HET ALFABET
ActiveHET ALFABET has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €8k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 60% of 16491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
99
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▲+21
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.93 against 1.19 in 2024; short-term debt: 27.4% and cash: 55.3% of total assets), and 27.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.6%
Return on assets
33.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-03-2026, 143 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
143 d early
2024
148 d early
2023
127 d early
2022
118 d early
2021
122 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 85.1%
2024 · €10k
2021: €16k
2022: €14k
2023: €17k
2024: €10k
2021 → 2025
Total assets
€24k▲ 32.0%
2024 · €18k
2021: €23k
2022: €25k
2023: €29k
2024: €18k
2021 → 2025
Net result
€8k▲ 33.4%
2024 · €6k
2021: €-4k
2022: €-2k
2023: €3k
2024: €6k
2021 → 2025
Working capital
€13k▲ 668%
2024 · €2k
2021: €418
2022: €-3k
2023: €5k
2024: €2k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€14k▼ 13.1%€17k▲ 24.6%€10k▼ 43.8%€18k▲ 85.1%
Operating result€-4k-€-2k▲ 55.5%€5k€10k▲ 98.3%€13k▲ 30.6%
Net result€-4k-€-2k▲ 50.2%€3k€6k▲ 81.4%€8k▲ 33.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 31% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24k
Fixed assets
€5k▼ 39.2%
Current assets
€19k▲ 84.9%
Equity and liabilities €24k
Equity
€18k▲ 85.1%
Debt
€7k▼ 25.0%
The debt ratio falls from 48.3% to 27.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▲
2024 · €14k
Cash flow
€12k▲
2024 · €10k
Solvency
72.6%▲
2024 · 51.7%
Current ratio
2.93▲
2024 · 1.19
Quick ratio
2.90▲
2024 · 1.18
Debt / equity
0.38▼
2024 · 0.93
ROE
46.0%▼
2024 · 63.8%
ROA
33.4%▲
2024 · 33.0%
Interest coverage
75.61▼
2024 · 77.57
Debt
€7k▼
2024 · €9k
Debt ≤ 1 year
€7k▼
2024 · €9k
Income taxes
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18k€24k▲
Fixed assets21/28€8k€5k▼
Tangible fixed assets22/27€8k€5k▼
Land and buildings22-€986
Furniture and vehicles24€8k€4k▼
Current assets29/58€11k€19k▲
Stocks and contracts in progress3€39€171▲
Stocks30/36€39€171▲
Amounts receivable within one year40/41€2k€5k▲
Trade receivables40€2k€4k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€7k€13k▲
Deferred charges and accrued income490/1€636€636=
Equity and liabilities
Total equity and liabilities10/49€18k€24k▲
Equity10/15€10k€18k▲
Contributions10/11€100€100=
Reserves13€9k€17k▲
Distributable reserves133€9k€17k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€9k€7k▼
Amounts payable within one year42/48€9k€7k▼
Current portion of amounts payable after more than one year42-€2k
Trade debts44€398€240▼
Suppliers440/4€398€240▼
Taxes, remuneration and social security45€5k€5k=
Taxes450/3€5k€5k=
Other amounts payable47/48€4k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€16k€19k▲
Operating profit (loss)9901€10k€13k▲
Financial income75/76B€0€45▲
Recurring financial income75€0€45▲
Financial charges65/66B€186€231▲
Recurring financial charges65€186€231▲
Profit (loss) for the period before taxes9903€10k€13k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€6k€8k▲
Profit (loss) for the period to be appropriated9905€6k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€8k▲
Transfer from equity791/2€13k€0▼
Transfer to equity691/2€6k€8k▲
To other reserves6921€6k€8k▲
Profit to be distributed694/7€13k€0▼
Return on contributions (dividend)694€13k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €8k ▲33.4%
Operating result €13k, net result €8k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.93
Current ratio from 1.19 to 2.93; short-term debt falls from €9k to €7k.
05-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
04-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Retiesebaan 1042460 KasterleeGround area
2,020 m²
Building footprint
235 m²
Volume, LiDAR
1,297 m³
Parcel 13017G0262/00L000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Het Alfabet
since 20092.190.613.356
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13017G0262/00L000 | Flanders | 2,019 m² | 1 · 235 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CHARLOTTE VANAERDE - KINE BALANCE
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Of 12,690 companies in sector 86951 we hold annual accounts for 2,142. 1,799 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-2009
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
46833Wholesale trade
47521Retail sale of hardware, building materials, paint and glass (general range)
47526Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.