SPOOKS
ActiveSummary
SPOOKS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €-4k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 93% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-59
Solvency100=
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 8.55 against 9.93 in 2024; short-term debt: 11.4% of total assets), and 11.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.6%
Return on assets
-10.1%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-01-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
21 d early
2023
26 d early
2022
39 d early
2021
3 d early
2020
39 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▼ 10.2%
2024 · €40k
2019: €38k
2020: €38k
2021: €42k
2022: €44k
2023: €41k
2024: €40k
2019 → 2025
Total assets
€40k▼ 8.5%
2024 · €44k
2019: €53k
2020: €49k
2021: €51k
2022: €49k
2023: €49k
2024: €44k
2019 → 2025
Net result
€-4k▼ 217%
2024 · €-1k
2019: €-8k
2020: €355
2021: €4k
2022: €2k
2023: €-3k
2024: €-1k
2019 → 2025
Working capital
€35k▼ 9.5%
2024 · €39k
2019: €44k
2020: €43k
2021: €42k
2022: €42k
2023: €39k
2024: €39k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€44k▲ 4.5%€41k▼ 6.8%€40k▼ 3.1%€36k▼ 10.2%
Operating result€5k-€3k▼ 39.1%€-860€3k€-3k
Net result€4k-€2k▼ 49.2%€-3k€-1k▲ 57.4%€-4k▼ 217%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €3k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€889 ▼ 32.5%
Current assets
€39k ▼ 7.8%
Equity and liabilities €40k
Equity
€36k ▼ 10.2%
Debt
€5k ▲ 7.0%
Debt's share of the balance-sheet total rises from 9.8% to 11.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▼
2024 · €4k
Cash flow
€-4k▼
2024 · €-217
Current ratio
8.55▼
2024 · 9.93
Debt to equity
0.13▲
2024 · 0.11
ROE
-11.4%▼
2024 · -3.2%
ROA
-10.1%▼
2024 · -2.9%
Interest coverage
-6.30▼
2024 · 6.34
Debt ≤ 1 year
€5k▲
2024 · €4k
Income taxes
€408▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€44k€40k▼
Fixed assets21/28€1k€889▼
Tangible fixed assets22/27€567€139▼
Plant, machinery and equipment23€472€139▼
Furniture and vehicles24€94€0▼
Financial fixed assets28€750€750=
Current assets29/58€43k€39k▼
Amounts receivable within one year40/41€43k€39k▼
Trade receivables40€3k€2k▼
Other amounts receivable41€40k€37k▼
Equity and liabilities
Total equity and liabilities10/49€44k€40k▼
Equity10/15€40k€36k▼
Contributions10/11€19k€19k=
Reserves13€45k€45k=
Distributable reserves133€45k€45k=
Profit (loss) carried forward14€-24k€-28k▼
Amounts payable17/49€4k€5k▲
Amounts payable within one year42/48€4k€5k▲
Financial debts43€779€4k▲
Credit institutions430/8€779€4k▲
Trade debts44€276€144▼
Suppliers440/4€276€144▼
Taxes, remuneration and social security45€3k€408▼
Taxes450/3€3k€408▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€428▼
Other operating charges640/8€299€121▼
Gross operating margin9900€4k€-3k▼
Operating profit (loss)9901€3k€-3k▼
Financial charges65/66B€569€443▼
Recurring financial charges65€569€443▼
Profit (loss) for the period before taxes9903€2k€-4k▼
Income taxes67/77€3k€408▼
Profit (loss) for the period9904€-1k€-4k▼
Profit (loss) for the period to be appropriated9905€-1k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-28k▼
Profit (loss) brought forward from the previous period14P€-23k€-24k▼
Transfer from equity791/2€2k-
Transfer to equity691/2€2k-
To other reserves6921€2k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €4k ▲957%
Operating result €5k, net result €4k, both a record.
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Back to profitnet €355
Net result €355 after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
09-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelbaan 3702580 PutteGround area
663 m²
Building footprint
198 m²
Volume, LiDAR
1,022 m³
Parcel 12029B0423/00D004, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
{SPU:KS}
since 20052.145.953.962
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12029B0423/00D004 | Flanders | 663 m² | 1 · 198 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Pêche
BE 0795.667.442
Sint-Niklaas · Eq €35,754
FIRST SAFETY TRADING
BE 0751.605.488
Jette · Eq €35,729
ALB&KO MARKET
BE 0885.737.385
Charleroi · Eq €35,698
UNI TEX
BE 0723.554.078
Sint-Jans-Molenbeek · Eq €35,690
JVER
BE 0775.272.203
Braine-l'Alleud · Eq €35,656
Of 6,503 companies in sector 47716 we hold annual accounts for 2,441. 1,782 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2005
Fiscal year end30-06
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47721Retail sale of footwear
47722Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.