MAVABELLE
ActiveSummary
The computed 12-month bankruptcy probability of MAVABELLE is 3.2% (moderate). The 2025 annual accounts show equity of €27,582 and a net result of €4,638. Equity is growing by ~54.9% per year across the filed fiscal years. Its solvency ranks better than 36% of 13617 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-8
Solvency38▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.02 in 2024; short-term debt: 36.3% and cash: 31.5% of total assets), and 86.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.5%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
18 d early
2024
66 d early
2023
92 d early
2022
31 d early
2021
23 d late
2020
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 37 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 54 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€27,582▲ 20.2%
2024 · €22,944
Total assets
€204,924▼ 7.0%
2024 · €220,277
Net result
€4,638▼ 76.6%
2024 · €19,854
Working capital
€12,354▲ 634%
2024 · €1,683
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€7,704▲ 67.3%€11,384€30,536▲ 168%€24,484▼ 19.8%€12,051▼ 50.8%
Net result-€11,112below the sector's middle half▲ 54.9%€6,628within the sector's middle half€24,739above the sector's middle half▲ 273%€19,854within the sector's middle half▼ 19.7%€4,638within the sector's middle half▼ 76.6%
Equity-€28,277below the sector's middle half▼ 43.8%-€21,649below the sector's middle half▲ 23.4%€3,089within the sector's middle half€22,944within the sector's middle half▲ 643%€27,582within the sector's middle half▲ 20.2%
Total assets€238,605above the sector's middle half▲ 2.8%€239,504above the sector's middle half▲ 0.4%€221,320within the sector's middle half▼ 7.6%€220,277within the sector's middle half▼ 0.5%€204,924within the sector's middle half▼ 7.0%
Debt€266,882▲ 6.0%€261,154▼ 2.1%€218,231▼ 16.4%€197,333▼ 9.6%€177,342▼ 10.1%
Working capital-€53,819below the sector's middle half▼ 63.3%-€53,304below the sector's middle half▲ 1.0%-€17,611within the sector's middle half▲ 67.0%€1,683within the sector's middle half€12,354within the sector's middle half▲ 634%
Solvency-11.9%below the sector's middle half▼ 3.4pp-9.0%below the sector's middle half▲ 2.8pp1.4%within the sector's middle half▲ 10.4pp10.4%within the sector's middle half▲ 9.0pp13.5%within the sector's middle half▲ 3.0pp
Current ratio0.46below the sector's middle half▼ 0.170.53within the sector's middle half▲ 0.070.80within the sector's middle half▲ 0.271.02within the sector's middle half▲ 0.221.17within the sector's middle half▲ 0.14
Return on assets (ROA)-4.7%below the sector's middle half▲ 6.0pp2.8%within the sector's middle half▲ 7.4pp11.2%within the sector's middle half▲ 8.4pp9.0%within the sector's middle half▼ 2.2pp2.3%within the sector's middle half▼ 6.8pp
Staff (FTE)9.5▲ 764%11.7▲ 23.2%10.2▼ 12.8%2.2▼ 78.4%1▼ 54.5%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €204,924
Fixed assets
€118,113 ▼ 17.2%
Current assets
€86,811 ▲ 11.8%
Equity and liabilities €204,924
Equity
€27,582 ▲ 20.2%
Debt
€177,342 ▼ 10.1%
Debt's share of the balance-sheet total falls from 89.6% to 86.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45,714▼
2024 · €57,749
Cash flow
€38,301▼
2024 · €53,119
Quick ratio
0.99▲
2024 · 0.81
Debt to equity
6.43▼
2024 · 8.60
ROE
16.8%▼
2024 · 86.5%
Interest coverage
14.08▼
2024 · 15.69
Debt ≤ 1 year
€74,457▼
2024 · €75,961
Debt > 1 year
€97,627▼
2024 · €119,094
Income taxes
€4,265▲
2024 · €968
Staff costs
€49,838▼
2024 · €58,639
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,275 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
2.5%
went bankrupt
2.5%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €81,674 | €71,523 | €90,172 | €58,639 | €49,838 | ▼ 15.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,869 | €29,061 | €30,844 | €33,265 | €33,663 | ▲ 1.2% |
| Other operating charges640/8 | €1,457 | €2,195 | €2,536 | €4,683 | €4,558 | ▼ 2.7% |
| Gross operating margin9900 | €97,296 | €114,163 | €154,088 | €121,071 | €100,110 | ▼ 17.3% |
| Operating profit (loss)9901 | -€7,704 | €11,384 | €30,536 | €24,484 | €12,051 | ▼ 50.8% |
| Financial income75/76B | €36 | €19 | €5 | €20 | €99 | ▲ 397% |
| Recurring financial income75 | €36 | €19 | €5 | €20 | €99 | ▲ 397% |
| Financial charges65/66B | €3,436 | €4,530 | €5,538 | €3,682 | €3,248 | ▼ 11.8% |
| Recurring financial charges65 | €3,436 | €4,530 | €5,538 | €3,682 | €3,248 | ▼ 11.8% |
| Profit (loss) for the period before taxes9903 | -€11,103 | €6,872 | €25,003 | €20,822 | €8,903 | ▼ 57.2% |
| Income taxes67/77 | €9 | €245 | €264 | €968 | €4,265 | ▲ 341% |
| Profit (loss) for the period9904 | -€11,112 | €6,628 | €24,739 | €19,854 | €4,638 | ▼ 76.6% |
