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VERMIJLEN

Active
Private limited company (pre-2019)founded 200917 yrs activeKruisstraat 67, 2570 Duffel, BelgiumKBO/BCE: BE 0818.342.676
Summary

The computed 12-month bankruptcy probability of VERMIJLEN is 2.8% (moderate). The 2025 annual accounts show negative equity (-€31,333) and a net result of -€3,157. Equity is shrinking by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 13683 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.11 against 0.82 in 2024; short-term debt: 74.6% and cash: 43.7% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-290.2%
Return on assets
-29.2%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 17 years 0 20 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€31,333
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
on the day
2023
on the day
2022
2 d early
2021
30 d early
2020
2 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 28 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VERMIJLEN was incorporated on 3 September 2009.1 Total assets fell from EUR 18,062 in 2019 to EUR 10,796 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€31,333▼ 11.2%
2024 · -€28,175
Total assets
€10,796▲ 5.5%
2024 · €10,233
Net result
-€3,157▲ 68.2%
2024 · -€9,932
Working capital
€864
2024 · -€1,878
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€3,693▼ 155%€3,696€5,862▲ 58.6%-€9,558-€2,721▲ 71.5%
Net result-€4,579below the sector's middle half▼ 99.2%€3,398within the sector's middle half€5,555within the sector's middle half▲ 63.5%-€9,932below the sector's middle half-€3,157within the sector's middle half▲ 68.2%
Equity-€27,197below the sector's middle half▼ 20.2%-€23,799below the sector's middle half▲ 12.5%-€18,244below the sector's middle half▲ 23.3%-€28,175below the sector's middle half▼ 54.4%-€31,333below the sector's middle half▼ 11.2%
Total assets€17,829below the sector's middle half▲ 9.7%€12,673below the sector's middle half▼ 28.9%€13,308below the sector's middle half▲ 5.0%€10,233below the sector's middle half▼ 23.1%€10,796below the sector's middle half▲ 5.5%
Debt€45,026▲ 15.8%€36,472▼ 19.0%€31,552▼ 13.5%€38,408▲ 21.7%€42,128▲ 9.7%
Working capital-€7,625within the sector's middle half▲ 39.5%-€2,242within the sector's middle half▲ 70.6%€2,903within the sector's middle half-€1,878within the sector's middle half€864within the sector's middle half
Solvency-152.5%below the sector's middle half▼ 13.4pp-187.8%below the sector's middle half▼ 35.2pp-137.1%below the sector's middle half▲ 50.7pp-275.3%below the sector's middle half▼ 138.3pp-290.2%below the sector's middle half▼ 14.9pp
Current ratio0.65within the sector's middle half▲ 0.180.83within the sector's middle half▲ 0.181.34within the sector's middle half▲ 0.510.82within the sector's middle half▼ 0.521.11within the sector's middle half▲ 0.29
Return on assets (ROA)-25.7%below the sector's middle half▼ 11.5pp26.8%above the sector's middle half▲ 52.5pp41.7%above the sector's middle half▲ 14.9pp-97.1%below the sector's middle half▼ 138.8pp-29.2%below the sector's middle half▲ 67.8pp
Staff (FTE)
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000Operating result 2021: -€3,693-€3,693Net result 2021: -€4,579-€4,579Operating result 2022: €3,696€3,696Net result 2022: €3,398€3,398Operating result 2023: €5,862€5,862Net result 2023: €5,555€5,555Operating result 2024: -€9,558-€9,558Net result 2024: -€9,932-€9,932Operating result 2025: -€2,721-€2,721Net result 2025: -€3,157-€3,15720212022202320242025-€10,000-€5,000€0€5,000Operating result 2023: €5,862€5,860Net result 2023: €5,555€5,550Operating result 2024: -€9,558-€9,560Net result 2024: -€9,932-€9,930Operating result 2025: -€2,721-€2,720Net result 2025: -€3,157-€3,160202320242025
