Vermeiren
ActiveVermeiren has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €612k and a net result of €44k. Equity is shrinking by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 7330 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▼-23
Solvency100=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 72.55 against 36.0 in 2024), and 1.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.6%
Return on assets
7.1%
Age of the figures
9 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €612k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
49 d early
2023
30 d early
2022
35 d early
2021
38 d early
2020
11 d early
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€612k▲ 7.8%
2024 · €568k
2018: €710k
2019: €732k
2020: €759k
2021: €755k
2022: €433k
2023: €500k
2024: €568k
2018 → 2025
Total assets
€620k▲ 6.2%
2024 · €584k
2018: €756k
2019: €792k
2020: €838k
2021: €779k
2022: €449k
2023: €509k
2024: €584k
2018 → 2025
Net result
€44k▼ 34.5%
2024 · €67k
2018: €39k
2019: €24k
2020: €28k
2021: €-4k
2022: €-7k
2023: €67k
2024: €67k
2018 → 2025
Working capital
€609k▲ 8.0%
2024 · €564k
2018: €710k
2019: €732k
2020: €759k
2021: €756k
2022: €433k
2023: €500k
2024: €564k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€755k-€433k▼ 42.7%€500k▲ 15.6%€568k▲ 13.4%€612k▲ 7.8%
Operating result€-2k-€-9k▼ 384%€100k€100k▲ 0.5%€62k▼ 38.0%
Net result€-4k-€-7k▼ 91.2%€67k€67k▼ 0.3%€44k▼ 34.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €620k
Fixed assets
€2k▼ 34.3%
Current assets
€618k▲ 6.5%
Equity and liabilities €620k
Equity
€612k▲ 7.8%
Debt
€9k▼ 47.2%
The debt ratio falls from 2.8% to 1.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€63k▼
2024 · €100k
Cash flow
€45k▼
2024 · €67k
Solvency
98.6%▲
2024 · 97.2%
Current ratio
72.55▲
2024 · 36.00
Quick ratio
72.55▲
2024 · 36.00
Debt / equity
0.01▼
2024 · 0.03
ROE
7.2%▼
2024 · 11.8%
ROA
7.1%▼
2024 · 11.5%
Interest coverage
696.62▲
2024 · 156.09
Debt
€9k▼
2024 · €16k
Debt ≤ 1 year
€9k▼
2024 · €16k
Income taxes
€21k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€584k€620k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€580k€618k▲
Amounts receivable within one year40/41€51k€31k▼
Trade receivables40€28k€16k▼
Other amounts receivable41€23k€15k▼
Current investments50/53€99k€248k▲
Cash at bank and in hand54/58€430k€339k▼
Deferred charges and accrued income490/1€147€8▼
Equity and liabilities
Total equity and liabilities10/49€584k€620k▲
Equity10/15€568k€612k▲
Contributions10/11€125k€125k=
Capital10€125k€125k=
Issued capital100€125k€125k=
Reserves13€443k€487k▲
Non-distributable reserves130/1€13k€13k=
Legal reserve130€13k€13k=
Tax-exempt reserves132€25k€25k=
Distributable reserves133€405k€449k▲
Amounts payable17/49€16k€9k▼
Amounts payable within one year42/48€16k€9k▼
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€11k€4k▼
Taxes450/3€11k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€102€1k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€102k€65k▼
Operating profit (loss)9901€100k€62k▼
Financial income75/76B€181€3k▲
Recurring financial income75€181€3k▲
Financial charges65/66B€642€91▼
Recurring financial charges65€642€91▼
Profit (loss) for the period before taxes9903€100k€65k▼
Income taxes67/77€32k€21k▼
Profit (loss) for the period9904€67k€44k▼
Profit (loss) for the period to be appropriated9905€67k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€44k▼
Transfer to equity691/2€67k€44k▼
To other reserves6921€67k€44k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 72.55
Current ratio from 36.00 to 72.55; short-term debt falls from €16k to €9k.
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €67k
Net result €67k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 57.04
Current ratio from 27.22 to 57.04; short-term debt falls from €17k to €9k.
31-12
Financial
Equity above €500kEq €500k ▲15.6%
Equity rises from €433k to €500k.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 33.79
Current ratio from 10.69 to 33.79; short-term debt falls from €78k to €23k.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weverboslaan 449050 GentGround area
564 m²
Building footprint
114 m²
Volume, LiDAR
845 m³
Parcel 44022A0616/00A002, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Weverboslaan 44, 9050 Gent
since 19932.050.294.641
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44022A0616/00A002 | Flanders | 564 m² | 1 · 114 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AT - CONSTRUCT
BE 0480.254.324
Dilbeek · Eq €611k
HET KRUISKE
BE 0811.214.463
Antwerpen · Eq €611k
DEWIBO
BE 0429.123.644
Dentergem · Eq €611k
HOME INVEST
BE 0414.018.269
Schilde · Eq €611k
DAVID RENOVATIEWERKEN
BE 0450.680.509
Veurne · Eq €610k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 8,411 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-09-1990
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
2 convocationsOrdinary general meeting
Agenda
1. Verslag raad van bestuur. 2. Goedkeuring jaarrekening per 31 december 2011. 3. Bestemming van het resultaat. 4. Kwijting aan de bestuurders. Zich schikken naar de statuten.
Extraordinary general meeting
Agenda
1. Verslag raad van bestuur. 2. Goedkeuring jaarrekening per 31 december 2006. 3. Bestemming van het resultaat. 4. Kwijting aan de bestuurders. Zich schikken naar de statuten. (14166) Kaybros (Belgium), naamloze vennootschap, Braemstraat 201A, 9050 Gentbrugge Ondernemingsnummer 0421.136.881 — RPR Gent Jaarvergadering op de maatschappelijke zetel, op woensdag 9 mei 2007, om 10 uur. — Dagorde : 1. Goedkeuring jaarrekening, verslagen, balans- en resultatenrekening, sociale balans. 2. Aanwending van het resultaat. 3. Kwijting raad van bestuur. 4. Rondvragen. (14167) M.R.I., naamloze vennootschap, Vogelheide 24, 9052 Gent (Zwijnaarde) H.R. Gent 150767 De aandeelhouders worden uitgenodigd tot de g ...