Verofar
ActiveVerofar is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.14M and a net result of €409k. Equity is growing by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 63% of 5495 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
85 d early
2024
35 d early
2023
34 d early
2022
39 d early
2021
38 d early
2020
37 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.14M▼ 46.6%
2024 · €2.14M
2018: €598k
2019: €786k
2020: €1.11M
2021: €1.46M
2022: €1.75M
2023: €2.04M
2024: €2.14M
2018 → 2025
Net result
€409k▲ 39.7%
2024 · €293k
2018: €178k
2019: €188k
2020: €326k
2021: €346k
2022: €295k
2023: €292k
2024: €293k
2018 → 2025
Total assets
€1.73M▼ 30.4%
2024 · €2.49M
2018: €1.65M
2019: €1.68M
2020: €1.85M
2021: €2.05M
2022: €2.18M
2023: €2.33M
2024: €2.49M
2018 → 2025
Solvency
65.8%▼ 20.0pp
2024 · 85.8%
2018: 36.3%
2019: 46.8%
2020: 60.1%
2021: 71.1%
2022: 80.2%
2023: 87.6%
2024: 85.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.46M-€1.75M▲ 20.2%€2.04M▲ 16.6%€2.14M▲ 4.5%€1.14M▼ 46.6%
Operating result€132k-€119k▼ 9.3%€119k=€117k▼ 2.1%€112k▼ 4.6%
Net result€346k-€295k▼ 14.9%€292k▼ 1.0%€293k▲ 0.4%€409k▲ 39.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 5% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.73M
Fixed assets
€1.53M▲ 0.1%
Current assets
€207k▼ 78.5%
Equity and liabilities €1.73M
Equity
€1.14M▼ 46.6%
Debt
€592k▲ 67.7%
The debt ratio rises from 14.2% to 34.2%: debt grows while equity shrinks.
Key figures and ratios
Solvency
65.8%▼
2024 · 85.8%
ROE
35.9%▲
2024 · 13.7%
ROA
23.6%▲
2024 · 11.8%
Debt
€592k▲
2024 · €353k
Debt ≤ 1 year
€592k▲
2024 · €243k
Income taxes
€26k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.49M€1.73M▼
Fixed assets21/28€1.52M€1.53M▲
Tangible fixed assets22/27€787€787=
Furniture and vehicles24€787€787=
Financial fixed assets28€1.52M€1.53M▲
Current assets29/58€965k€207k▼
Amounts receivable within one year40/41€213k€133k▼
Trade receivables40€512-
Other amounts receivable41€213k€133k▼
Current investments50/53€678k€56k▼
Cash at bank and in hand54/58€74k€18k▼
Equity and liabilities
Total equity and liabilities10/49€2.49M€1.73M▼
Equity10/15€2.14M€1.14M▼
Contributions10/11€420k€420k=
Reserves13€1.72M€721k▼
Distributable reserves133€1.72M€721k▼
Amounts payable17/49€353k€592k▲
Amounts payable within one year42/48€243k€592k▲
Current portion of amounts payable after more than one year42€27k-
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€38k€8k▼
Taxes450/3€38k€8k▼
Other amounts payable47/48€176k€583k▲
Accrued charges and deferred income492/3€110k€273▼
Income statement
Code20242025
Other operating charges640/8€653€144▼
Gross operating margin9900€118k€112k▼
Operating profit (loss)9901€117k€112k▼
Financial income75/76B€202k€324k▲
Recurring financial income75€202k€324k▲
Financial charges65/66B€1k€358▼
Recurring financial charges65€1k€358▼
Profit (loss) for the period before taxes9903€317k€435k▲
Income taxes67/77€24k€26k▲
Profit (loss) for the period9904€293k€409k▲
Profit (loss) for the period to be appropriated9905€293k€409k▲
Appropriation of the result
Profit (loss) to be appropriated9906€293k€409k▲
Transfer from equity791/2-€1.41M
Transfer to equity691/2€93k€409k▲
To other reserves6921€93k€409k▲
Profit to be distributed694/7€200k€1.41M▲
Return on contributions (dividend)694€200k€1.41M▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €409k ▲39.7%
Net result €409k, the highest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €2MEq €2.04M ▲16.6%
6 profitable years in a row build equity to €2.04M.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity doublescurrent ratio 2.17
Current ratio from 0.97 to 2.17.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €1MEq €1.11M ▲41.5%
3 profitable years in a row build equity to €1.11M.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwalm · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuidlaan(Munk) 669630 ZwalmGround area
791 m²
Building footprint
107 m²
Volume, LiDAR
891 m³
Parcel 45027B0311/00T000, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Verofar
since 20182.273.175.994
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45027B0311/00T000 | Flanders | 791 m² | 1 · 106 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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OKAMI
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 12,328 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2018
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.