VERRET TECHNIQUES
ActiveSummary
VERRET TECHNIQUES has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,819 and a net result of -€3,500. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 33% of 7564 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability11▼-89
Solvency52▼-20
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.57 against 1.82 in 2024; short-term debt: 29.8% and cash: 1.7% of total assets), but 73.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.9%
Return on assets
-6%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
25 d early
2024
58 d early
2023
78 d early
2022
73 d early
2021
73 d early
2020
10 d early
2019
66 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 55 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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Financials · fiscal year 2025, micro schema
Equity
€15,819▼ 18.1%
2024 · €19,319
Total assets
€58,710▲ 42.5%
2024 · €41,212
Net result
-€3,500
2024 · €12,833
Working capital
€9,968▼ 43.9%
2024 · €17,778
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€4,061€14,558▲ 258%€2,900▼ 80.1%€17,587▲ 507%-€2,632
Net result€2,748within the sector's middle half€13,509within the sector's middle half▲ 392%€489within the sector's middle half▼ 96.4%€12,833within the sector's middle half▲ 2,525%-€3,500below the sector's middle half
Equity-€7,512below the sector's middle half▲ 26.8%€5,997below the sector's middle half€6,486below the sector's middle half▲ 8.2%€19,319within the sector's middle half▲ 198%€15,819within the sector's middle half▼ 18.1%
Total assets€25,399below the sector's middle half▲ 7.2%€29,871below the sector's middle half▲ 17.6%€42,401below the sector's middle half▲ 41.9%€41,212below the sector's middle half▼ 2.8%€58,710within the sector's middle half▲ 42.5%
Debt€32,911▼ 3.1%€23,874▼ 27.5%€35,916▲ 50.4%€21,893▼ 39.0%€42,892▲ 95.9%
Working capital-€16,619▲ 25.4%-€2,569▲ 84.5%€3,761€17,778▲ 373%€9,968▼ 43.9%
Solvency-29.6%below the sector's middle half▲ 13.7pp20.1%within the sector's middle half▲ 49.7pp15.3%below the sector's middle half▼ 4.8pp46.9%within the sector's middle half▲ 31.6pp26.9%within the sector's middle half▼ 19.9pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2,632 after €17,587 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58,710
Fixed assets
€31,226 ▲ 1,684%
Current assets
€27,484 ▼ 30.4%
Equity and liabilities €58,710
Equity
€15,819 ▼ 18.1%
Debt
€42,892 ▲ 95.9%
Debt's share of the balance-sheet total rises from 53.1% to 73.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€677▼
2024 · €18,820
Cash flow
-€1,546▼
2024 · €14,066
Current ratio
1.57▼
2024 · 1.82
Quick ratio
1.36▲
2024 · 1.18
Debt to equity
2.71▲
2024 · 1.13
ROE
-22.1%▼
2024 · 66.4%
ROA
-6.0%▼
2024 · 31.1%
Interest coverage
-0.25▼
2024 · 8.01
Debt ≤ 1 year
€17,516▼
2024 · €21,683
Debt > 1 year
€25,178
Income taxes
€186▼
2024 · €2,404
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,549 companies that looked in July 2024 the way this one looks now, 3.9% went bankrupt within 24 months and 91% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a small loss
3.9%
went bankrupt
3.7%
stopped otherwise
91%
still going
A further 1.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,549 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €7,384 | €5,795 | €10,640 | €336 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,404 | €6,666 | €5,838 | €1,233 | €1,954 | ▲ 58.6% |
| Other operating charges640/8 | €596 | €629 | €621 | €545 | €477 | ▼ 12.5% |
| Non-recurring operating charges66A | €168 | €117 | €96 | €752 | €96 | ▼ 87.3% |
| Gross operating margin9900 | €18,613 | €27,766 | €20,094 | €20,452 | -€104 | ▼ 101% |
| Operating profit (loss)9901 | €4,061 | €14,558 | €2,900 | €17,587 | -€2,632 | ▼ 115% |
| Financial income75/76B | - | €107 | €2 | €1 | €2,073 | ▲ 199,250% |
| Recurring financial income75 | - | €107 | €2 | €1 | €8 | ▲ 692% |
| Non-recurring financial income76B | - | - | - | - | €2,065 | - |
| Financial charges65/66B | €1,313 | €1,156 | €2,268 | €2,351 | €2,756 | ▲ 17.2% |
| Recurring financial charges65 | €1,313 | €1,156 | €2,268 | €2,351 | €2,756 | ▲ 17.2% |
| Profit (loss) for the period before taxes9903 | €2,748 | €13,509 | €633 | €15,237 | -€3,315 | ▼ 122% |
| Income taxes67/77 | - | - | €144 | €2,404 | €186 | ▼ 92.3% |
