VERMA-SYSTEMEN
The computed 12-month bankruptcy probability of VERMA-SYSTEMEN is 0.5% (low). The 2024 annual accounts show equity of €20k and a net result of €375k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 21% of 963 sector peers (fiscal year 2024). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €20k |
| Net result | €375k |
| Staff (FTE) | 2 |
| Better than sector | 21% |
Strong profile, led by profitability.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 4.4% | 27.4% | |
| Net result | €375k | €24k | |
| Equity | €20k | €172k | |
| Gross operating margin | €723k | €174k | |
| Staff costs | €211k | €166k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €510k |
| Net profit | €375k |
| Cash flow | €384k |
| Staff costs | €211k |
| Income taxes | €126k |
| Dividends | €375k |
| Total assets | €466k |
| Equity | €20k |
| Debt | €446k |
| of which ≤ 1y | €446k |
| of which > 1y | - |
| Working capital | €10k |
| Employees (FTE) | 2.0 |
| 2024 | |
|---|---|
| Current ratio | 1.02 |
| Quick ratio | 1.02 |
| Working capital ratio | 2.1% |
| Solvency | 4.4% |
| Debt / equity | 21.80 |
| Long-term debt ratio | - |
| Interest coverage | 458.56 |
| Gross margin | - |
| Net margin | - |
| ROA | 80.3% |
| ROE | 1831.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €466k |
| Fixed assets | 21/28 | €11k |
| Tangible fixed assets | 22/27 | €10k |
| Financial fixed assets | 28 | €750 |
| Current assets | 29/58 | €456k |
| Amounts receivable within one year | 40/41 | €400k |
| Cash & bank | 54/58 | €53k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €466k |
| Equity | 10/15 | €20k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €2k |
| Amounts payable | 17/49 | €446k |
| Amounts payable within one year | 42/48 | €446k |
| Trade debts payable within one year | 44 | €226k |
| Income statement | ||
| Gross operating margin | 9900 | €723k |
| Operating result | 9901 | €501k |
| Financial income | 75 | €19 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €500k |
| Income taxes | 67/77 | €126k |
| Net result for the period | 9904 | €375k |
| Result to be appropriated | 9905 | €375k |
| NACE primary | Wholesale trade(46493) |
| Legal form | Private limited company(610) |
| Incorporation | 15-07-2005 |
| Status | Active |
| Postal code | 2300 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453O0732/00H000 | Flanders | 282 m² | - | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
16-08-2023 Registered office moved from Dessel to Turnhout
- 2480 Dessel, Kattenbos 38 → 2300 Turnhout, Rubensstraat 104 bus 28
Technical details
{
"events": [
{
"kind": "zetel_transfer_cross_border_in",
"seat_type": "combined",
"new_address": {
"raw": "2300 Turnhout, Rubensstraat 104 bus 28",
"city": "Turnhout",
"region": "vlaams_gewest",
"street": "Rubensstraat",
"country": "BE",
"postcode": "2300",
"box_number": "28",
"street_number": "104",
"locality_suffix": null
},
"old_address": {
"raw": "2480 Dessel, Kattenbos 38",
"city": "Dessel",
"region": "vlaams_gewest",
"street": "Kattenbos",
"country": "BE",
"postcode": "2480",
"box_number": null,
"street_number": "38",
"locality_suffix": null
},
"effective_date": null,
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": null,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": null,
"statutaire_vs_werkelijke": null,
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": null
},
{
"kind": "zetel_transfer_cross_border_in",
"seat_type": "combined",
"new_address": {
"raw": "5504 PA Veldhoven (Nederland), Heiberg 29F",
"city": "Veldhoven",
"region": "foreign",
"street": "Heiberg",
"country": "NL",
"postcode": "5504 PA",
"box_number": null,
"street_number": "29F",
"locality_suffix": null
},
"old_address": null,
"effective_date": null,
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": true,
"old_address_source": "act_body",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": null,
"statutaire_vs_werkelijke": null,
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": null
}
],
"notary": {
"name": "Heidi BLERVACQ",
"firm_city": null,
"firm_name": "Besloten Vennootschap \u201CNotaris Heidi Blervacq\u201D",
"office_city": "Dessel",
"is_associated": true
},
"act_meta": {
"language": "nl",
"pub_date": "2023-08-16",
"filing_date": "2023-08-11",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"date": "2023-08-10",
"unanimous": true
},
"subject_company": {
"kbo": "0875.119.053",
"name_full": "VERMA-SYSTEMEN",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "org",
"org_kbo": null,
"org_name": "MOORE FINANCE \u0026 TAX",
"person_name": null,
"org_rep_person_name": "Swinnen Johan",
"person_role_at_subject": null
},
"co_filed_documents": [
"een afschrift van de akte de dato 10 augustus 2023",
"de geco\u00F6rdineerde tekst van de statuten"
]
}31-08-2022 Registered office moved within DESEL
- DIEL 33 2480 DESSEL → Kattenbos 38 te 2480 Dessel
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Kattenbos 38 te 2480 Dessel",
"city": "DESEL",
"region": "vlaams_gewest",
"street": "Kattenbos",
"country": "BE",
"postcode": "2480",
"box_number": null,
"street_number": "38",
"locality_suffix": null
},
"old_address": {
"raw": "DIEL 33 2480 DESSEL",
"city": "DESEL",
"region": "vlaams_gewest",
"street": "DIEL",
"country": "BE",
"postcode": "2480",
"box_number": null,
"street_number": "33",
"locality_suffix": null
},
"effective_date": "2022-06-08",
"evidence_quote": "Uit de notulen van de Algemene Vergadering blijkt met algemeenheid van stemmen de beslissing om vanaf 8 juni 2022 de maatschappelijke zetel te wijzigen van Diel 33 te 2480 Dessel naar Kattenbos 38 te 2480 Dessel.",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2022-08-31",
"filing_date": "2022-08-19",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "algemene_vergadering",
"date": "2022-06-08",
"unanimous": true
},
"subject_company": {
"kbo": "0875.119.053",
"name_full": "VERMA-SYSTEMEN",
"legal_form": "BESLOTEN VENNOOTSCHAP"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Robert Martien Michelbrink",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | VERMA-SYSTEMEN |