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Complete company report
Generated 23-07-2026
Active BE 0427.859.971Private limited company

VEROPA

Kwadestraat 141 ·8800 Roeselare, Belgium· 40 yrs active
Sector: Real estate rental (68203)
Conclusion Checked

The computed 12-month bankruptcy probability of VEROPA is 0.2% (very low). The 2025 annual accounts show equity of €417k and a net result of €10k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 44% of 1325 sector peers (fiscal year 2025). The company has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €417k
Net result €10k
Better than sector 44%
Active 40 yrs
Snowflake analysis 5 axes · computed by Checked
Health44Profitability12Solvency21Growth78Stability100
51 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 44
Profitability 12
Solvency 21
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1985, 40 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
44 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 12-11-2025 with the NBB · fiscal year 2025 · micro
€-20k€0€20k€40k€60kOperating result 2021: €900€900Net result 2021: €1k€1kOperating result 2022: €3k€3kNet result 2022: €-6k€-6kOperating result 2023: €46k€46kNet result 2023: €15k€15kOperating result 2024: €48k€48kNet result 2024: €-11k€-11kOperating result 2025: €61k€61kNet result 2025: €10k€10k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~8.9%/year over 7 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k€300k€400k€500k2026: €258k (€169k - €347k)2027: €273k (€131k - €415k)2028: €287k (€92k - €483k)2019: €158k2020: €170k2021: €156k2022: €150k2023: €165k2024: €407k2025: €417k2019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 16.6% 22.9%
better than 44% of 1325 sector peers
Net result €10k €10k
better than 50% of 1322 sector peers
Equity €417k €44k
better than 91% of 1326 sector peers
Gross operating margin €106k €40k
better than 80% of 1322 sector peers
Total assets €2.51M €290k
better than 93% of 1325 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€96k
+15.1% -85% vs sector
Net profit
€10k
- -90% vs sector
Cash flow
€45k
+82.0% -93% vs sector
Total assets
€2.51M
-3.2% -77% vs sector
Equity
€417k
+2.4% -95% vs sector
Working capital
€-4k
- far below sector median
Income taxes
€5k
- far above sector median
Debt
€2.09M
-4.2% -29% vs sector
Debt ≤ 1y
€115k
-3.0% -86% vs sector
Debt > 1y
€1.98M
-4.2% -81% vs sector
Current ratio
0.96
-28.0% -81% vs sector
Quick ratio
0.96
-28.0% -81% vs sector
Solvency
16.6%
+5.8% -47% vs sector
Debt / equity
5.03
-6.5% far above sector median
ROE
2.3%
- -42% vs sector
ROA
0.4%
- far above sector median
Interest coverage
1.88
+21.7% -3% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€96k
Net profit€10k
Cash flow€45k
Staff costs-
Income taxes-
Dividends-
Total assets€2.51M
Equity€417k
Debt€2.09M
of which ≤ 1y€115k
of which > 1y€1.98M
Working capital€-4k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.96
Quick ratio0.96
Working capital ratio-0.2%
Solvency16.6%
Debt / equity5.03
Long-term debt ratio4.75
Interest coverage1.88
Gross margin-
Net margin-
ROA0.4%
ROE2.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€2.51M
Fixed assets 21/28€2.40M
Tangible fixed assets 22/27€2.40M
Current assets 29/58€111k
Amounts receivable within one year 40/41€81k
Cash & bank 54/58€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.51M
Equity 10/15€417k
Contributions / capital 10/11€128k
Reserves 13€207k
Accumulated profits (losses) 14€37k
Amounts payable 17/49€2.09M
Amounts payable after one year 17€1.98M
Amounts payable within one year 42/48€115k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€106k
Operating result 9901€61k
Financial charges 65€51k
Result before taxes 9903€10k
Net result for the period 9904€10k
Result to be appropriated 9905€10k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 5 directors
Current directors & mandates
  • RAES Brigitte
    Director
    State Gazette act 23126194 (03-10-2023)
    Current
    03-10-2023 → present
    2 events
    • 03-10-2023 Appointed· Director
    • 29-11-2011 Resigned· Manager
  • Vermander Luc
    Director
