OPTIC WERY
ActiveOPTIC WERY has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €720k and a net result of €108k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 85% of 4137 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83=
Solvency99▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 4.32 against 5.7 in 2024; short-term debt: 20.3% and cash: 11.3% of total assets), and 25.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.3%
Return on assets
11.1%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
33 d early
2024
11 d early
2023
20 d early
2022
4 d early
2021
8 d late
2020
10 d late
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€108k▼ 9.3%
2024 · €119k
2019: €6k
2020: €42k
2021: €145k
2022: €167k
2023: €102k
2024: €119k
2019 → 2025
Working capital
€655k▼ 17.4%
2024 · €793k
2019: €376k
2020: €377k
2021: €541k
2022: €560k
2023: €667k
2024: €793k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€604k-€621k▲ 2.8%€723k▲ 16.5%€842k▲ 16.4%€720k▼ 14.5%
Operating result€231k-€213k▼ 7.9%€154k▼ 27.5%€194k▲ 25.5%€142k▼ 26.6%
Net result€145k-€167k▲ 15.2%€102k▼ 38.7%€119k▲ 16.1%€108k▼ 9.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €969k
Fixed assets
€118k▲ 138%
Current assets
€852k▼ 11.4%
Equity and liabilities €969k
Equity
€720k▼ 14.5%
Debt
€249k▲ 48.0%
The debt ratio rises from 16.7% to 25.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€155k▼
2024 · €205k
Cash flow
€121k▼
2024 · €131k
Solvency
74.3%▼
2024 · 83.3%
Current ratio
4.32▼
2024 · 5.70
Quick ratio
3.34▼
2024 · 4.60
Debt / equity
0.35▲
2024 · 0.20
ROE
15.0%▲
2024 · 14.1%
ROA
11.1%▼
2024 · 11.8%
Interest coverage
41.21▼
2024 · 77.17
Debt
€249k▲
2024 · €169k
Debt ≤ 1 year
€197k▲
2024 · €169k
Debt > 1 year
€52k
Income taxes
€31k▼
2024 · €73k
Staff costs
€233k▲
2024 · €231k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€969k▼
Fixed assets21/28€50k€118k▲
Tangible fixed assets22/27€50k€118k▲
Plant, machinery and equipment23€43k€113k▲
Furniture and vehicles24€7k€5k▼
Current assets29/58€961k€852k▼
Stocks and contracts in progress3€186k€194k▲
Stocks30/36€186k€194k▲
Amounts receivable within one year40/41-€15k
Trade receivables40-€156
Other amounts receivable41-€15k
Current investments50/53€608k€534k▼
Cash at bank and in hand54/58€168k€110k▼
Equity and liabilities
Total equity and liabilities10/49€1.01M€969k▼
Equity10/15€842k€720k▼
Contributions10/11€65k€65k=
Capital10€65k€65k=
Issued capital100€65k€65k=
Reserves13€429k€519k▲
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Tax-exempt reserves132€77k€77k=
Distributable reserves133€345k€435k▲
Profit (loss) carried forward14€348k€136k▼
Amounts payable17/49€169k€249k▲
Amounts payable after more than one year17-€52k
Financial debts170/4-€52k
Amounts payable within one year42/48€169k€197k▲
Current portion of amounts payable after more than one year42-€24k
Financial debts43-€14k
Credit institutions430/8-€14k
Trade debts44€51k€72k▲
Suppliers440/4€51k€72k▲
Advances received on contracts in progress46€2k€5k▲
Taxes, remuneration and social security45€103k€75k▼
Taxes450/3€59k€31k▼
Remuneration and social security454/9€44k€44k▲
Other amounts payable47/48€13k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€231k€233k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€5k€6k▲
Gross operating margin9900€442k€393k▼
Operating profit (loss)9901€194k€142k▼
Financial income75/76B€1k€403▼
Recurring financial income75€1k€403▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€192k€139k▼
Income taxes67/77€73k€31k▼
Profit (loss) for the period9904€119k€108k▼
Profit (loss) for the period to be appropriated9905€119k€108k▼
Appropriation of the result
Profit (loss) to be appropriated9906€448k€456k▲
Profit (loss) brought forward from the previous period14P€330k€348k▲
Transfer to equity691/2€100k€90k▼
To other reserves6921€100k€90k▼
Profit to be distributed694/7-€230k
Return on contributions (dividend)694-€230k
Social balance
Average headcount (FTE)90875.65.3▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
20-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
11-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Highest result since 2019net €167k ▲15.2%
Net result €167k, the highest in the series.
08-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 8 days late
2021
30-06
Financial
Equity above €500kEq €604k ▲31.6%
3 profitable years in a row build equity to €604k.
10-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 10 days late
2020
10-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
17-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 2 establishment units since 2011
Ground area
899 m²
Building footprint
217 m²
Volume, LiDAR
928 m³
2 parcels, Wallonia · tallest building 13.3 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
OPTIC WERY OPTOMETRIE
since 20112.211.351.758
OPTIC WERY
since 20112.211.352.055
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25015B0268/00Y006 | Wallonia | 545 m² | 1 · 134 m² | - |
| 52363D0290/00D006 | Wallonia | 354 m² | 1 · 83 m² | 13.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,729 companies in sector 47742 we hold annual accounts for 1,138. 734 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-11-2011
Fiscal year end30-06
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:ingridwery1967@gmail.com