The operating result stays negative: a loss of €2,721 in 2025 against €9,558 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10,796
Fixed assets €1,878 =
Current assets €8,918 ▲ 6.7%
Equity and liabilities
Equity-€31,333
Debt€42,128
Equity is negative: debt (€42,128) exceeds the balance-sheet total (€10,796).
Key figures and ratios
2025 value · change against 2024
Quick ratio
0.86▲
2024 · 0.75
Debt ≤ 1 year
€8,053▼
2024 · €10,233
Income taxes
€373▲
2024 · €365
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.8% went bankrupt
8.1% stopped otherwise
85% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€10,233€10,796▲
Fixed assets21/28€1,878€1,878=
Intangible fixed assets21-€0
Tangible fixed assets22/27-€0
Land and buildings22-€0
Plant, machinery and equipment23-€0
Furniture and vehicles24-€0
Leasing and similar rights25-€0
Financial fixed assets28€1,878€1,878=
Current assets29/58€8,355€8,918▲
Stocks and contracts in progress3€664€2,000▲
Stocks30/36€664€2,000▲
Amounts receivable within one year40/41€484€924▲
Trade receivables40-€102
Other amounts receivable41€484€822▲
Current investments50/53€686-
Cash at bank and in hand54/58€5,627€4,721▼
Deferred charges and accrued income490/1€895€1,272▲
Equity and liabilities
Total equity and liabilities10/49€10,233€10,796▲
Equity10/15-€28,175-€31,333▼
Contributions10/11€6,200€6,200=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14-€36,235-€39,393▼
Amounts payable17/49€38,408€42,128▲
Amounts payable within one year42/48€10,233€8,053▼
Trade debts44€5,005€2,904▼
Suppliers440/4€5,005€2,904▼
Taxes, remuneration and social security45€637€932▲
Taxes450/3€637€432▼
Remuneration and social security454/9-€500
Other amounts payable47/48€4,592€4,217▼
Accrued charges and deferred income492/3€28,175€34,075▲
Income statement Code20242025
Other operating charges640/8€384€440▲
Gross operating margin9900-€9,174-€2,282▲
Operating profit (loss)9901-€9,558-€2,721▲
Financial income75/76B€33€0▼
Recurring financial income75€33€0▼
Financial charges65/66B€42€63▲
Recurring financial charges65€42€63▲
Profit (loss) for the period before taxes9903-€9,567-€2,784▲
Income taxes67/77€365€373▲
Profit (loss) for the period9904-€9,932-€3,157▲
Profit (loss) for the period to be appropriated9905-€9,932-€3,157▲
Appropriation of the result
Profit (loss) to be appropriated9906-€36,235-€39,393▼
Profit (loss) brought forward from the previous period14P-€26,304-€36,235▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,671€1,671----
Other operating charges640/8-€348€348€384€440▲ 14.3%
Gross operating margin9900-€1,674€5,715€6,210-€9,174-€2,282▲ 75.1%
Operating profit (loss)9901-€3,693€3,696€5,862-€9,558-€2,721▲ 71.5%
Financial income75/76B-€0€234€33€0▼ 99.9%
Recurring financial income75-€0€234€33€0▼ 99.9%
Financial charges65/66B--€45€182€42€63▲ 51.5%
Recurring financial charges65€561-€45€182€42€63▲ 51.5%
Profit (loss) for the period before taxes9903-€4,254€3,741€5,914-€9,567-€2,784▲ 70.9%
Income taxes67/77€325€343€359€365€373▲ 2.1%
Profit (loss) for the period9904-€4,579€3,398€5,555-€9,932-€3,157▲ 68.2%
Profit (loss) for the period to be appropriated9905-€4,579€3,398€5,555-€9,932-€3,157▲ 68.2%
Line20212022202320242025Change
Assets
Total assets20/58€17,829€12,673€13,308€10,233€10,796▲ 5.5%
Fixed assets21/28€3,559€1,878€1,878€1,878€1,878=
Intangible fixed assets21----€0-
Tangible fixed assets22/27€1,671---€0-
Land and buildings22----€0-
Plant, machinery and equipment23----€0-
Furniture and vehicles24----€0-
Leasing and similar rights25----€0-
Financial fixed assets28€1,888€1,878€1,878€1,878€1,878=
Current assets29/58€14,270€10,795€11,430€8,355€8,918▲ 6.7%
Stocks and contracts in progress3€1,364€1,364€764€664€2,000▲ 201%
Stocks30/36-€1,364€764€664€2,000▲ 201%
