DEMALOGI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4.28M and a net result of €27k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 92% of 5507 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
3 d early
2022
21 d early
2021
2 d early
2020
1 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4.28M▲ 0.6%
2024 · €4.25M
2018: €2.76M
2019: €2.77M
2020: €2.78M
2021: €2.80M
2022: €2.81M
2023: €3.88M
2024: €4.25M
2018 → 2025
Net result
€27k▼ 92.9%
2024 · €373k
2018: €26
2019: €11k
2020: €9k
2021: €13k
2022: €13k
2023: €1.07M
2024: €373k
2018 → 2025
Total assets
€4.44M▼ 22.8%
2024 · €5.75M
2018: €2.76M
2019: €2.77M
2020: €2.79M
2021: €3.35M
2022: €4.48M
2023: €5.49M
2024: €5.75M
2018 → 2025
Solvency
96.4%▲ 22.5pp
2024 · 73.9%
2018: 100.0%
2019: 100.0%
2020: 99.8%
2021: 83.6%
2022: 62.7%
2023: 70.7%
2024: 73.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.80M-€2.81M▲ 0.5%€3.88M▲ 38.1%€4.25M▲ 9.6%€4.28M▲ 0.6%
Operating result€19k-€19k▲ 1.9%€17k▼ 12.1%€6k▼ 66.5%€6k▲ 10.6%
Net result€13k-€13k▼ 1.9%€1.07M▲ 8,187%€373k▼ 65.1%€27k▼ 92.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.44M
Fixed assets
€2.73M=
Current assets
€1.71M▼ 43.4%
Equity and liabilities €4.44M
Equity
€4.28M▲ 0.6%
Debt
€160k▼ 89.3%
The debt ratio falls from 26.1% to 3.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
96.4%▲
2024 · 73.9%
ROE
0.6%▼
2024 · 8.8%
ROA
0.6%▼
2024 · 6.5%
Debt
€160k▼
2024 · €1.50M
Debt ≤ 1 year
€160k▼
2024 · €1.50M
Income taxes
€9k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.75M€4.44M▼
Fixed assets21/28€2.73M€2.73M=
Financial fixed assets28€2.73M€2.73M=
Current assets29/58€3.02M€1.71M▼
Amounts receivable within one year40/41€2.96M€1.70M▼
Trade receivables40€12k€12k=
Other amounts receivable41€2.95M€1.69M▼
Cash at bank and in hand54/58€4k€8k▲
Deferred charges and accrued income490/1€52k€0▼
Equity and liabilities
Total equity and liabilities10/49€5.75M€4.44M▼
Equity10/15€4.25M€4.28M▲
Contributions10/11€2.77M€2.77M=
Reserves13€1.48M€1.51M▲
Non-distributable reserves130/1€190€190=
Reserves not available under the articles1311-€190
Other1319€190-
Distributable reserves133€1.48M€1.51M▲
Amounts payable17/49€1.50M€160k▼
Amounts payable within one year42/48€1.50M€160k▼
Trade debts44-€83
Suppliers440/4-€83
Taxes, remuneration and social security45€8k€3k▼
Taxes450/3€8k€3k▼
Other amounts payable47/48€1.49M€156k▼
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Gross operating margin9900€7k€7k▲
Operating profit (loss)9901€6k€6k▲
Financial income75/76B€407k€58k▼
Recurring financial income75€407k€58k▼
Financial charges65/66B€31k€28k▼
Recurring financial charges65€31k€28k▼
Profit (loss) for the period before taxes9903€382k€36k▼
Income taxes67/77€8k€9k▲
Profit (loss) for the period9904€373k€27k▼
Profit (loss) for the period to be appropriated9905€373k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€373k€27k▼
Transfer to equity691/2€373k€27k▼
To other reserves6921€373k€27k▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Liquidity times 5current ratio 10.67
Current ratio from 2.02 to 10.67; short-term debt falls from €1.50M to €160k.
26-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2018net €1.07M ▲8187%
Net result €1.07M, the highest in the series.
09-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
19-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zamanstraat 709160 LokerenGround area
5,280 m²
Building footprint
381 m²
Volume, LiDAR
2,340 m³
Parcel 46383D1544/00F000, Flanders · tallest building 13.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DEMALOGI
since 20162.259.521.760
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46383D1544/00F000 | Flanders | 5,280 m² | 1 · 381 m² | 13.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 8,612 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-12-2016
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70100Activities of head offices
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.