Vermondt
ActiveThe computed 12-month bankruptcy probability of Vermondt is 3.2% (moderate). The 2025 annual accounts show equity of €48k and a net result of €48k. Equity is growing by ~64.5% per year across the filed fiscal years. Its solvency ranks better than 43% of 13270 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+16
Solvency47▲+22
Growth78=
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 5.57 against 7.75 in 2024; short-term debt: 7.5% and cash: 38.3% of total assets), but 77.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.5%
Return on assets
22.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
26 d late
2024
29 d late
2023
51 d early
2022
28 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▲ 10,612%
2024 · €452
2021: €-31k
2022: €-40k
2023: €-27k
2024: €452
2021 → 2025
Total assets
€215k▼ 26.6%
2024 · €293k
2021: €283k
2022: €276k
2023: €284k
2024: €293k
2021 → 2025
Net result
€48k▲ 72.4%
2024 · €28k
2021: €-55k
2022: €-9k
2023: €13k
2024: €28k
2021 → 2025
Working capital
€74k▼ 41.7%
2024 · €126k
2021: €36k
2022: €33k
2023: €73k
2024: €126k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-31k-€-40k▼ 29.0%€-27k▲ 31.8%€452€48k▲ 10,612%
Operating result€-55k-€-9k▲ 84.3%€14k€28k▲ 103%€50k▲ 82.4%
Net result€-55k-€-9k▲ 83.6%€13k€28k▲ 118%€48k▲ 72.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 82% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €215k
Fixed assets
€126k▼ 15.0%
Current assets
€90k▼ 38.2%
Equity and liabilities €215k
Equity
€48k▲ 10,612%
Debt
€167k▼ 43.0%
The debt ratio falls from 99.8% to 77.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€79k▲
2024 · €57k
Cash flow
€76k▲
2024 · €58k
Solvency
22.5%▲
2024 · 0.2%
Current ratio
5.57▼
2024 · 7.75
Quick ratio
5.37▼
2024 · 7.61
Debt / equity
3.45
ROE
99.1%
ROA
22.3%▲
2024 · 9.5%
Interest coverage
63.87▼
2024 · 64.31
Debt
€167k▼
2024 · €293k
Debt ≤ 1 year
€16k▼
2024 · €19k
Debt > 1 year
€151k▼
2024 · €274k
Income taxes
€2k
Staff costs
€39k▼
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€293k€215k▼
Formation expenses20€561€0▼
Fixed assets21/28€148k€126k▼
Intangible fixed assets21€520€0▼
Tangible fixed assets22/27€147k€126k▼
Plant, machinery and equipment23€57k€48k▼
Furniture and vehicles24€14k€12k▼
Other tangible fixed assets26€76k€65k▼
Current assets29/58€145k€90k▼
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€1k€3k▲
Trade receivables40€588€695▲
Other amounts receivable41€864€2k▲
Cash at bank and in hand54/58€139k€82k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€293k€215k▼
Equity10/15€452€48k▲
Contributions10/11€24k€24k=
Reserves13-€24k
Distributable reserves133-€24k
Profit (loss) carried forward14€-24k€0▲
Amounts payable17/49€293k€167k▼
Amounts payable after more than one year17€274k€151k▼
Other amounts payable178/9€274k€151k▼
Amounts payable within one year42/48€19k€16k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Advances received on contracts in progress46€2k€590▼
Taxes, remuneration and social security45€9k€9k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€4k€4k▼
Accrued charges and deferred income492/3€99€29▼
Income statement
Code20242025
Remuneration, social security and pensions62€56k€39k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€28k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€115k€120k▲
Operating profit (loss)9901€28k€50k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€891€1k▲
Recurring financial charges65€891€1k▲
Profit (loss) for the period before taxes9903€28k€50k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€28k€48k▲
Profit (loss) for the period to be appropriated9905€28k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€24k▲
Profit (loss) brought forward from the previous period14P€-51k€-24k▲
Transfer to equity691/2-€24k
To other reserves6921-€24k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Highest result since 2021net €48k ▲72.4%
Operating result €50k, net result €48k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 7.75
Current ratio from 3.24 to 7.75; short-term debt falls from €33k to €19k.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoornstraat 168730 BeernemGround area
1,552 m²
Building footprint
424 m²
Volume, LiDAR
1,990 m³
Parcel 31003C0551/00F000, Flanders · tallest building 22.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Witte Hoeve
since 20202.302.046.659
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31003C0551/00F000 | Flanders | 1,552 m² | 1 · 424 m² | 22.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 1,990 EUR awarded · 1,989 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 312 EUR | 312 EUR |
| 2024 | 1 | 300 EUR | 300 EUR |
| 2023 | 2 | 878 EUR | 877 EUR |
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Stagebonus (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeernem2.302.046.659
Dual-learning approval
2 live approvals · 3 endedKeukenmedewerker (vwo)
Keukenmedewerker duaal (so)
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TPMR
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D.RIG
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Peer · Eq €48k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,821 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2020
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.