| Profit (loss) for the period to be appropriated9905 | -€11,112 | €6,628 | €24,739 | €19,854 | €4,638 | ▼ 76.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €238,605 | €239,504 | €221,320 | €220,277 | €204,924 | ▼ 7.0% |
| Formation expenses20 | €3,244 | €2,141 | €1,038 | €0 | - | - |
| Fixed assets21/28 | €189,290 | €177,817 | €149,509 | €142,632 | €118,113 | ▼ 17.2% |
| Intangible fixed assets21 | €1,181 | €866 | €551 | €236 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €188,110 | €176,951 | €148,959 | €142,397 | €118,113 | ▼ 17.1% |
| Plant, machinery and equipment23 | €70,330 | €67,140 | €57,565 | €47,990 | €44,518 | ▼ 7.2% |
| Furniture and vehicles24 | €46,772 | €39,637 | €30,943 | €45,196 | €34,502 | ▼ 23.7% |
| Other tangible fixed assets26 | €71,008 | €70,175 | €60,451 | €49,212 | €39,093 | ▼ 20.6% |
| Current assets29/58 | €46,070 | €59,546 | €70,773 | €77,644 | €86,811 | ▲ 11.8% |
| Stocks and contracts in progress3 | €12,126 | €10,821 | €11,995 | €15,865 | €12,732 | ▼ 19.7% |
| Stocks30/36 | €12,126 | €10,821 | €11,995 | €15,865 | €12,732 | ▼ 19.7% |
| Amounts receivable within one year40/41 | €321 | €315 | €827 | €845 | €5,228 | ▲ 519% |
| Trade receivables40 | - | - | €92 | €101 | €1,050 | ▲ 939% |
| Other amounts receivable41 | €321 | €315 | €735 | €744 | €4,178 | ▲ 462% |
| Cash at bank and in hand54/58 | €32,879 | €46,964 | €45,787 | €56,078 | €64,643 | ▲ 15.3% |
| Deferred charges and accrued income490/1 | €745 | €1,446 | €12,165 | €4,857 | €4,208 | ▼ 13.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €238,605 | €239,504 | €221,320 | €220,277 | €204,924 | ▼ 7.0% |
| Equity10/15 | -€28,277 | -€21,649 | €3,089 | €22,944 | €27,582 | ▲ 20.2% |
| Contributions10/11 | €7,500 | €7,500 | €7,500 | €7,500 | €7,500 | = |
| Reserves13 | - | - | - | €15,444 | €20,082 | ▲ 30.0% |
| Distributable reserves133 | - | - | - | €15,444 | €20,082 | ▲ 30.0% |
| Profit (loss) carried forward14 | -€35,777 | -€29,149 | -€4,411 | €0 | - | - |
| Amounts payable17/49 | €266,882 | €261,154 | €218,231 | €197,333 | €177,342 | ▼ 10.1% |
| Amounts payable after more than one year17 | €165,871 | €146,832 | €127,563 | €119,094 | €97,627 | ▼ 18.0% |
| Financial debts170/4 | €165,871 | €146,832 | €127,563 | €119,094 | €97,627 | ▼ 18.0% |
| Amounts payable within one year42/48 | €99,889 | €112,850 | €88,384 | €75,961 | €74,457 | ▼ 2.0% |
| Current portion of amounts payable after more than one year42 | €18,811 | €19,039 | €19,269 | €26,104 | €21,467 | ▼ 17.8% |
| Financial debts43 | - | - | €20 | €22 | €22 | = |
| Credit institutions430/8 | - | - | €20 | €22 | €22 | = |
| Trade debts44 | €14,807 | €19,976 | €22,230 | €16,638 | €17,311 | ▲ 4.0% |
| Suppliers440/4 | €14,807 | €19,976 | €22,230 | €16,638 | €17,311 | ▲ 4.0% |
| Taxes, remuneration and social security45 | €23,456 | €25,079 | €29,566 | €22,336 | €21,710 | ▼ 2.8% |
| Taxes450/3 | €9,401 | €13,468 | €16,123 | €15,185 | €14,094 | ▼ 7.2% |
| Remuneration and social security454/9 | €14,055 | €11,611 | €13,443 | €7,151 | €7,615 | ▲ 6.5% |
| Other amounts payable47/48 | €42,815 | €48,757 | €17,298 | €10,861 | €13,947 | ▲ 28.4% |
| Accrued charges and deferred income492/3 | €1,122 | €1,471 | €2,283 | €2,277 | €5,258 | ▲ 131% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€11,112 | €6,628 | €24,739 | €19,854 | €4,638 | ▼ 76.6% |
| + Depreciation and write-downs630 | €21,869 | €29,061 | €30,844 | €33,265 | €33,663 | ▲ 1.2% |
| Operating cash flow (approximation) | €10,757 | €35,689 | €55,583 | €53,119 | €38,301 | ▼ 27.9% |
| Investment in fixed assets (approximation) | - | -€17,588 | -€2,536 | -€26,388 | -€9,144 | ▲ 65.3% |
| Change in cash | - | €14,085 | -€1,177 | €10,291 | €8,565 | ▼ 16.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €24,739 ▲273%
Operating result €30,536, net result €24,739, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €6,628
Net result €6,628 after 2 loss-making years.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Damme · 1 establishment unit since 2019
Ground area
276 m²
Building footprint
159 m²
Volume, LiDAR
1,110 m³
Parcel 31026C0656/00R000, Flanders · tallest building 12.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
O'Billot
since 20192.296.620.597
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31026C0656/00R000 | Flanders | 276 m² | 1 · 159 m² | 12.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDamme2.296.620.597
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Of 20,509 companies in sector 56111 we hold annual accounts for 11,464. 9,357 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Contact
E-mail
maite.vanbelleghem@hotmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0738760512
Also
9925:BE0738760512
Registered
20-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.