³
Parcel 11043D0657/00G002, Flanders · tallest building 2.5 m. Linked by address, not a title deed.
1 establishment unit
Versimmo
since 20192.290.420.319
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11043D0657/00G002 | Flanders | 563 m² | 1 · 183 m² | 2.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FLAMAND INVEST
BE 0889.035.484
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Bunders
BE 0750.527.404
Hasselt · Eq €423k
H.D.P. INVEST
BE 0443.573.476
Affligem · Eq €423k
IMMO ELLEN EN TIM
BE 0808.846.871
Kapelle-op-den-Bos · Eq €422k
Al'ard
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Westerlo · Eq €422k
Of 7,288 companies in sector 68110 we hold annual accounts for 5,353. 3,739 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2019
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
64200Holdings
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.