VERMONDEN EDDY
ActiveSummary
VERMONDEN EDDY has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72,776 and a net result of €2,217. Equity is shrinking by ~39.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 38% of 2258 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability20▲+7
Solvency52▼-30
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.79 in 2024; short-term debt: 73.3% and cash: 88.4% of total assets), and 73.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.7%
Return on assets
0.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 d early
2024
40 d early
2023
34 d early
2022
32 d early
2021
30 d early
2020
31 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 28 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€72,776▼ 73.1%
2024 · €270,559
Total assets
€272,963▼ 42.1%
2024 · €471,217
Net result
€2,217
2024 · -€22,060
Working capital
€50,546▼ 68.3%
2024 · €159,272
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€55,297▲ 29.3%-€20,872▲ 62.3%€80,192-€24,327-€39,181▼ 61.1%
Net result-€53,686below the sector's middle half▲ 29.9%-€18,799below the sector's middle half▲ 65.0%€105,634above the sector's middle half-€22,060below the sector's middle half€2,217within the sector's middle half
Equity€660,785within the sector's middle half▼ 49.7%€561,985within the sector's middle half▼ 15.0%€492,619within the sector's middle half▼ 12.3%€270,559within the sector's middle half▼ 45.1%€72,776within the sector's middle half▼ 73.1%
Total assets€698,547within the sector's middle half▼ 50.2%€681,713within the sector's middle half▼ 2.4%€676,512within the sector's middle half▼ 0.8%€471,217within the sector's middle half▼ 30.3%€272,963within the sector's middle half▼ 42.1%
Debt€435▼ 99.1%€85,341▲ 19,514%€183,893▲ 115%€200,658▲ 9.1%€200,187▼ 0.2%
Working capital€420,678within the sector's middle half▼ 60.2%€341,715within the sector's middle half▼ 18.8%€369,732within the sector's middle half▲ 8.2%€159,272within the sector's middle half▼ 56.9%€50,546within the sector's middle half▼ 68.3%
Solvency94.6%above the sector's middle half▲ 0.9pp82.4%above the sector's middle half▼ 12.2pp72.8%above the sector's middle half▼ 9.6pp57.4%within the sector's middle half▼ 15.4pp26.7%within the sector's middle half▼ 30.8pp
Current ratio5.00above the sector's middle half3.01above the sector's middle half▼ 1.991.79within the sector's middle half▼ 1.221.25within the sector's middle half▼ 0.54
Return on assets (ROA)-7.7%below the sector's middle half▼ 2.2pp-2.8%below the sector's middle half▲ 4.9pp15.6%above the sector's middle half▲ 18.4pp-4.7%below the sector's middle half▼ 20.3pp0.8%within the sector's middle half▲ 5.5pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €39,181 in 2025 against €24,327 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €272,963
Fixed assets
€22,229 ▼ 80.0%
Current assets
€250,734 ▼ 30.3%
Equity and liabilities €272,963
Equity
€72,776 ▼ 73.1%
Debt
€200,187 ▼ 0.2%
Debt's share of the balance-sheet total rises from 42.6% to 73.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€25,273▼
2024 · -€7,127
Cash flow
€16,125▲
2024 · -€4,860
Debt to equity
2.75▲
2024 · 0.74
ROE
3.0%▲
2024 · -8.2%
Interest coverage
-34.83▼
2024 · -12.70
Debt ≤ 1 year
€200,187▼
2024 · €200,658
Income taxes
€56▼
2024 · €127
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,984 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.1%
went bankrupt
2.3%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,984 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €96,297 | - | - | - |
| Remuneration, social security and pensions62 | - | €80 | €350 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25,712 | €22,777 | €16,825 | €17,200 | €13,908 | ▼ 19.1% |
| Other operating charges640/8 | - | €2,856 | €3,411 | €2,914 | €1,929 | ▼ 33.8% |
| Gross operating margin9900 | -€26,102 | €4,841 | €100,777 | -€4,212 | -€23,344 | ▼ 454% |
| Operating profit (loss)9901 | -€55,297 | -€20,872 | €80,192 | -€24,327 | -€39,181 | ▼ 61.1% |
| Financial income75/76B | - | - | €358 | €2,955 | €42,179 | ▲ 1,327% |
| Recurring financial income75 | - | - | €358 | €2,955 | €965 | ▼ 67.3% |
| Non-recurring financial income76B | - | - | - | - | €41,214 | - |
| Financial charges65/66B | - | €749 | €691 | €561 | €726 | ▲ 29.4% |
| Recurring financial charges65 | €918 | €749 | €691 | €561 | €726 | ▲ 29.4% |
| Profit (loss) for the period before taxes9903 | -€56,215 | -€21,621 | €79,859 | -€21,933 | €2,272 | ▲ 110% |
| Transfer from deferred taxes780 | - | €2,941 | €34,387 | - | - | - |
| Income taxes67/77 | €412 | €119 | €8,612 | €127 | €56 | ▼ 56.2% |
| Profit (loss) for the period9904 | -€53,686 | -€18,799 | €105,634 | -€22,060 | €2,217 | ▲ 110% |
