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Verschore

Active
Private limited companyfounded 2025active for 1 yearKrommewege 38B, 9990 Maldegem, BelgiumKBO/BCE: BE 1022.490.955
Summary

The computed 12-month bankruptcy probability of Verschore is 2.4% (moderate). The 2025 annual accounts show equity of €8,829 and a net result of €5,829. Its solvency ranks better than 26% of 3,266 sector peers (NACE 95, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Washing and cleaning of motor vehicles
NACE 95316
1 site
Size
€72,395total assets 2025
Staff
0.1 FTE
Equity
€8,829
Profit
€5,829
Turnover not published (micro format)
Financial health
51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Structure
2025 accounts filed 13 days late
Why 51raises riskFounded in 2025Size: total assets €72,395Equity €8,829 (12.2% of total assets)Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 33% of its sector peers (NACE 95, micro)
Financial strength
Average
Solvency 37
equity 12.2% of total assets
Liquidity 21
short-term debt 68.7% · cash 5.9%
Profitability 79
return on assets 8.1%
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,122 companies, NACE 95, micro)
Last 24 months 05-2026: 1.8%lowest value 06-2026: 1.8%● unchanged vs 05-2026lowest value 07-2026: 1.9%▲ +0.1 percentage points vs 06-2026 08-2026: 2.2%▲ +0.3 percentage points vs 07-2026 09-2026: 2.4%▲ +0.2 percentage points vs 08-2026 10-2026: 2.4%● unchanged vs 09-2026highest value
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 24% on solvency, 14% on liquidity and 60% on profitability.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
raises risk
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €72,395
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €8,829 (12.2% of total assets)
NBB · annual accounts
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
13 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: VERSCHORE Thomas (director) ·…

Financials · financial year 2025, micro format

2025 annual accounts filed late (13 days) Filed on 13 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00396105.

Equity
€8,829
Total assets
€72,395
Net result
€5,829
Working capital
-€12,100

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €72,395
Fixed assets €34,742
Current assets €37,653
Equity and liabilities €72,395
Equity €8,829
Debt €63,566
Debt finances 87.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€12,245
Cash flow
€9,992
Current ratio
0.76
Quick ratio
0.36
Debt to equity
7.20
ROE
66.0%
ROA
8.1%
Interest coverage
17.74
Debt ≤ 1 year
€49,753
Debt > 1 year
€13,706
Income taxes
€1,609
Staff costs
€2,719

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.7% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
96.7% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 42 lines
Balance sheet Code2025
Assets
Total assets20/58€72,395
Fixed assets21/28€34,742
Tangible fixed assets22/27€34,742
Land and buildings22€19,344
Plant, machinery and equipment23€13,518
Furniture and vehicles24€1,880
Current assets29/58€37,653
Stocks and contracts in progress3€19,780
Stocks30/36€19,780
Amounts receivable within one year40/41€13,616
Trade receivables40€11,406
Other amounts receivable41€2,210
Cash at bank and in hand54/58€4,257
Equity and liabilities
Total equity and liabilities10/49€72,395
Equity10/15€8,829
Contributions10/11€3,000
Profit (loss) carried forward14€5,829
Amounts payable17/49€63,566
Amounts payable after more than one year17€13,706
Financial debts170/4€13,706
Amounts payable within one year42/48€49,753
Trade debts44€7,373
Suppliers440/4€7,373
Taxes, remuneration and social security45€6,649
Taxes450/3€6,510
Remuneration and social security454/9€139
Other amounts payable47/48€35,732
Accrued charges and deferred income492/3€107
Income statement Code2025
Remuneration, social security and pensions62€2,719
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,163
Other operating charges640/8€830
Gross operating margin9900€15,794
Operating profit (loss)9901€8,083
Financial income75/76B€46
Recurring financial income75€46
Financial charges65/66B€690
Recurring financial charges65€690
Profit (loss) for the period before taxes9903€7,438
Income taxes67/77€1,609
Profit (loss) for the period9904€5,829
Profit (loss) for the period to be appropriated9905€5,829
Appropriation of the result
Profit (loss) to be appropriated9906€5,829

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€2,719
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,163
Other operating charges640/8€830
Gross operating margin9900€15,794
Operating profit (loss)9901€8,083
Financial income75/76B€46
Recurring financial income75€46
Financial charges65/66B€690
Recurring financial charges65€690
Profit (loss) for the period before taxes9903€7,438
Income taxes67/77€1,609
Profit (loss) for the period9904€5,829
Profit (loss) for the period to be appropriated9905€5,829
Line2025
Assets
Total assets20/58€72,395
Fixed assets21/28€34,742
Tangible fixed assets22/27€34,742
Land and buildings22€19,344
Plant, machinery and equipment23€13,518
Furniture and vehicles24€1,880
Current assets29/58€37,653
Stocks and contracts in progress3€19,780
Stocks30/36€19,780
Amounts receivable within one year40/41€13,616
Trade receivables40€11,406
Other amounts receivable41€2,210
Cash at bank and in hand54/58€4,257
Equity and liabilities
Total equity and liabilities10/49€72,395
Equity10/15€8,829
Contributions10/11€3,000
Profit (loss) carried forward14€5,829
Amounts payable17/49€63,566
Amounts payable after more than one year17€13,706
Financial debts170/4€13,706
Amounts payable within one year42/48€49,753
Trade debts44€7,373
Suppliers440/4€7,373
Taxes, remuneration and social security45€6,649
Taxes450/3€6,510
Remuneration and social security454/9€139
Other amounts payable47/48€35,732
Accrued charges and deferred income492/3€107
Line2025
Profit (loss) for the period9904€5,829
+ Depreciation and write-downs630€4,163
Operating cash flow (approximation)€9,992

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 13-08-2026 2026-00396105

Similar companies · same sector, comparable size

Of the 3,175 active companies whose main activity is washing and cleaning of motor vehicles (NACE 95316), figures are known for 774. 475 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2025
VERSCHORE Thomas
Director (not named in the articles) · since 22-04-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2025, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
VERSCHORE Thomas
  • Director (not named in the articles), from 22-04-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 22-04-2025 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 22-04-2025 Incorporation · €3,000 · 100 shares

