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VERONA MODA

Active
Private limited companyfounded 200818 yrs activeRijmenamseweg 94, 2820 Bonheiden, BelgiumKBO/BCE: BE 0898.129.136

VERONA MODA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €-5k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
59 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-65
Solvency90=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.8 against 2.77 in 2024; short-term debt: 35.3% and cash: 18.6% of total assets), and 35.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
64.7%
Return on assets
-9.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
24 d late
2024
5 d late
2023
30 d early
2022
31 d early
2021
6 d late
2020
23 d early
2019
4 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€34k▼ 13.1%
2024 · €40k
2018: €23k 2019: €36k 2020: €46k 2021: €19k 2022: €30k 2023: €33k 2024: €40k
2018 → 2025
Total assets
€53k▼ 13.1%
2024 · €61k
2018: €82k 2019: €88k 2020: €88k 2021: €50k 2022: €53k 2023: €56k 2024: €61k
2018 → 2025
Net result
€-5k
2024 · €7k
2018: €-7k 2019: €13k 2020: €10k 2021: €-27k 2022: €11k 2023: €2k 2024: €7k
2018 → 2025
Working capital
€34k▼ 11.6%
2024 · €38k
2018: €23k 2019: €37k 2020: €46k 2021: €16k 2022: €28k 2023: €31k 2024: €38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€19k-€30k▲ 57.3%€33k▲ 8.2%€40k▲ 20.1%€34k▼ 13.1%
Operating result€-28k-€10k€2k▼ 79.8%€6k▲ 222%€-7k
Net result€-27k-€11k€2k▼ 77.5%€7k▲ 165%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-30k€-20k€-10k€0€10kOperating result 2021: €-28k€-28kNet result 2021: €-27k€-27kOperating result 2022: €10k€10kNet result 2022: €11k€11kOperating result 2023: €2k€2kNet result 2023: €2k€2kOperating result 2024: €6k€6kNet result 2024: €7k€7kOperating result 2025: €-7k€-7kNet result 2025: €-5k€-5k20212022202320242025
The operating result turns negative in 2025: a loss of €7k after €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53k
Fixed assets €508▼ 60.1%
Current assets €53k▼ 12.1%
Equity and liabilities €53k
Equity €34k▼ 13.1%
Debt €19k▼ 13.1%
The debt ratio stays at 35.3%.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-6k
2024 · €7k
Cash flow
€-4k
2024 · €7k
Solvency
64.7%=
2024 · 64.7%
Current ratio
2.80
2024 · 2.77
Quick ratio
0.99
2024 · 0.79
Debt / equity
0.55=
2024 · 0.55
ROE
-15.1%
2024 · 16.7%
ROA
-9.8%
2024 · 10.8%
Interest coverage
-12.80
2024 · 4.78
Debt
€19k
2024 · €22k
Debt ≤ 1 year
€19k
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€61k€53k
Fixed assets21/28€1k€508
Tangible fixed assets22/27€1k€508
Other tangible fixed assets26€1k€508
Current assets29/58€60k€53k
Stocks and contracts in progress3€43k€34k
Stocks30/36€43k€34k
Amounts receivable within one year40/41€9k€7k
Trade receivables40€9k€7k
Cash at bank and in hand54/58€6k€10k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€61k€53k
Equity10/15€40k€34k
Contributions10/11€19k€19k=
Reserves13€28k€28k=
Distributable reserves133€28k€28k=
Profit (loss) carried forward14€-7k€-12k
Amounts payable17/49€22k€19k
Amounts payable within one year42/48€22k€19k
Trade debts44€4k€6k
Suppliers440/4€4k€6k
Taxes, remuneration and social security45€3k€3k
Taxes450/3€3k€3k
Other amounts payable47/48€14k€10k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€767€767=
Other operating charges640/8€505€520
Gross operating margin9900€8k€-5k
Operating profit (loss)9901€6k€-7k
Financial income75/76B€2k€2k
Recurring financial income75€2k€2k
Financial charges65/66B€1k€464
Recurring financial charges65€1k€464
Profit (loss) for the period before taxes9903€7k€-5k
Profit (loss) for the period9904€7k€-5k
Profit (loss) for the period to be appropriated9905€7k€-5k
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-12k
Profit (loss) brought forward from the previous period14P€-13k€-7k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
05-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
01-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €11k
Net result €11k after one loss-making year.
06-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 6 days late
2021
31-12
Financial Weakest financial yearnet €-27k ▼371%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
08-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
04-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
31-12
Financial Back to profitnet €13k
Net result €13k after one loss-making year.
30-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
11-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rijmenamseweg 942820 Bonheiden
Ground area
200 m²
Building footprint
200 m²
Volume, LiDAR
772 m³
Parcel 12005C0175/00L002, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rijmenamseweg 94, 2820 Bonheiden
Retail sale of women's outerwear
since 20082.171.147.436
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12005C0175/00L002 Flanders 199 m² 1 · 199 m² 7.1 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,503 companies in sector 47716 we hold annual accounts for 2,438. 1,765 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-05-2008
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47711Retail sale of women's outerwear
47715Retail trade
47721Retail sale of footwear
47722Retail trade
47770Retail sale of watches and jewellery
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Phone:015/529418
Establishment Bonheiden 2.171.147.436