| Transfer from tax-exempt reserves789 | - | €5,711 | €66,781 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | -€47,975 | -€13,089 | €172,414 | -€22,060 | €2,217 | ▲ 110% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €698,547 | €681,713 | €676,512 | €471,217 | €272,963 | ▼ 42.1% |
| Fixed assets21/28 | €277,435 | €254,657 | €122,887 | €111,287 | €22,229 | ▼ 80.0% |
| Tangible fixed assets22/27 | €276,605 | €253,827 | €122,057 | €110,457 | €21,399 | ▼ 80.6% |
| Land and buildings22 | - | €225,491 | €78,469 | €80,655 | €5,225 | ▼ 93.5% |
| Furniture and vehicles24 | - | €28,336 | €43,588 | €29,802 | €16,174 | ▼ 45.7% |
| Financial fixed assets28 | €830 | €830 | €830 | €830 | €830 | = |
| Current assets29/58 | €421,113 | €427,056 | €553,624 | €359,929 | €250,734 | ▼ 30.3% |
| Amounts receivable within one year40/41 | €1,617 | €11,301 | €1,037 | €2,246 | €7,216 | ▲ 221% |
| Trade receivables40 | - | €5,000 | €394 | €207 | €870 | ▲ 321% |
| Other amounts receivable41 | - | €6,301 | €643 | €2,039 | €6,346 | ▲ 211% |
| Cash at bank and in hand54/58 | €412,302 | €412,791 | €549,956 | €354,802 | €241,192 | ▼ 32.0% |
| Deferred charges and accrued income490/1 | - | €2,964 | €2,631 | €2,881 | €2,326 | ▼ 19.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €698,547 | €681,713 | €676,512 | €471,217 | €272,963 | ▼ 42.1% |
| Equity10/15 | €660,785 | €561,985 | €492,619 | €270,559 | €72,776 | ▼ 73.1% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €452,538 | €366,828 | €297,461 | €97,461 | €54,176 | ▼ 44.4% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | €66,781 | - | - | - | - |
| Distributable reserves133 | - | €298,187 | €295,601 | €95,601 | €52,316 | ▼ 45.3% |
| Profit (loss) carried forward14 | €189,646 | €176,558 | €176,558 | €154,498 | - | - |
| Provisions and deferred taxes16 | €37,327 | €34,387 | - | - | - | - |
| Deferred taxes168 | - | €34,387 | - | - | - | - |
| Amounts payable17/49 | €435 | €85,341 | €183,893 | €200,658 | €200,187 | ▼ 0.2% |
| Amounts payable within one year42/48 | €435 | €85,341 | €183,893 | €200,658 | €200,187 | ▼ 0.2% |
| Trade debts44 | - | €5,027 | €30 | €157 | €63 | ▼ 59.8% |
| Suppliers440/4 | - | €5,027 | €30 | €157 | €63 | ▼ 59.8% |
| Taxes, remuneration and social security45 | - | €119 | €8,542 | - | €124 | - |
| Taxes450/3 | - | €119 | €8,542 | - | €124 | - |
| Other amounts payable47/48 | - | €80,195 | €175,321 | €200,501 | €200,000 | ▼ 0.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€53,686 | -€18,799 | €105,634 | -€22,060 | €2,217 | ▲ 110% |
| + Depreciation and write-downs630 | €25,712 | €22,777 | €16,825 | €17,200 | €13,908 | ▼ 19.1% |
| Operating cash flow (approximation) | -€27,974 | €3,978 | €122,459 | -€4,860 | €16,125 | ▲ 432% |
| Investment in fixed assets (approximation) | - | €0 | €114,945 | -€5,600 | €75,150 | ▲ 1,442% |
| Change in cash | - | €489 | €137,165 | -€195,153 | -€113,611 | ▲ 41.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €2,217
Net result €2,217 after one loss-making year.
21-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Back to profitnet €105,634
Net result €105,634 after 4 loss-making years.
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Liquidity times 42current ratio 967.83
Current ratio from 22.79 to 967.83; short-term debt falls from €48,537 to €435.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet -€76,590
Net result drops to -€76,590, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity doublescurrent ratio 22.79
Current ratio from 10.77 to 22.79; short-term debt falls from €113,134 to €48,537.
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
20-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company in the Gazette acts read. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 1993
Ground area
885 m²
Building footprint
199 m²
Volume, LiDAR
908 m³
Parcel 11032A0441/02Z002, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Bloemenstraat 27, 2390 Malle
since 19932.062.516.146
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11032A0441/02Z002 | Flanders | 885 m² | 1 · 199 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- EDDY VERMONDEN
- VERMONDEN EDDY
Highest known parent: EDDY VERMONDEN. The sources do not say who stands above it.
Owners 1
- EDDY VERMONDENparent98.67%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 29,766 companies in this sector we hold annual accounts for 16,066. 13,247 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company (pre-2019)
Founded04-05-1993
Fiscal year end30-09
Activities, NACEBEL 2025
41001General construction of residential buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0450063667
Also
9925:BE0450063667
Registered
10-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.