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RMCC GROUP

Active
Private limited company (pre-2019)founded 2010active for 16 yearsKortestraat 12, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0829.091.563
Summary

The computed 12-month bankruptcy probability of RMCC GROUP is 4.2% (elevated). The 2024 annual accounts show equity of €745,370 and a net result of €110,034. Equity is growing by about 5.7% per year across the filed financial years. Its solvency ranks better than 83% of 4,627 sector peers (NACE 56, financial year 2025). The company has been active since 2010 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Cafés and bars
NACE 56301General construction of residential buildings NACE 41001
2nd largest company by equity in Sint-Agatha-Berchem, Accommodation and food service sector1 site
Size
€1.0mtotal assets 2024
Equity
€745,370
Profit
€110,034
Financial health
48 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
4.2%
Structure
Accounts 76 days overdue1 of 26 deeds read
Why 48raises riskLatest accounts 73 days late; 3 of the last 3 late1 change of registered office in 24 monthsLiquidity: current ratio 2.64, cash €7,255, halvedSector: Food and beverage service activities (NACE 56)Show the evidence

Checked score

Score 2024
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 48% of its sector peers (NACE 56, micro)
Financial strength · tick = 2023
Strong
Solvency 99+6
equity 73.9% of total assets
Liquidity 52=
short-term debt 15.9% · cash 4.9%
Profitability 82-5
return on assets 10.9%
Bankruptcy probability, 12 months
4.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,718 companies, NACE 56, micro)
Last 24 months 11-2024: 6.5% 12-2024: 7.6%▲ +1.1 percentage points vs 11-2024 01-2025: 9.9%▲ +2.3 percentage points vs 12-2024 02-2025: 9.9%● unchanged vs 01-2025 03-2025: 10.0%▲ +0.1 percentage points vs 02-2025 04-2025: 9.2%▼ -0.8 percentage points vs 03-2025 05-2025: 9.2%● unchanged vs 04-2025 06-2025: 9.2%● unchanged vs 05-2025 07-2025: 9.2%● unchanged vs 06-2025 08-2025: 11.2%▲ +2.0 percentage points vs 07-2025 09-2025: 19.3%▲ +8.1 percentage points vs 08-2025 10-2025: 19.3%● unchanged vs 09-2025 11-2025: 19.3%● unchanged vs 10-2025 12-2025: 19.5%▲ +0.2 percentage points vs 11-2025highest value 01-2026: 19.5%● unchanged vs 12-2025highest value 02-2026: 1.6%▼ -17.9 percentage points vs 01-2026lowest value 03-2026: 3.4%▲ +1.8 percentage points vs 02-2026 04-2026: 3.7%▲ +0.3 percentage points vs 03-2026 05-2026: 3.7%● unchanged vs 04-2026 06-2026: 3.7%● unchanged vs 05-2026 07-2026: 4.0%▲ +0.3 percentage points vs 06-2026 08-2026: 5.0%▲ +1.0 percentage point vs 07-2026 09-2026: 6.3%▲ +1.3 percentage points vs 08-2026 10-2026: 4.2%▼ -2.1 percentage points vs 09-2026
Credit of up to €35,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 5.07, compared with 3.65 in 2023, above the usual 1.5; short-term debt: 15.9% and cash: 4.9% of total assets), and 26.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 81% on solvency, 32% on liquidity, 33% on profitability and 46% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
raises risk
raises risk · Latest accounts 73 days late; 3 of the last 3 late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Liquidity: current ratio 2.64, cash €7,255, halved
NBB · annual accounts
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 76 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline15-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-01-2026, 160 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
160 days late
2023
540 days late
2022
213 days late
2021
340 days late
2020
202 days late
2019
129 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 264 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
  1. Registered officeRegistered-office move · Director in…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Among the best 8% on equitysector median €78,791 · 4,629 companies €765,249 View
  • Caution: Accounts not fileddeadline was 31-07-2026 76 days late View
  • Total assets 20246 financial years filed €1.0m View

By topic

Financials

Financial year
2024
Total assets
€1.0m
Profit
€110,034
Solvency
73.9%
Total assets▲ 7.3%
Net result
20182024
Go to Financials

Timeline

Events
20
Since
2012
  1. 29-08-2025Address struck
  2. 29-02-2024Annual accounts filed
  3. 31-12-2023Highest result from 2018 to 2024
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Cafés and barsNACE 56301
Founded
08-09-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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