    State Gazette act 25131911 (16-10-2025)
    Current
    03-10-2023 → present
    4 events
    • 16-10-2025 Mandate renewed· Director
    • 03-10-2023 Resigned· Director
    • 03-10-2023 Appointed· Director
    • 29-11-2011 Appointed· Manager
Former directors (3)
  • Vermander Brecht
    Director
    State Gazette act 23126194 (03-10-2023)
    Former
    03-10-2023 → 28-08-2025
    2 events
    • 28-08-2025 Resigned· Director
    • 03-10-2023 Appointed· Director
  • Vermander Eline
    Director
    State Gazette act 23126194 (03-10-2023)
    Former
    03-10-2023 → 28-08-2025
    2 events
    • 28-08-2025 Resigned· Director
    • 03-10-2023 Appointed· Director
  • Vermander Ilse
    Director
    State Gazette act 23126194 (03-10-2023)
    Former
    03-10-2023 → 28-08-2025
    2 events
    • 28-08-2025 Resigned· Director
    • 03-10-2023 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Real estate rental(68203)
Legal form Private limited company(610)
Incorporation17-10-1985
StatusActive
Postal code8800
Establishment units 1 location
Kwadestraat 141, 8800 Roeselare
Ontwikkeling van residentiële bouwprojecten
since 19852.027.991.470
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36017A1274/00D002 Flanders 1,734 m² 1 · 683 m² 5.9 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
12-11-2025
NBB filing Annual accounts filed
fiscal year 2025 · micro
16-10-2025
State Gazette act Director changes
v3.2
2024
31-10-2024
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
31-10-2023
NBB filing Annual accounts filed
fiscal year 2023 · micro
03-10-2023
State Gazette act Director changes
v3.2
2022
03-11-2022
NBB filing Annual accounts filed
fiscal year 2022 · micro
2021
08-10-2021
NBB filing Annual accounts filed
fiscal year 2021 · micro
2020
07-09-2020
NBB filing Annual accounts filed
fiscal year 2020 · micro
2019
27-09-2019
NBB filing Annual accounts filed
fiscal year 2019 · micro
29-07-2019
State Gazette act Registered-office change
v3.2
2018
25-09-2018
NBB filing Annual accounts filed
fiscal year 2018 · micro
2017
17-07-2017
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2016
23-08-2016
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2012
11-01-2012
State Gazette act Director changes
v3.2
Belgisch Staatsblad, acts 4 acts
Address history · 1
29-07-2019
v3.2
All acts · 4 updated 9 months ago
2025
16-10-2025 3 resigning, 1 reappointed Director changes
  • Vermander Ilse, Bestuurder
  • Vermander Brecht, Bestuurder
  • Vermander Eline, Bestuurder
  • Vermander Luc, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Vermander Ilse",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-08-28",
      "evidence_quote": "De vergadering beslist om volgende bestuurders te ontslaan met ingang vanaf 28 augustus 2025: -Mevrouw Vermander llse - akkoord",
      "discharge_granted": true
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Vermander Brecht",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-08-28",
      "evidence_quote": "De vergadering beslist om volgende bestuurders te ontslaan met ingang vanaf 28 augustus 2025: -De heer Vermander Brecht - onthouding",
      "discharge_granted": true
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Vermander Eline",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-08-28",
      "evidence_quote": "De vergadering beslist om volgende bestuurders te ontslaan met ingang vanaf 28 augustus 2025: -Mevrouw Vermander Eline - onthouding",
      "discharge_granted": true
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Vermander Luc",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Het mandaat van de statutair bestuurder de heer Luc Vermander wordt voortgezet."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0427.859.971",
    "name_full": "VEROPA",
    "legal_form": "BV"
  }
}
2023
03-10-2023 5 directors appointed, 1 resigning Director changes
  • VERMANDER Luc, Bestuurder
  • RAES Brigitte, Bestuurder
  • VERMANDER Ilse, Bestuurder
  • VERMANDER Brecht, Bestuurder
  • VERMANDER Eline, Bestuurder
