Verobo
ActiveVerobo has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €650k and a net result of €138k. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 82% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 4.17 against 3.47 in 2024), and 26.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.7%
Return on assets
15.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
29 d late
2023
15 d early
2022
30 d late
2021
30 d late
2020
89 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€650k▲ 27.1%
2024 · €512k
2018: €191k
2019: €216k
2020: €253k
2021: €326k
2022: €414k
2023: €409k
2024: €512k
2018 → 2025
Total assets
€882k▲ 17.2%
2024 · €752k
2018: €322k
2019: €555k
2020: €590k
2021: €669k
2022: €771k
2023: €694k
2024: €752k
2018 → 2025
Net result
€138k▲ 34.5%
2024 · €103k
2018: €64k
2019: €25k
2020: €38k
2021: €72k
2022: €88k
2023: €65k
2024: €103k
2018 → 2025
Working capital
€558k▲ 38.1%
2024 · €404k
2018: €130k
2019: €109k
2020: €168k
2021: €263k
2022: €344k
2023: €301k
2024: €404k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€326k-€414k▲ 27.0%€409k▼ 1.2%€512k▲ 25.2%€650k▲ 27.1%
Operating result€108k-€130k▲ 20.7%€94k▼ 27.5%€152k▲ 60.7%€193k▲ 27.4%
Net result€72k-€88k▲ 21.6%€65k▼ 25.8%€103k▲ 57.6%€138k▲ 34.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 27% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €882k
Fixed assets
€148k▼ 20.1%
Current assets
€734k▲ 29.4%
Equity and liabilities €882k
Equity
€650k▲ 27.1%
Debt
€232k▼ 3.7%
The debt ratio falls from 32.0% to 26.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€234k▲
2024 · €192k
Cash flow
€180k▲
2024 · €143k
Solvency
73.7%▲
2024 · 68.0%
Current ratio
4.17▲
2024 · 3.47
Quick ratio
3.77▲
2024 · 3.05
Debt / equity
0.36▼
2024 · 0.47
ROE
21.3%▲
2024 · 20.1%
ROA
15.7%▲
2024 · 13.7%
Interest coverage
45.31▲
2024 · 30.59
Debt
€232k▼
2024 · €241k
Debt ≤ 1 year
€176k▲
2024 · €164k
Debt > 1 year
€55k▼
2024 · €77k
Income taxes
€61k▲
2024 · €44k
Staff costs
€112k▼
2024 · €115k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€752k€882k▲
Fixed assets21/28€185k€148k▼
Tangible fixed assets22/27€185k€148k▼
Land and buildings22€147k€116k▼
Plant, machinery and equipment23€28k€21k▼
Furniture and vehicles24€10k€11k▲
Current assets29/58€568k€734k▲
Stocks and contracts in progress3€69k€70k▲
Stocks30/36€69k€70k▲
Amounts receivable within one year40/41€49k€20k▼
Trade receivables40€20k€12k▼
Other amounts receivable41€29k€8k▼
Current investments50/53€184k€269k▲
Cash at bank and in hand54/58€265k€376k▲
Equity and liabilities
Total equity and liabilities10/49€752k€882k▲
Equity10/15€512k€650k▲
Contributions10/11€12k€12k=
Reserves13€499k€638k▲
Tax-exempt reserves132€19k€19k=
Distributable reserves133€481k€619k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€241k€232k▼
Amounts payable after more than one year17€77k€55k▼
Financial debts170/4€77k€55k▼
Amounts payable within one year42/48€164k€176k▲
Current portion of amounts payable after more than one year42€22k€22k=
Trade debts44€25k€30k▲
Suppliers440/4€25k€30k▲
Taxes, remuneration and social security45€47k€43k▼
Taxes450/3€29k€30k▲
Remuneration and social security454/9€17k€13k▼
Other amounts payable47/48€70k€81k▲
Accrued charges and deferred income492/3-€448
Income statement
Code20242025
Remuneration, social security and pensions62€115k€112k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€41k▲
Other operating charges640/8€5k€2k▼
Gross operating margin9900€312k€349k▲
Operating profit (loss)9901€152k€193k▲
Financial income75/76B€2k€11k▲
Recurring financial income75€2k€11k▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€147k€200k▲
Income taxes67/77€44k€61k▲
Profit (loss) for the period9904€103k€138k▲
Profit (loss) for the period to be appropriated9905€103k€138k▲
Appropriation of the result
Profit (loss) to be appropriated9906€103k€138k▲
Transfer from equity791/2€0-
Transfer to equity691/2€103k€138k▲
To other reserves6921€103k€138k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Highest result since 2018net €138k ▲34.5%
Operating result €193k, net result €138k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €500kEq €512k ▲25.2%
7 profitable years in a row build equity to €512k.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Weakest financial yearnet €25k ▼61.2%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €216k ▲13%
2 profitable years in a row build equity to €216k.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijselstraat 178900 IeperGround area
198 m²
Building footprint
156 m²
Volume, LiDAR
1,471 m³
Parcel 33011H0311/00N000, Flanders · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Verobo
since 20132.222.970.873
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33011H0311/00N000 | Flanders | 198 m² | 1 · 156 m² | 16.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 1,725 companies in sector 47742 we hold annual accounts for 1,136. 751 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-09-2013
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:vero_bo@hotmail.com