VERO CONSULTING
ActiveVERO CONSULTING has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-289k) and a net result of €-132k. Equity is shrinking by ~50.7% per year across the filed fiscal years. Its solvency ranks better than 8% of 9981 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability56▲+1
Solvency3▼-9
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.19 against 0.73 in 2023; short-term debt: 27.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-21.8%
Return on assets
-9.9%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-289k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
40 d early
2022
25 d early
2021
339 d late
2020
150 d late
2019
118 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-289k▼ 83.7%
2023 · €-157k
2018: €12k
2019: €7k
2020: €-25k
2021: €-94k
2022: €-142k
2023: €-157k
2018 → 2024
Total assets
€1.33M▲ 5.9%
2023 · €1.25M
2018: €479k
2019: €552k
2020: €633k
2021: €802k
2022: €831k
2023: €1.25M
2018 → 2024
Net result
€-132k▼ 750%
2023 · €-16k
2018: €-16k
2019: €-5k
2020: €-32k
2021: €-69k
2022: €-48k
2023: €-16k
2018 → 2024
Working capital
€-297k▼ 757%
2023 · €-35k
2018: €57k
2019: €-438
2020: €-47k
2021: €-288k
2022: €-290k
2023: €-35k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-25k-€-94k▼ 278%€-142k▼ 50.7%€-157k▼ 10.9%€-289k▼ 83.7%
Operating result€-28k-€-63k▼ 125%€-42k▲ 33.0%€-10k▲ 76.7%€-126k▼ 1,195%
Net result€-32k-€-69k▼ 116%€-48k▲ 31.1%€-16k▲ 67.5%€-132k▼ 750%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €126k in 2024 against €10k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.33M
Fixed assets
€1.26M▲ 8.7%
Current assets
€68k▼ 28.0%
Key figures and ratios
EBITDA
€34k▲
2023 · €24k
Cash flow
€28k▲
2023 · €18k
Solvency
-21.8%▼
2023 · -12.5%
Current ratio
0.19▼
2023 · 0.73
Quick ratio
0.19▼
2023 · 0.73
Debt / equity
-5.60▲
2023 · -8.97
ROA
-9.9%▼
2023 · -1.2%
Interest coverage
6.18▲
2023 · 4.50
Debt
€1.62M▲
2023 · €1.41M
Debt ≤ 1 year
€365k▲
2023 · €129k
Debt > 1 year
€1.25M▼
2023 · €1.28M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.25M€1.33M▲
Fixed assets21/28€1.16M€1.26M▲
Intangible fixed assets21€749k€796k▲
Tangible fixed assets22/27€411k€465k▲
Land and buildings22€335k€401k▲
Plant, machinery and equipment23€41k€46k▲
Furniture and vehicles24€35k€18k▼
Current assets29/58€95k€68k▼
Amounts receivable within one year40/41€63k€68k▲
Trade receivables40€29k€66k▲
Other amounts receivable41€35k€2k▼
Cash at bank and in hand54/58€32k-
Equity and liabilities
Total equity and liabilities10/49€1.25M€1.33M▲
Equity10/15€-157k€-289k▼
Contributions10/11€19k€19k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€-184k€-316k▼
Amounts payable17/49€1.41M€1.62M▲
Amounts payable after more than one year17€1.28M€1.25M▼
Financial debts170/4€199k€178k▼
Other amounts payable178/9€1.08M€1.08M▼
Amounts payable within one year42/48€129k€365k▲
Current portion of amounts payable after more than one year42€20k€110k▲
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€91k€192k▲
Suppliers440/4€91k€192k▲
Taxes, remuneration and social security45€852€25k▲
Taxes450/3€852€25k▲
Other amounts payable47/48€17k€32k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€160k▲
Other operating charges640/8€12k€6k▼
Gross operating margin9900€36k€39k▲
Operating profit (loss)9901€-10k€-126k▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€-15k€-132k▼
Income taxes67/77€427-
Profit (loss) for the period9904€-16k€-132k▼
Profit (loss) for the period to be appropriated9905€-16k€-132k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-184k€-316k▼
Profit (loss) brought forward from the previous period14P€-168k€-184k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-132k
Net result drops to €-132k, the lowest in the series.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 339 days late
2021
28-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 150 days late
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 70 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
04-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
02-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Paulusdoorgang 167700 MouscronGround area
1,059 m²
Building footprint
562 m²
Volume, LiDAR
3,901 m³
2 parcels, Flanders, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lendakkerlaan 46, 8930 Menen
since 20122.209.371.869
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34024A0521/00K002 | Flanders | 853 m² | 1 · 357 m² | 8.7 m · 2 fl. |
| 54432C0179/00D002indicative | Wallonia | 205 m² | 1 · 205 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Balen · Eq €7k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 7,934 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2012
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
16220Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials
16230Manufacture of other builders' carpentry and joinery
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.