| Profit (loss) for the period9904 | €2,748 | €13,509 | €489 | €12,833 | -€3,500 | ▼ 127% |
| Profit (loss) for the period to be appropriated9905 | €2,748 | €13,509 | €489 | €12,833 | -€3,500 | ▼ 127% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €25,399 | €29,871 | €42,401 | €41,212 | €58,710 | ▲ 42.5% |
| Fixed assets21/28 | €12,370 | €8,821 | €2,983 | €1,750 | €31,226 | ▲ 1,684% |
| Tangible fixed assets22/27 | €12,370 | €8,821 | €2,983 | €1,750 | €31,226 | ▲ 1,684% |
| Plant, machinery and equipment23 | €2,439 | €4,450 | €2,983 | €1,750 | €985 | ▼ 43.8% |
| Furniture and vehicles24 | €9,931 | €4,371 | - | - | €30,242 | - |
| Current assets29/58 | €13,029 | €21,050 | €39,418 | €39,461 | €27,484 | ▼ 30.4% |
| Stocks and contracts in progress3 | €3,411 | €6,478 | €13,630 | €13,904 | €3,606 | ▼ 74.1% |
| Stocks30/36 | €3,411 | €6,478 | €13,630 | €13,904 | €3,606 | ▼ 74.1% |
| Amounts receivable within one year40/41 | €8,583 | €13,930 | €23,285 | €23,853 | €21,982 | ▼ 7.8% |
| Trade receivables40 | €4,962 | €10,691 | €17,827 | €12,635 | €6,340 | ▼ 49.8% |
| Other amounts receivable41 | €3,621 | €3,240 | €5,458 | €11,218 | €15,642 | ▲ 39.4% |
| Cash at bank and in hand54/58 | €21 | €3 | €1,818 | €1,050 | €980 | ▼ 6.6% |
| Deferred charges and accrued income490/1 | €1,015 | €638 | €685 | €654 | €915 | ▲ 40.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €25,399 | €29,871 | €42,401 | €41,212 | €58,710 | ▲ 42.5% |
| Equity10/15 | -€7,512 | €5,997 | €6,486 | €19,319 | €15,819 | ▼ 18.1% |
| Contributions10/11 | €10,930 | €10,930 | €10,930 | €10,930 | €10,930 | = |
| Outside capital11 | €10,930 | - | - | - | - | - |
| Other1109/19 | €10,930 | - | - | - | - | - |
| Profit (loss) carried forward14 | -€18,442 | -€4,933 | -€4,444 | €8,389 | €4,889 | ▼ 41.7% |
| Amounts payable17/49 | €32,911 | €23,874 | €35,916 | €21,893 | €42,892 | ▲ 95.9% |
| Amounts payable after more than one year17 | €3,086 | - | - | - | €25,178 | - |
| Financial debts170/4 | €3,086 | - | - | - | €25,178 | - |
| Amounts payable within one year42/48 | €29,647 | €23,619 | €35,657 | €21,683 | €17,516 | ▼ 19.2% |
| Current portion of amounts payable after more than one year42 | €3,657 | €3,086 | €4,000 | €4,000 | €9,781 | ▲ 145% |
| Financial debts43 | €2,769 | €4,574 | €7,142 | - | - | - |
| Credit institutions430/8 | €2,769 | €4,574 | €7,142 | - | - | - |
| Trade debts44 | €7,756 | €4,442 | €19,942 | €14,786 | €5,808 | ▼ 60.7% |
| Suppliers440/4 | €7,756 | €4,442 | €19,942 | €14,786 | €5,808 | ▼ 60.7% |
| Taxes, remuneration and social security45 | - | €25 | €144 | €2,898 | €1,927 | ▼ 33.5% |
| Taxes450/3 | - | €25 | €144 | €2,898 | €1,927 | ▼ 33.5% |
| Other amounts payable47/48 | €15,465 | €11,492 | €4,429 | - | - | - |
| Accrued charges and deferred income492/3 | €177 | €255 | €258 | €210 | €198 | ▼ 5.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,748 | €13,509 | €489 | €12,833 | -€3,500 | ▼ 127% |
| + Depreciation and write-downs630 | €6,404 | €6,666 | €5,838 | €1,233 | €1,954 | ▲ 58.6% |
| Operating cash flow (approximation) | €9,152 | €20,175 | €6,327 | €14,066 | -€1,546 | ▼ 111% |
| Investment in fixed assets (approximation) | - | -€3,116 | €0 | €0 | -€31,430 | - |
| Change in cash | - | -€17 | €1,814 | -€768 | -€70 | ▲ 90.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €13,509 ▲392%
Net result €13,509, the highest in the series.
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €2,748
Net result €2,748 after 2 loss-making years.
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bastogne · 1 establishment unit since 2018
Ground area
1,157 m²
Building footprint
241 m²
Volume, LiDAR
1,849 m³
Parcel 82033D0147/00H000, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VERRET TECHNIQUES
since 20182.279.710.826
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82033D0147/00H000 | Wallonia | 1,157 m² | 1 · 241 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,052. 10,860 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-09-2018
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43120Site preparation
43240Other construction installation
46643Wholesale of electrical equipment, including installation materials
71121Engineering and related technical consultancy, excluding land surveyors
E-invoicing
Reachable via Peppol
Peppol ID
0208:0704816648
Registered
26-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.