TANBEY
ActiveThe computed 12-month bankruptcy probability of TANBEY is 3.2% (moderate). The 2025 annual accounts show equity of €4k and a net result of €-2k. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 53% of 13306 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-82
Solvency59▼-9
Growth43▼-17
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.22 against 1.75 in 2024; short-term debt: 66.5% and cash: 36.8% of total assets), and 66.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.5%
Return on assets
-21.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
29 d late
2023
23 d late
2022
14 d early
2021
19 d early
2020
27 d late
2019
33 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€45k▲ 10.6%
2022 · €41k
2018: €52k
2019: €32k
2020: €83k
2021: €53k
2022: €41k
2018 → 2023
EBIT margin
-7.5%▼ 9.1pp
2022 · 1.6%
2018: -1.5%
2019: -5.8%
2020: 28.0%
2021: 0.0%
2022: 1.6%
2018 → 2023
Net result
€-2k
2024 · €3k
2018: €-1k
2019: €-2k
2020: €23k
2021: €-1k
2022: €-736
2023: €-4k
2024: €3k
2018 → 2025
Working capital
€2k▼ 73.6%
2024 · €6k
2018: €-13k
2019: €-19k
2020: €6k
2021: €7k
2022: €8k
2023: €4k
2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€53k-€41k▼ 21.8%€45k▲ 10.6%
Equity€8k-€8k▼ 8.7%€4k▼ 52.2%€6k▲ 71.4%€4k▼ 39.5%
Operating result€-4-€648€-3k€3k€-2k
Net result€-1k-€-736▲ 32.1%€-4k▼ 448%€3k€-2k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11k
Fixed assets
€2k▲ 3,858%
Current assets
€9k▼ 36.8%
Equity and liabilities €11k
Equity
€4k▼ 39.5%
Debt
€8k▼ 9.2%
The debt ratio rises from 56.9% to 66.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-1k
Cash flow
€-2k
Solvency
33.5%▼
2024 · 43.1%
Current ratio
1.22▼
2024 · 1.75
Quick ratio
1.22▼
2024 · 1.75
Debt / equity
1.98▲
2024 · 1.32
ROE
-65.3%▼
2024 · 41.7%
ROA
-21.9%▼
2024 · 17.9%
Interest coverage
-9.70
Debt
€8k▼
2024 · €8k
Debt ≤ 1 year
€8k▼
2024 · €8k
Income taxes
€398▲
2024 · €392
Staff costs
€273▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€15k€11k▼
Fixed assets21/28€55€2k▲
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Financial fixed assets28€55€55=
Current assets29/58€15k€9k▼
Amounts receivable within one year40/41€6k€5k▼
Trade receivables40€5k€4k▼
Other amounts receivable41€559€1k▲
Cash at bank and in hand54/58€9k€4k▼
Equity and liabilities
Total equity and liabilities10/49€15k€11k▼
Equity10/15€6k€4k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-12k€-15k▼
Amounts payable17/49€8k€8k▼
Amounts payable within one year42/48€8k€8k▼
Trade debts44€2k€713▼
Suppliers440/4€2k€713▼
Taxes, remuneration and social security45€4k€4k▲
Taxes450/3-€2k
Remuneration and social security454/9€4k€2k▼
Other amounts payable47/48€2k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€19k€273▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€871
Other operating charges640/8€494-
Non-recurring operating charges66A-€365
Gross operating margin9900€23k€-477▼
Operating profit (loss)9901€3k€-2k▼
Financial charges65/66B€300€115▼
Recurring financial charges65€45€115▲
Non-recurring financial charges66B€255-
Profit (loss) for the period before taxes9903€3k€-2k▼
Income taxes67/77€392€398▲
Profit (loss) for the period9904€3k€-2k▼
Profit (loss) for the period to be appropriated9905€3k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-15k▼
Profit (loss) brought forward from the previous period14P€-15k€-12k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after 3 loss-making years.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €23k
Net result €23k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.28
Current ratio from 0.43 to 1.28; short-term debt falls from €34k to €21k.
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 33 days late
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 13 days late
2018
25-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 86 days late
2017
12-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 73 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lambermontlaan 341030 SchaarbeekGround area
195 m²
Building footprint
103 m²
Volume, LiDAR
1,545 m³
Parcel 21015A0514/00N003, Brussels · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
TANBEY
since 20072.160.913.342
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21015A0514/00N003 | Brussels | 195 m² | 1 · 103 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
Similar companies · same sector, comparable size
KARPEK
BE 1024.208.845
Charleroi · Eq €4k
LE POINT COMMUN
BE 1031.066.745
Wavre · Eq €4k
Next Step Invest
BE 0479.265.419
Hannut · Eq €4k
JONA CHAUFFAGE
BE 0730.567.871
Ath · Eq €4k
WAPPERS
BE 0738.840.684
Brussel · Eq €4k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 4,549 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2007
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
63406
42911Civil engineering
43120Site preparation
43130Specialised construction activities
43230Insulation installation
43291Specialised construction activities
43350Other building finishing work
52250Logistics services
52290Warehousing and support activities for transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.