FEMC
ActiveFEMC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €713k and a net result of €587k. Equity is growing by ~72% per year across the filed fiscal years. Its solvency ranks better than 42% of 6143 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
30 d early
2022
18 d late
2021
30 d early
2020
43 d early
2019
13 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€713k▲ 12.0%
2023 · €636k
2018: €42k
2019: €73k
2020: €127k
2021: €29k
2022: €432k
2023: €636k
2018 → 2024
Net result
€587k▲ 92.8%
2023 · €305k
2018: €38k
2019: €32k
2020: €72k
2021: €62k
2022: €453k
2023: €305k
2018 → 2024
Total assets
€1.67M▲ 6.5%
2023 · €1.56M
2018: €199k
2019: €164k
2020: €164k
2021: €1.17M
2022: €1.31M
2023: €1.56M
2018 → 2024
Solvency
42.8%▲ 2.1pp
2023 · 40.7%
2018: 21.2%
2019: 44.3%
2020: 77.7%
2021: 2.5%
2022: 33.0%
2023: 40.7%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€127k-€29k▼ 77.1%€432k▲ 1,379%€636k▲ 47.4%€713k▲ 12.0%
Operating result€98k-€88k▼ 9.7%€70k▼ 20.9%€121k▲ 73.0%€119k▼ 1.1%
Net result€72k-€62k▼ 14.6%€453k▲ 633%€305k▼ 32.7%€587k▲ 92.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 1% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.67M
Fixed assets
€1.36M▲ 5.4%
Current assets
€310k▲ 11.4%
Equity and liabilities €1.67M
Equity
€713k▲ 12.0%
Debt
€952k▲ 2.6%
The debt ratio falls from 59.3% to 57.2%: equity grows faster than debt.
Key figures and ratios
Solvency
42.8%▲
2023 · 40.7%
ROE
82.4%▲
2023 · 47.9%
ROA
35.3%▲
2023 · 19.5%
Debt
€952k▲
2023 · €928k
Debt ≤ 1 year
€383k▲
2023 · €276k
Debt > 1 year
€558k▼
2023 · €643k
Income taxes
€38k▼
2023 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.56M€1.67M▲
Fixed assets21/28€1.29M€1.36M▲
Tangible fixed assets22/27€187k€256k▲
Land and buildings22€146k€144k▼
Furniture and vehicles24€2k€79k▲
Other tangible fixed assets26€38k€33k▼
Financial fixed assets28€1.10M€1.10M=
Current assets29/58€278k€310k▲
Amounts receivable within one year40/41€24k€27k▲
Trade receivables40€20k€20k=
Other amounts receivable41€4k€7k▲
Current investments50/53€200k-
Cash at bank and in hand54/58€52k€280k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.56M€1.67M▲
Equity10/15€636k€713k▲
Contributions10/11€19k€19k=
Reserves13€207k€307k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Tax-exempt reserves132€6k€6k=
Distributable reserves133€200k€302k▲
Profit (loss) carried forward14€410k€387k▼
Amounts payable17/49€928k€952k▲
Amounts payable after more than one year17€643k€558k▼
Financial debts170/4€643k€558k▼
Amounts payable within one year42/48€276k€383k▲
Current portion of amounts payable after more than one year42€89k€92k▲
Trade debts44€29k€25k▼
Suppliers440/4€29k€25k▼
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€7k€5k▼
Other amounts payable47/48€151k€261k▲
Accrued charges and deferred income492/3€9k€11k▲
Income statement
Code20232024
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€13k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€131k€134k▲
Operating profit (loss)9901€121k€119k▼
Financial income75/76B€241k€532k▲
Recurring financial income75€241k€532k▲
Financial charges65/66B€18k€26k▲
Recurring financial charges65€18k€26k▲
Profit (loss) for the period before taxes9903€343k€625k▲
Income taxes67/77€39k€38k▼
Profit (loss) for the period9904€305k€587k▲
Profit (loss) for the period to be appropriated9905€305k€587k▲
Appropriation of the result
Profit (loss) to be appropriated9906€610k€998k▲
Profit (loss) brought forward from the previous period14P€306k€410k▲
Transfer from equity791/2-€356
Transfer to equity691/2€100k€100k=
To other reserves6921€100k€100k=
Profit to be distributed694/7€100k€511k▲
Return on contributions (dividend)694€100k€511k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €587k ▲92.8%
Net result €587k, the highest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 1.01
Current ratio from 0.32 to 1.01.
31-12
Financial
Equity above €500kEq €636k ▲47.4%
6 profitable years in a row build equity to €636k.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Equity above €200kEq €432k ▲1379%
5 profitable years in a row build equity to €432k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €127k ▲75.1%
3 profitable years in a row build equity to €127k.
18-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €32k ▼14.7%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwalm · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Annastraat(Roz) 649630 ZwalmGround area
648 m²
Building footprint
153 m²
Volume, LiDAR
1,074 m³
Parcel 45042A0297/00B000, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FEMC
since 20172.269.227.896
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45042A0297/00B000 | Flanders | 648 m² | 1 · 153 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 810 EUR awarded · 810 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 810 EUR | 810 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 13,266 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-10-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:keeremanf@hotmail.com