Amounts receivable within one year40/41€1,361€852€604€484€924▲ 91.1%
Trade receivables40----€102-
Other amounts receivable41-€852€604€484€822▲ 70.0%
Current investments50/53--€686€686--
Cash at bank and in hand54/58€10,439€7,434€8,412€5,627€4,721▼ 16.1%
Deferred charges and accrued income490/1-€1,145€965€895€1,272▲ 42.2%
Equity and liabilities
Total equity and liabilities10/49€17,829€12,673€13,308€10,233€10,796▲ 5.5%
Equity10/15-€27,197-€23,799-€18,244-€28,175-€31,333▼ 11.2%
Contributions10/11-€6,200€6,200€6,200€6,200=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14-€35,257-€31,859-€26,304-€36,235-€39,393▼ 8.7%
Amounts payable17/49€45,026€36,472€31,552€38,408€42,128▲ 9.7%
Amounts payable after more than one year17€2,110€2,110----
Financial debts170/4-€2,110----
Amounts payable within one year42/48€21,895€13,037€8,527€10,233€8,053▼ 21.3%
Trade debts44€1,030€2,605€2,803€5,005€2,904▼ 42.0%
Suppliers440/4-€2,605€2,803€5,005€2,904▼ 42.0%
Taxes, remuneration and social security45-€825€909€637€932▲ 46.3%
Taxes450/3-€825€909€637€432▼ 32.1%
Remuneration and social security454/9----€500-
Other amounts payable47/48-€9,606€4,815€4,592€4,217▼ 8.1%
Accrued charges and deferred income492/3-€21,325€23,025€28,175€34,075▲ 20.9%
Line20212022202320242025Change
Profit (loss) for the period9904-€4,579€3,398€5,555-€9,932-€3,157▲ 68.2%
+ Depreciation and write-downs630€1,671€1,671----
Operating cash flow (approximation)-€2,908€5,070€5,555-€9,932-€3,157▲ 68.2%
Investment in fixed assets (approximation)-€10€0€0€0-
Change in cash--€3,004€978-€2,785-€905▲ 67.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
28-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Weakest financial yearnet -€9,932
Net result drops to -€9,932, the lowest in the series; recovery starts the following year.
30-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Highest result since 2019net €5,555 ▲63.5%
Operating result €5,862, net result €5,555, both a record.
28-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Back to profitnet €3,398
Net result €3,398 after 3 loss-making years.
31-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
28-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
27-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
15-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 15 days late
2017
29-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2009
seat establishment approximate The establishment unit on the map
Ground area
4.7 ha
Building footprint
320 m²
Volume, LiDAR
1,345 m³
2 parcels, Flanders · tallest building 11.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LIERS FRITHUISJE
Mechelsesteenweg ZN, 2500 LierFood and beverage service activities
since 20092.181.067.467
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12393F0022/00X000
ProtectedTownscape or village viewKasteel Ringenhof: kasteeldomeinSource ↗
Flanders 4.6 ha 1 · 108 m² 7.0 m · 1 fl.
12009E0374/00T003 Flanders 658 m² 1 · 211 m² 11.8 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Lier2.181.067.467
1 permission
Toelating · Frituur · since 01-01-2016

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 21,835 companies in this sector we hold annual accounts for 9,786. See the whole sector

Company details

Identification
Legal formPrivate limited company (pre-2019)
Founded03-09-2009
Fiscal year end30-09
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
47210Retail sale of fruit and vegetables
47241Retail sale of bread and pastry (bakery outlets)
47252Retail sale of beverages, general range
77223Rental and leasing activities
77229Renting and leasing of other personal and household goods
E-invoicing
Reachable via Peppol
Peppol ID 0208:0818342676
Also 9925:BE0818342676
Registered 27-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.