  • VERMANDER Luc, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VERMANDER Luc",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering besluit de huidige niet-statutair bestuurder, hierna vermeld, ontslag te geven uit zijn functie en te benoemen als statutair bestuurder voor onbepaalde duur: De heer VERMANDER Luc, voornoemd."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VERMANDER Luc",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering besluit de huidige niet-statutair bestuurder, hierna vermeld, ontslag te geven uit zijn functie en te benoemen als statutair bestuurder voor onbepaalde duur: De heer VERMANDER Luc, voornoemd."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "RAES Brigitte",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering besluit te benoemen als niet-statutair bestuurder voor onbepaalde duur: 1/ Mevrouw RAES Brigitte, voornoemd, hier aanwezig en die aanvaardt;"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VERMANDER Ilse",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering besluit te benoemen als niet-statutair bestuurder voor onbepaalde duur: 2/ Mevrouw VERMANDER IIse, voornoemd;"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VERMANDER Brecht",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering besluit te benoemen als niet-statutair bestuurder voor onbepaalde duur: 3/ De heer VERMANDER Brecht, voomoemd;"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VERMANDER Eline",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering besluit te benoemen als niet-statutair bestuurder voor onbepaalde duur: 4/ Mevrouw VERMANDER Eline, voornoemd."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0427.859.971",
    "name_full": "VEROPA",
    "legal_form": "BV"
  }
}
2019
29-07-2019 Registered office moved within Roeselare Registered-office change
  • Meensesteenweg 356, 8800 Roeselare → Kwadestraat 141, 8800 Roeselare
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Roeselare",
        "region": "Vlaams Gewest",
        "street": "Kwadestraat",
        "country": "BE",
        "postcode": "8800",
        "box_number": null,
        "street_number": "141"
      },
      "old_address": {
        "city": "Roeselare",
        "region": null,
        "street": "Meensesteenweg",
        "country": "BE",
        "postcode": "8800",
        "box_number": null,
        "street_number": "356"
      },
      "effective_date": "2019-07-10",
      "evidence_quote": "De vergadering beslist de zetel van de vennootschap te wijzigen naar volgend adres: \u0022Kwadestraat 141, 8800 Roeselare\u0022."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0427.859.971",
    "name_full": "VEROPA",
    "legal_form": "BVBA"
  }
}
2012
11-01-2012 1 director appointed, 1 resigning Director changes
  • Luc Vermander, Zaakvoerder
  • Brigitte Raes, Zaakvoerder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Brigitte Raes",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2011-11-29",
      "evidence_quote": "De buitengewone algemene vergadering dd 29 november 2011 beslist het ontslag als zaakvoerder van mevr Brigitte Raes, wonende te Oostduinkerke, Koning Leopold - laan 213 - bus 313 - 8670 Koksijde ingaand op heden 29 november 2011 te aanvaarden."
    },
    {
      "kind": "director_in",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Luc Vermander",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2011-11-29",
      "evidence_quote": "De vergadering beslist te benoemen tot zaakvoerder van de vennootschap voor onbepaalde duur de heer Luc Vermander, wonende te Oostduinkerke, Koning Leopold II - laan 213- bus 313-8670 Koksijde ingaand op heden 29 november 2011."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0427.859.971",
    "name_full": "VEROPA",
    "legal_form": "BVBA"
  }
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Ontwikkeling van niet-residentiële bouwprojecten41102Holdings64200Activiteiten van holdings64210Ontwikkeling van niet-residentiële bouwprojecten68122
Primary activity highlighted.
Names & trade names
Legal nameNL VEROPA
Registered office
Kwadestraat 141
8800 Roeselare, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative