Summary
Versatile Holding is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €1.7m and a net result of €23,862. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 32% of 119 sector peers (fiscal year 2026). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2026 was due by 28-02-2027 and was filed on 24-08-2026, 188 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2026
188 d early
2025
31 d early
2024
31 d early
2023
30 d early
2022
25 d early
2021
26 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 55 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2026, abbreviated schema
Equity
€1.7m▲ 1.4%
2025 · €1.7m
Net result
€23,862
2025 · -€30,323
Total assets
€4.7m▼ 4.8%
2025 · €4.9m
Solvency
36.9%▲ 2.3pp
2025 · 34.6%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€596,990▲ 200%€616,003▲ 3.2%€203,897▼ 66.9%€16,301▼ 92.0%€4,056▼ 75.1%
Net result€538,102▲ 157%€407,671▼ 24.2%€168,245▼ 58.7%-€30,323€23,862
Equity€1.1m▲ 88.3%€1.6m▲ 35.5%€1.7m▲ 10.8%€1.7m▼ 1.8%€1.7m▲ 1.4%
Total assets€4.2m▲ 6.0%€4.6m▲ 7.8%€4.7m▲ 3.1%€4.9m▲ 4.1%€4.7m▼ 4.8%
Debt€3.1m▼ 8.9%€3.0m▼ 2.5%€3.0m▼ 0.9%€3.2m▲ 7.6%€2.9m▼ 8.2%
Working capital-€1.1m▼ 349%€3,109€342,149▲ 10,905%€529,354▲ 54.7%€354,298▼ 33.1%
Solvency27.2%▲ 11.9pp34.1%▲ 7.0pp36.7%▲ 2.6pp34.6%▼ 2.1pp36.9%▲ 2.3pp
Staff (FTE)0
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
- 2024 Net result -59% on 2023. Cause not known from the registers.
- 2022 Net result +157% on 2021. This fiscal year ran 21 months.
- 2022 Equity +88% on 2021. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2026 is 75% below 2025 and is the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €4.7m
Fixed assets
€4.0m =
Current assets
€688,074 ▼ 25.6%
Equity and liabilities €4.7m
Equity
€1.7m ▲ 1.4%
Debt
€2.9m ▼ 8.2%
Debt's share of the balance-sheet total falls from 65.4% to 63.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
1.4%▲
2025 · -1.8%
ROA
0.5%▲
2025 · -0.6%
Debt ≤ 1 year
€333,776▼
2025 · €395,627
Debt > 1 year
€2.4m▼
2025 · €2.7m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €223 | €165 | €126 | €498 | €994 | ▲ 99.7% |
| Gross operating margin9900 | €597,213 | €616,168 | €204,023 | €16,799 | €5,050 | ▼ 69.9% |
| Operating profit (loss)9901 | €596,990 | €616,003 | €203,897 | €16,301 | €4,056 | ▼ 75.1% |
| Financial income75/76B | €180,000 | €0 | €106,276 | €98,461 | €107,071 | ▲ 8.7% |
| Recurring financial income75 | €180,000 | €0 | €106,276 | €98,461 | €7,071 | ▼ 92.8% |
| Non-recurring financial income76B | - | - | - | - | €100,000 | - |
| Financial charges65/66B | €138,475 | €77,156 | €115,794 | €145,085 | €87,265 | ▼ 39.9% |
| Recurring financial charges65 | €138,475 | €77,156 | €115,794 | €145,085 | €87,265 | ▼ 39.9% |
| Profit (loss) for the period before taxes9903 | €638,515 | €538,847 | €194,379 | -€30,323 | €23,862 | ▲ 179% |
| Income taxes67/77 | €100,413 | €131,176 | €26,134 | €0 | - | - |
| Profit (loss) for the period9904 | €538,102 | €407,671 | €168,245 | -€30,323 | €23,862 | ▲ 179% |
| Profit (loss) for the period to be appropriated9905 | €538,102 | €407,671 | €168,245 | -€30,323 | €23,862 | ▲ 179% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.2m | €4.6m | €4.7m | €4.9m | €4.7m | ▼ 4.8% |
| Fixed assets21/28 | €4.0m | €4.0m | €4.0m | €4.0m | €4.0m | = |
| Financial fixed assets28 | €4.0m | €4.0m | €4.0m | €4.0m | €4.0m | = |
| Current assets29/58 | €273,185 | €603,327 | €730,286 | €924,981 | €688,074 | ▼ 25.6% |
| Amounts receivable after more than one year29 | - | €559,145 | €529,370 | €740,260 | €505,721 | ▼ 31.7% |
| Other amounts receivable291 | - | €559,145 | €529,370 | €740,260 | €505,721 | ▼ 31.7% |
| Amounts receivable within one year40/41 | €272,689 | €21,780 | €54,285 | €50,188 | €109,416 | ▲ 118% |
| Trade receivables40 | €31,460 | €21,780 | €26,620 | €24,200 | €21,780 | ▼ 10.0% |
| Other amounts receivable41 | €241,229 | €0 | €27,665 | €25,988 | €87,636 | ▲ 237% |
| Cash at bank and in hand54/58 | €496 | €22,402 | €125,241 | €10,836 | €29,230 | ▲ 170% |
| Deferred charges and accrued income490/1 | - | - | €21,390 | €123,698 | €43,708 | ▼ 64.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.2m | €4.6m | €4.7m | €4.9m | €4.7m | ▼ 4.8% |
| Equity10/15 | €1.1m | €1.6m | €1.7m | €1.7m | €1.7m | ▲ 1.4% |
| Contributions10/11 | €400,000 | €400,000 | €400,000 | €400,000 | €400,000 | = |
| Profit (loss) carried forward14 | €747,718 | €1.2m | €1.3m | €1.3m | €1.3m | ▲ 1.8% |
| Amounts payable17/49 | €3.1m | €3.0m | €3.0m | €3.2m | €2.9m | ▼ 8.2% |
| Amounts payable after more than one year17 | €1.7m | €2.3m | €2.5m | €2.7m | €2.4m | ▼ 9.2% |
| Financial debts170/4 | €1.7m | €2.3m | €2.5m | €2.7m | €2.4m | ▼ 9.2% |
| Amounts payable within one year42/48 | €1.4m | €600,218 | €388,138 | €395,627 | €333,776 | ▼ 15.6% |
| Current portion of amounts payable after more than one year42 | €1.2m | €317,393 | €382,555 | €390,061 | €308,647 | ▼ 20.9% |
| Trade debts44 | €545 | €597 | €5,448 | €5,567 | €25,130 | ▲ 351% |
| Suppliers440/4 | €545 | €597 | €5,448 | €5,567 | €25,130 | ▲ 351% |
| Taxes, remuneration and social security45 | €134 | €20,808 | €134 | €0 | - | - |
| Taxes450/3 | €134 | €20,808 | €134 | €0 | - | - |
| Other amounts payable47/48 | €141,058 | €261,420 | €0 | - | - | - |
| Accrued charges and deferred income492/3 | €52,000 | €68,000 | €84,750 | €107,617 | €155,329 | ▲ 44.3% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €538,102 | €407,671 | €168,245 | -€30,323 | €23,862 | ▲ 179% |
| Operating cash flow (approximation) | €538,102 | €407,671 | €168,245 | -€30,323 | €23,862 | ▲ 179% |
| Investment in fixed assets (approximation) | - | €0 | -€13,400 | €0 | €0 | - |
| Change in cash | - | €21,906 | €102,839 | -€114,406 | €18,394 | ▲ 116% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
21-08
State Gazette act
Algemene Vergadering - BoekjaarStatutes amendment · Power of attorney6 facts ▸
State Gazette act
Algemene Vergadering - Boekjaar
Statutes amendment · Power of attorney6 facts ▸
- General meeting, 23-07-2026
- Statutes amendment, 22
- Statutes amendment, 17
- Other statement, coördinatie van de statuten op te maken en te ondertekenen, en de neerlegging daarvan in het vennootschapsdossier te verzorgen, opdracht coördinatie statuten
- Board meeting, alle machten met betrekking tot de genomen besluiten ten uitvoer te leggen, machten aan bestuursorgaan
- Power of attorney, TITECA
31-07
Financial
Back to profitnet €23,862
Net result €23,862 after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet -€30,323
Net result drops to -€30,323, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity times 5current ratio 1.01
Current ratio from 0.20 to 1.01; short-term debt falls from €1.4m to €600,218.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2021net €538,102 ▲157%
Net result €538,102, the highest in the series.
31-12
Financial
Equity above €1mEq €1.1m ▲88.3%
2 profitable years in a row build equity to €1.1m.
2021
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2019
Ground area
354 m²
Building footprint
263 m²
Volume, LiDAR
2,388 m³
Parcel 34353H0820/00F000, Flanders · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Versatile Holding
since 20192.294.530.347
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353H0820/00F000 | Flanders | 354 m² | 1 · 263 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Annual meeting
“TWEEDE BESLUIT De vergadering besluit de datum van de jaarvergadering, gewone algemene vergadering genoemd, te wijzigen ingevolge de verandering van de looptijd van het boekjaar, hiervoor beslist. De gewone algemene vergadering zal voortaan ieder jaar gehouden worden op de voorlaatste vrijdag van de…”
Full text
TWEEDE BESLUIT De vergadering besluit de datum van de jaarvergadering, gewone algemene vergadering genoemd, te wijzigen ingevolge de verandering van de looptijd van het boekjaar, hiervoor beslist. De gewone algemene vergadering zal voortaan ieder jaar gehouden worden op de voorlaatste vrijdag van de maand januari om 10 uur, en indien dit een wettelijke feestdag is op de eerstvolgende werkdag. De eerstvolgende gewone algemene vergadering zal hierdoor bijeenkomen op 2027.
Structure & network
Owners and holdings
3 holdingsOwners 0
The accounts to 31-07-2026 list no shareholders, and no other source names one.
Holdings 3
-
100%
-
100%
- Partyspace Iberia SLESsubsidiarySourceown accounts 31-07-202651%
According to the annual accounts to 31-07-2026 of Versatile Holding and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
BERT BERTELS
BE 0845.703.408
Balen · Eq €1,716,898
GVIS
BE 0760.465.251
Wingene · Eq €1,716,732
BELCO
BE 0469.661.429
Pelt · Eq €1,716,572
Walmack Holding
BE 0833.342.737
Remicourt · Eq €1,716,542
DEBOTI
BE 0829.198.758
Sint-Lievens-Houtem · Eq €1,719,881
Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 11,361 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-09-2019
Fiscal year end31-07
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0734583770
Also
9925:BE0734583770
Registered
01-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.