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VERNA

Active
Private limited companyfounded 2018active for 7 yearsGrendelbaan 78, 3590 Diepenbeek, BelgiumKBO/BCE: BE 0716.782.092
Summary

VERNA has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,000 and a net result of €67,848. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 38% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 21-12-2018 Normal situation
Activity
Real estate agency activities NACE 68310and 4 others
Joint committee
323 Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden · annual accounts 2025
Establishment unit
2.286.337.411 3590 Diepenbeek, since 21-12-2018
Financial year end
31 December
Peppol
Reachable since 19-11-2024

Board and ownership

Board
  • Poelmans NathalieDirector · since 21-12-2018
  • Vertongen GeertDirector · since 21-12-2018

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€128,626
▲ 180%
Turnover
≈ €230,000
estimated
Profit
€67,848
▲ 967%
Equity
€20,000
▲ 256%
Total assets
€131,622
▼ 4.0%
Staff
0.8 FTE
Filed on 29-07-2026, 2 days before the deadline
Score breakdownraises riskEquity €20,000 (15.2% of total assets)lowers riskSector: Real estate activities (NACE 68)Liquidity: current ratio 0.93, cash €59,902Size: total assets €131,622Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 77% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 40+11
equity 15.2% of total assets
Liquidity 73-3
short-term debt 53.7% · cash 45.5%
Profitability 100+25
return on assets 51.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.5%▲ +0.1 percentage points vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025highest value 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.2%▼ -0.3 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.93 (0.85 in 2024), below 1. Short-term debt is 53.7% and cash 45.5% of total assets. 84.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 36% of them on solvency, 82% on liquidity, 95% on profitability and 96% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Liquidity: current ratio 0.93, cash €59,902
NBB · annual accounts
lowers risk · Size: total assets €131,622
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €20,000 (15.2% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
2 days early
2024
36 days early
2023
on the day
2022
17 days early
2021
11 days early
2020
30 days late
2019
17 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €6,357 to €67,848 ▲ 967% View
  • Positive: Higher net result than 86% of companies in real estatesector median €6,036 · 17,109 companies €67,848 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Comparable companies

These companies have the same main activity as VERNA: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €111,000 and €153,000, founded between 2018 and 2020.

CompanyTotal assetsGross margin
VERNA Diepenbeek€131,622€128,626
't Huys Vastgoed Hamont-Achel€125,099€135,006
MULTIMMO PAJOT Pajottegem€140,683€115,737
EVAS Lubbeek€125,992€129,416
BELGA IMMO BRUSSELS Dilbeek€153,462€117,100
LoCal Syndic Aalst€110,849€109,448
UPSTATE Verviers€142,791€105,143
Full comparison

Key facts about VERNA

What is the company number of VERNA?
The company number of VERNA is 0716.782.092. The VAT number is the same number with BE in front: BE 0716.782.092.
Where is VERNA based?
The registered office is at Grendelbaan 78, 3590 Diepenbeek.Company details
What does VERNA do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of VERNA?
The legal form of VERNA is Private limited company (BV).
When was VERNA founded?
VERNA was founded on 21-12-2018.
Is VERNA still active?
Yes, VERNA is an active enterprise in the KBO register.
How many employees does VERNA have?
VERNA had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does VERNA fall under?
In its 2025 annual accounts, VERNA states joint committee 323 (Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden).
What is the turnover of VERNA?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €128,626 and 31 comparable companies (NACE 68310). It probably lies between €190,000 and €350,000.
Is VERNA profitable?
In financial year 2025, VERNA made a profit of €67,848.
Where can I find the annual accounts of VERNA?
VERNA filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VERNA due?
VERNA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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