MULTIMMO PAJOT
ActiveSummary
MULTIMMO PAJOT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72,384 and a net result of €5,427. Equity is growing by ~21.1% per year across the filed fiscal years. Its solvency ranks better than 66% of 14258 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▼-3
Solvency76▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.45 in 2024; short-term debt: 47.1% and cash: 2.2% of total assets), and 48.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.5%
Return on assets
3.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
4 d late
2023
on the day
2022
on the day
2021
on the day
2020
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€72,384▲ 8.1%
2024 · €66,958
Total assets
€140,683▼ 6.4%
2024 · €150,255
Net result
€5,427▼ 46.5%
2024 · €10,139
Working capital
€37,355▲ 7.2%
2024 · €34,832
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€18,922▲ 10.2%€35,936▲ 89.9%€34,529▼ 3.9%€20,998▼ 39.2%€14,238▼ 32.2%
Net result€12,284within the sector's middle half▼ 6.1%€24,240within the sector's middle half▲ 97.3%€25,215within the sector's middle half▲ 4.0%€10,139within the sector's middle half▼ 59.8%€5,427within the sector's middle half▼ 46.5%
Equity€27,364within the sector's middle half▲ 81.5%€51,604within the sector's middle half▲ 88.6%€56,819within the sector's middle half▲ 10.1%€66,958within the sector's middle half▲ 17.8%€72,384within the sector's middle half▲ 8.1%
Total assets€105,615below the sector's middle half▲ 43.2%€121,874below the sector's middle half▲ 15.4%€161,257within the sector's middle half▲ 32.3%€150,255within the sector's middle half▼ 6.8%€140,683within the sector's middle half▼ 6.4%
Debt€78,251▲ 33.3%€70,270▼ 10.2%€104,438▲ 48.6%€83,297▼ 20.2%€68,299▼ 18.0%
Working capital€8,148within the sector's middle half▲ 301%€24,288within the sector's middle half▲ 198%€19,273within the sector's middle half▼ 20.7%€34,832within the sector's middle half▲ 80.7%€37,355within the sector's middle half▲ 7.2%
Solvency25.9%within the sector's middle half▲ 5.5pp42.3%within the sector's middle half▲ 16.4pp35.2%within the sector's middle half▼ 7.1pp44.6%within the sector's middle half▲ 9.3pp51.5%within the sector's middle half▲ 6.9pp
Current ratio1.14within the sector's middle half▲ 0.071.40within the sector's middle half▲ 0.261.20within the sector's middle half▼ 0.201.45within the sector's middle half▲ 0.251.56within the sector's middle half▲ 0.11
Return on assets (ROA)11.6%above the sector's middle half▼ 6.1pp19.9%above the sector's middle half▲ 8.3pp15.6%above the sector's middle half▼ 4.3pp6.7%within the sector's middle half▼ 8.9pp3.9%within the sector's middle half▼ 2.9pp
Staff (FTE)10.7
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 32% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140,683
Fixed assets
€37,057 ▼ 2.7%
Current assets
€103,627 ▼ 7.6%
Equity and liabilities €140,683
Equity
€72,384 ▲ 8.1%
Debt
€68,299 ▼ 18.0%
Debt's share of the balance-sheet total falls from 55.4% to 48.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21,941▼
2024 · €30,164
Cash flow
€13,130▼
2024 · €19,305
Debt to equity
0.94▼
2024 · 1.24
ROE
7.5%▼
2024 · 15.1%
Interest coverage
8.79▼
2024 · 10.66
Debt ≤ 1 year
€66,272▼
2024 · €77,351
Debt > 1 year
€2,027▼
2024 · €5,946
Income taxes
€6,760▼
2024 · €8,421
Staff costs
€19,015▲
2024 · €3,796
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,048 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.2%
went bankrupt
3.8%
stopped otherwise
94%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €3,796 | €19,015 | ▲ 401% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,468 | €6,730 | €7,919 | €9,166 | €7,703 | ▼ 16.0% |
| Other operating charges640/8 | - | €17,734 | €27,399 | €62,779 | €74,782 | ▲ 19.1% |
| Gross operating margin9900 | €55,118 | €60,400 | €69,847 | €96,738 | €115,737 | ▲ 19.6% |
| Operating profit (loss)9901 | €18,922 | €35,936 | €34,529 | €20,998 | €14,238 | ▼ 32.2% |
| Financial income75/76B | - | - | €117 | €392 | €444 | ▲ 13.2% |
| Recurring financial income75 | €0 | - | €117 | €392 | €444 | ▲ 13.2% |
| Financial charges65/66B | - | €1,322 | €3,352 | €2,830 | €2,496 | ▼ 11.8% |
| Recurring financial charges65 | €1,236 | €1,322 | €3,352 | €2,830 | €2,496 | ▼ 11.8% |
| Profit (loss) for the period before taxes9903 | €17,686 | €34,614 | €31,293 | €18,560 | €12,186 | ▼ 34.3% |