Group and network

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors

History

Verschore was incorporated on 17 April 2025 as a private limited company by one natural person, with a starting capital of €3,000.12 Since 2025, VERSCHORE Thomas has served as director of the company.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 22-04-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
13-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 13 days late
2025
22-04
Gazette deed Incorporation
Appointment: VERSCHORE Thomas (director) · Founder · Declaration14 facts ▸
  • Incorporation, 17-04-2025
  • Founder, VERSCHORE Thomas
  • Other provision, 02-04-2025
  • Declaration, “founder liability warning, aansprakelijkheid van de oprichter in geval van faillissement binnen de drie jaar na de oprichting indien aanvangsvermogen kennelijk…” (deed in Dutch)
  • Capital
  • Registered office clause, “9990 Maldegem, Krommewege 38B” (deed in Dutch)
  • Board composition, Verschore
  • Director appointment, VERSCHORE Thomas (director (not named in the articles))
  • Declaration, “no active management ban, Hij verklaart dat lastens hem geen actief bestuursverbod opgelegd werd” (deed in Dutch)
  • Declaration, 02-04-2025
  • Pre-incorporation commitments, “takeover, all commitments and obligations arising therefrom, and all activities undertaken in name and for account of the company in formation” (deed in Dutch)
  • Other provision, “obligation under article 2:8 §4 WVV, instrumenting notary draws attention of comparant to obligation mentioned in article 2:8 §4 WVV” (deed in Dutch)
  • +2 further facts in this act
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded17-04-2025
Financial year end31-12
Activities, NACEBEL 2025
95316Washing and cleaning of motor vehicles
47120Other non-specialised retail sale
47783Retail trade
77221Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1022490955
Also 9925:BE1022490955
Registered 26-05-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 26 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
527 m²
Building footprint
367 m²
Parcel 43010C0302/00A002, Flanders. Linked by address, not a title deed.
1 establishment unit
Verschore
Krommewege 38B, 9990 MaldegemWashing and cleaning of motor vehicles
since 2025unit no. 2.373.530.018
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
43010C0302/00A002 Flanders 527 m² 1 · 367 m² -
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Wassen en poetsen van voertuigen; Het schoonmaken, het onderhoud, het reinigen van kantoren, glaswerk, tapijten, gordijnen, gebouwen…” (deed in Dutch)
32 activities (deed in Dutch)
  1. Wassen en poetsen van voertuigen.
  2. Het schoonmaken, het onderhoud, het reinigen van kantoren, glaswerk, tapijten, gordijnen, gebouwen, industriegebouwen, klinieken, hospitalen
  3. Het reinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden.
  4. Het lappen en reinigen van ramen.
  5. Het reinigen van zonnepanelen.
  6. Dakgootreiniging.
  7. Het uitvoeren van schoonmaakwerken (reinigen, ontsmetten,..) en onderhoudswerken inbegrepen het wassen van ruimten, van private-, handels- en nijverheidseigendommen, zowel privaat als openbaar, en alle activiteiten die verband houden met schoonmaak- en onderhoudswerken.
  8. Algemene opruimingswerken en onderhoud.
  9. Industriële reiniging.
  10. Gevelreiniging.
  11. Dakreiniging en ontmossing.
  12. Terrasreiniging en het reinigen van opritten.
  13. Het verstrekken van adviezen in verband met schoonmaak-, stof- en milieuproblemen, de handel en fabricage, import- en export van schoonmaakmachines en alle reinigingsapparatuur in de breedste zin van het woord, gereedschappen, hulpmiddelen en chemische producten ten behoeve van reinigen en onderhoud van gebouwen, zowel binnen als buiten, evenals alle werkzaamheden en producten die met dit alles rechtstreeks of onrechtstreeks verband houden.
  14. Overige dienstverlening.
  15. Opslagverhuur, onder andere voor auto-opslag.
  16. De kleinhandel, groothandel en handelsbemiddeling in onderhoudsproducten, drogisterijartikelen en reinigingsproducten van diverse aard.
  17. De aan-en verkoop, in-en uitvoer, verhuur, handelsbemiddeling, commissiehandel en vertegenwoordiging van machines en van om het even welke goederen en materialen.
  18. Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen, het stimuleren, de planning, de coördinatie, de ontwikkeling van, en de investering in, rechtspersonen en ondernemingen waarin zij al of niet een participatie aanhoudt;
  19. Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren, onder om het even welke vorm, in dit kader kan zij zich ook borg stellen of haar aval verlenen, in de meest ruime zin, alle handels- en financiële operaties verrichten behalve die wettelijk voorbehouden zijn aan kredietinstellingen. De vennootschap kan zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen, onder meer door haar goederen in hypotheek of in pand te geven, inclusief de eigen handelszaak;
  20. Het ontwikkelen, kopen, verkopen, in licentie nemen of geven van octrooien, knowhow en aanverwante immateriële duurzame activa;
  21. Het onderzoek, de ontwikkeling, de vervaardiging of commercialisering van nieuwe producten, nieuwe vormen van technologie en hun toepassingen;
  22. Het houden van webshops en alles dienaangaande;
  23. Het opnemen van mandaten als zaakvoerder, bestuurder en/of vereffenaar, managementactiviteiten van holdings, vertegenwoordigen van bedrijven op grond van bezit of controle over het vermogen en andere;
  24. Het beheer van financiële activa;
  25. Het aanleggen, het oordeelkundig uitbouwen en beheren van eigen onroerend vermogen; alle verrichtingen met betrekking tot eigen onroerende goederen en onroerende zakelijke rechten, zoals de aan-en verkoop, de bouw, de verbouwing, de binnenhuisinrichting en decoratie, de huur en verhuur, de ruil, de verkaveling en, in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken, van eigen onroerende goederen of onroerende zakelijke rechten;
  26. Het aanleggen, en oordeelkundig uitbouwen en beheren van roerend vermogen. Alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals de aan-en verkoop, de huur en verhuur, de ruil; in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren, aandelen, obligaties, staatsfondsen;
  27. Beheer van een eigen roerend en onroerend vermogen. Zijn uitdrukkelijk uitgesloten alle handelingen en activiteiten onderworpen aan een voorafgaandelijke goedkeuring of vergunning van het FSMA of die onder het beroep van vastgoedmakelaar vallen.
  28. Zij kan deelnemen in of zich op een andere wijze interesseren aan andere vennootschappen, ondernemingen, groeperingen of organisaties.
  29. Zij mag zich hiervoor borgstellen of aval verlenen, voorschotten en kredieten toestaan, hypothecaire of andere waarborgen verstrekken.
  30. Zij mag ook de functie van bestuurder of vereffenaar in andere vennootschappen uitoefenen.
  31. In het algemeen mag zij alle verrichtingen uitvoeren die nodig zijn voor de verwezenlijking van haar voorwerp en dit zowel in België als in het buitenland.
  32. De vennootschap kan overgaan tot alle handelsverrichtingen, nijverheidsverrichtingen, financiële en onroerende verrichtingen zo voor eigen rekening als voor rekening van derden, die van aard zijn de verwezenlijking van haar voorwerp rechtstreeks of onrechtstreeks te bevorderen dit zowel in België als in het buitenland.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
Verschore
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, eenvoudige beslissing van het bestuursorgaan naar tweetalig gebied Brussel Hoofdstad of Nederlands taalgebied” (deed in Dutch)
Elected domicileThe address where directors or the company receive official documents.
One provision in the deed

