VermPar
ActiveVermPar has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.62M and a net result of €324k. Equity is growing by ~27.5% per year across the filed fiscal years. Its solvency ranks better than 68% of 3263 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-1
Solvency89▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €220k at 30 days acceptable
Liquidity short (current ratio 0.83 against 0.81 in 2024; short-term debt: 28.5% and cash: 17.6% of total assets), and 35.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.4%
Return on assets
8%
Age of the figures
13 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 25-03-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
7 d early
2023
2 d late
2022
4 d early
2021
2 d early
2020
on the day
2018
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close16-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.62M▲ 14.1%
2024 · €2.29M
2018: €407k
2020: €629k
2021: €1.00M
2022: €1.40M
2023: €1.94M
2024: €2.29M
2018 → 2025
Total assets
€4.06M▲ 1.6%
2024 · €4.00M
2018: €905k
2020: €1.87M
2021: €2.22M
2022: €4.06M
2023: €4.17M
2024: €4.00M
2018 → 2025
Net result
€324k▼ 6.8%
2024 · €348k
2018: €29k
2020: €222k
2021: €351k
2022: €369k
2023: €546k
2024: €348k
2018 → 2025
Working capital
€-193k▼ 16.7%
2024 · €-166k
2018: €-209k
2020: €-516k
2021: €-667k
2022: €-40k
2023: €-94k
2024: €-166k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.00M-€1.40M▲ 39.6%€1.94M▲ 39.0%€2.29M▲ 17.9%€2.62M▲ 14.1%
Operating result€480k-€482k▲ 0.4%€504k▲ 4.6%€616k▲ 22.3%€556k▼ 9.8%
Net result€351k-€369k▲ 5.2%€546k▲ 47.8%€348k▼ 36.2%€324k▼ 6.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.06M
Fixed assets
€3.10M▼ 5.9%
Current assets
€965k▲ 36.7%
Equity and liabilities €4.06M
Equity
€2.62M▲ 14.1%
Debt
€1.45M▼ 15.2%
The debt ratio falls from 42.6% to 35.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€749k▼
2024 · €835k
Cash flow
€518k▼
2024 · €566k
Solvency
64.4%▲
2024 · 57.4%
Current ratio
0.83▲
2024 · 0.81
Quick ratio
0.83▲
2024 · 0.81
Debt / equity
0.55▼
2024 · 0.74
ROE
12.4%▼
2024 · 15.2%
ROA
8.0%▼
2024 · 8.7%
Interest coverage
8.27▲
2024 · 7.49
Debt
€1.45M▼
2024 · €1.70M
Debt ≤ 1 year
€1.16M▲
2024 · €871k
Debt > 1 year
€287k▼
2024 · €830k
Income taxes
€153k▼
2024 · €166k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.00M€4.06M▲
Fixed assets21/28€3.29M€3.10M▼
Tangible fixed assets22/27€2.75M€2.56M▼
Land and buildings22€2.75M€2.55M▼
Plant, machinery and equipment23€7k€6k▼
Financial fixed assets28€537k€537k=
Current assets29/58€706k€965k▲
Amounts receivable within one year40/41€313k€249k▼
Trade receivables40€19k€24k▲
Other amounts receivable41€293k€225k▼
Cash at bank and in hand54/58€392k€715k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€4.00M€4.06M▲
Equity10/15€2.29M€2.62M▲
Contributions10/11€420k€420k=
Reserves13€1.87M€2.19M▲
Non-distributable reserves130/1€31k-
Reserves not available under the articles1311€31k-
Distributable reserves133€1.83M€2.19M▲
Profit (loss) carried forward14€8k€8k=
Amounts payable17/49€1.70M€1.45M▼
Amounts payable after more than one year17€830k€287k▼
Financial debts170/4€830k€287k▼
Amounts payable within one year42/48€871k€1.16M▲
Current portion of amounts payable after more than one year42€144k€71k▼
Trade debts44€14k€212k▲
Suppliers440/4€14k€12k▼
Bills of exchange payable441-€200k
Taxes, remuneration and social security45€59k€37k▼
Taxes450/3€59k€37k▼
Other amounts payable47/48€654k€838k▲
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€218k€194k▼
Other operating charges640/8€6k€5k▼
Gross operating margin9900€841k€754k▼
Operating profit (loss)9901€616k€556k▼
Financial income75/76B€9k€13k▲
Recurring financial income75€9k€13k▲
Financial charges65/66B€111k€91k▼
Recurring financial charges65€111k€91k▼
Profit (loss) for the period before taxes9903€514k€478k▼
Income taxes67/77€166k€153k▼
Profit (loss) for the period9904€348k€324k▼
Profit (loss) for the period to be appropriated9905€348k€324k▼
Appropriation of the result
Profit (loss) to be appropriated9906€356k€332k▼
Profit (loss) brought forward from the previous period14P€8k€8k=
Transfer to equity691/2€348k€324k▼
To other reserves6921€348k€324k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-08
Financial
Equity above €2MEq €2.29M ▲17.9%
6 profitable years in a row build equity to €2.29M.
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 2 days late
2023
31-08
Financial
Highest result since 2018net €546k ▲47.8%
Net result €546k, the highest in the series.
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
Financial
Equity above €1MEq €1.00M ▲59.3%
3 profitable years in a row build equity to €1.00M.
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-08
Financial
Equity above €500kEq €629k ▲54.6%
2 profitable years in a row build equity to €629k.
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
22-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonnebeke · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Passendalestraat 718980 ZonnebekeGround area
1,080 m²
Building footprint
202 m²
Volume, LiDAR
945 m³
Parcel 33019D0445/00D000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VermPar
since 20042.144.261.808
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33019D0445/00D000 | Flanders | 1,080 m² | 1 · 202 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,265 companies in sector 69209 we hold annual accounts for 1,096. 397 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2004
Fiscal year end31-08
Activities, NACEBEL
69202Legal and accounting activities
69209Other tax advisory services
74121
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.