Verrept
ActiveVerrept has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €-2k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 25% of 16491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▲+53
Solvency55▼-2
Growth52=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.36 in 2024; short-term debt: 70.3% and cash: 60.6% of total assets), and 70.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.7%
Return on assets
-2.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
30 d late
2024
on the day
2023
90 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▼ 8.6%
2024 · €19k
2022: €7k
2023: €22k
2024: €19k
2022 → 2025
Total assets
€60k▼ 1.7%
2024 · €61k
2022: €27k
2023: €56k
2024: €61k
2022 → 2025
Net result
€-2k▲ 46.1%
2024 · €-3k
2022: €4k
2023: €16k
2024: €-3k
2022 → 2025
Working capital
€15k▼ 1.2%
2024 · €15k
2022: €6k
2023: €21k
2024: €15k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€7k-€22k▲ 229%€19k▼ 13.8%€18k▼ 8.6%
Operating result€6k-€21k▲ 265%€-2k€1k
Net result€4k-€16k▲ 309%€-3k€-2k▲ 46.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€3k▼ 34.0%
Current assets
€57k▲ 0.9%
Equity and liabilities €60k
Equity
€18k▼ 8.6%
Debt
€42k▲ 1.6%
The debt ratio rises from 68.0% to 70.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2k▲
2024 · €-1k
Cash flow
€-185▲
2024 · €-2k
Solvency
29.7%▼
2024 · 32.0%
Current ratio
1.35▼
2024 · 1.36
Quick ratio
1.35▼
2024 · 1.36
Debt / equity
2.37▲
2024 · 2.13
ROE
-9.5%▲
2024 · -16.0%
ROA
-2.8%▲
2024 · -5.1%
Interest coverage
10.15▲
2024 · -8.94
Debt
€42k▲
2024 · €41k
Debt ≤ 1 year
€42k▲
2024 · €41k
Income taxes
€2k▲
2024 · €536
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€61k€60k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€973€843▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€56k€57k▲
Amounts receivable within one year40/41€11k€21k▲
Trade receivables40€11k€20k▲
Other amounts receivable41-€105
Cash at bank and in hand54/58€45k€36k▼
Deferred charges and accrued income490/1€51€36▼
Equity and liabilities
Total equity and liabilities10/49€61k€60k▼
Equity10/15€19k€18k▼
Contributions10/11€3k€3k=
Reserves13-€15k
Distributable reserves133-€15k
Profit (loss) carried forward14€16k-
Amounts payable17/49€41k€42k▲
Amounts payable within one year42/48€41k€42k▲
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€14k€13k▼
Taxes450/3€14k€11k▼
Remuneration and social security454/9-€1k
Other amounts payable47/48€23k€25k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€-82€4k▲
Operating profit (loss)9901€-2k€1k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€146€246▲
Recurring financial charges65€146€246▲
Profit (loss) for the period before taxes9903€-3k€763▲
Income taxes67/77€536€2k▲
Profit (loss) for the period9904€-3k€-2k▲
Profit (loss) for the period to be appropriated9905€-3k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€15k▼
Profit (loss) brought forward from the previous period14P€19k€16k▼
Transfer to equity691/2-€15k
To other reserves6921-€15k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-3k ▼120%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
2023
31-12
Financial
Highest result since 2022net €16k ▲309%
Operating result €21k, net result €16k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cruyslei 22140 AntwerpenGround area
712 m²
Building footprint
522 m²
Volume, LiDAR
13,969 m³
2 parcels, Flanders · tallest building 33.8 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
Verrept
since 20222.333.797.234
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K2751/00K000 | Flanders | 625 m² | 1 · 470 m² | 33.8 m · 10 fl. |
| 11313B0961/00F011indicative | Flanders | 88 m² | 1 · 52 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,690 companies in sector 86951 we hold annual accounts for 2,140. 1,803 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2022
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.