deed of 22-04-2025

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Benoemd met of zonder beperking van duur, één of meer bestuurders, natuurlijke personen of rechtspersonen” (deed in Dutch)
3 more provisions on this in the deed

deed of 22-04-2025

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Op naam, register van aandelen op naam” (deed in Dutch)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Procedure- en expertisekosten voor de helft ten laste van de overdrager en voor de andere helft ten laste van de koper(s) naar evenredigheid…” (deed in Dutch)
Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
One provision in the deed

deed of 22-04-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Wednesday of June at 20:00
Meeting ruleHow the company's meetings are run.
5 provisions in the deed
Meeting accessWho may attend the meeting and what is needed to be admitted.
One provision in the deed
Meeting procedureHow the meeting runs, from opening to minutes.
One provision in the deed
Meeting agendaHow the agenda is set and who may add items to it.
One provision in the deed
Voting ruleWhich majority the meeting decides by, for example a simple or a special majority.
2 provisions in the deed

deed of 22-04-2025

Oversight and winding up

Auditor ruleHow a statutory auditor is appointed and what they check, if the company has one.
One provision in the deed
Dissolution ruleWhen and by whom the company can be dissolved.
One provision in the deed
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
One provision in the deed
JurisdictionWhich court has jurisdiction in a dispute about the company.
One provision in the deed

deed of 22-04-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Nieuwe aandelen eerst aangeboden aan bestaande aandeelhouders naar evenredigheid, recht van voorkeur” (deed in Dutch)
Other provision: “Overdrachten en overgangen, certificaten afgegeven van deze inschrijvingen” (deed in Dutch)
Other provision: “Ondeelbaarheid van de effecten, vennootschap erkent maar één eigenaar voor elk effect” (deed in Dutch)
Other provision: “Overlijden van enige aandeelhouder, tot op de dag van de verdeling van deze aandelen of tot de afgifte van de legaten met betrekking tot…” (deed in Dutch)
8 more provisions in the deed, see the deed of 22-04-2025

deed of 22-04-2025