| Income taxes67/77 | €5,402 | €10,375 | €6,078 | €8,421 | €6,760 | ▼ 19.7% |
| Profit (loss) for the period9904 | €12,284 | €24,240 | €25,215 | €10,139 | €5,427 | ▼ 46.5% |
| Profit (loss) for the period to be appropriated9905 | €12,284 | €24,240 | €25,215 | €10,139 | €5,427 | ▼ 46.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €105,615 | €121,874 | €161,257 | €150,255 | €140,683 | ▼ 6.4% |
| Fixed assets21/28 | €38,804 | €36,659 | €47,238 | €38,072 | €37,057 | ▼ 2.7% |
| Tangible fixed assets22/27 | €34,349 | €32,204 | €40,533 | €31,367 | €30,352 | ▼ 3.2% |
| Plant, machinery and equipment23 | - | €13,362 | €11,133 | €8,904 | €8,703 | ▼ 2.3% |
| Furniture and vehicles24 | - | €12,804 | €10,034 | €7,799 | €10,511 | ▲ 34.8% |
| Other tangible fixed assets26 | - | €6,038 | €19,365 | €14,664 | €11,138 | ▼ 24.0% |
| Financial fixed assets28 | €4,455 | €4,455 | €6,705 | €6,705 | €6,705 | = |
| Current assets29/58 | €66,812 | €85,215 | €114,019 | €112,183 | €103,627 | ▼ 7.6% |
| Amounts receivable within one year40/41 | €9,254 | €43,329 | €84,421 | €56,024 | €96,147 | ▲ 71.6% |
| Trade receivables40 | - | €41,595 | €79,972 | €49,244 | €83,630 | ▲ 69.8% |
| Other amounts receivable41 | - | €1,734 | €4,449 | €6,779 | €12,517 | ▲ 84.6% |
| Cash at bank and in hand54/58 | €57,299 | €38,738 | €26,141 | €51,496 | €3,133 | ▼ 93.9% |
| Deferred charges and accrued income490/1 | - | €3,148 | €3,457 | €4,663 | €4,347 | ▼ 6.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €105,615 | €121,874 | €161,257 | €150,255 | €140,683 | ▼ 6.4% |
| Equity10/15 | €27,364 | €51,604 | €56,819 | €66,958 | €72,384 | ▲ 8.1% |
| Contributions10/11 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €25,364 | €49,604 | €54,819 | €64,958 | €70,384 | ▲ 8.4% |
| Amounts payable17/49 | €78,251 | €70,270 | €104,438 | €83,297 | €68,299 | ▼ 18.0% |
| Amounts payable after more than one year17 | €19,588 | €9,344 | €9,691 | €5,946 | €2,027 | ▼ 65.9% |
| Financial debts170/4 | - | €9,344 | €9,691 | €5,946 | €2,027 | ▼ 65.9% |
| Amounts payable within one year42/48 | €58,663 | €60,927 | €94,747 | €77,351 | €66,272 | ▼ 14.3% |
| Current portion of amounts payable after more than one year42 | - | €10,244 | €13,013 | €3,745 | €3,919 | ▲ 4.6% |
| Trade debts44 | €27,403 | €34,321 | €35,411 | €48,366 | €43,470 | ▼ 10.1% |
| Suppliers440/4 | - | €34,321 | €35,411 | €48,366 | €43,470 | ▼ 10.1% |
| Taxes, remuneration and social security45 | - | €10,375 | €22,071 | €22,286 | €18,884 | ▼ 15.3% |
| Taxes450/3 | - | €10,375 | €22,071 | €21,846 | €15,908 | ▼ 27.2% |
| Remuneration and social security454/9 | - | - | - | €440 | €2,976 | ▲ 576% |
| Other amounts payable47/48 | - | €5,987 | €24,252 | €2,954 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,284 | €24,240 | €25,215 | €10,139 | €5,427 | ▼ 46.5% |
| + Depreciation and write-downs630 | €6,468 | €6,730 | €7,919 | €9,166 | €7,703 | ▼ 16.0% |
| Operating cash flow (approximation) | €18,751 | €30,970 | €33,134 | €19,305 | €13,130 | ▼ 32.0% |
| Investment in fixed assets (approximation) | - | -€4,585 | -€18,498 | €0 | -€6,688 | - |
| Change in cash | - | -€18,560 | -€12,597 | €25,355 | -€48,363 | ▼ 291% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €5,427 ▼46.5%
Net result drops to €5,427, the lowest in the series.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2020net €25,215 ▲4%
Net result €25,215, the highest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2019
Ground area
1,436 m²
Building footprint
368 m²
Volume, LiDAR
2,693 m³
Parcel 23024A0543/00L000, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Multimmo Pajot
since 20192.300.790.708
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23024A0543/00L000 | Flanders | 1,436 m² | 1 · 368 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
-
50%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 135 EUR awarded · 135 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 135 EUR | 135 EUR |
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Of 11,757 companies in sector 68310 we hold annual accounts for 6,914. 5,095 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-05-2019
Fiscal year end30-06
Activities, NACEBEL 2025
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
E-invoicing
Reachable via Peppol
Peppol ID
0208:0726567711
Also
9925:BE0726567711
Registered
12-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.