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VERLIMBO

Active Risk: not assessed
Private limited companyfounded 201015 yrs activeWettersesteenweg 177 A, 9520 Sint-Lievens-Houtem, BelgiumKBO/BCE: BE 0831.252.089
Summary

VERLIMBO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €492,433 and a net result of €126,879. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 47% of 8102 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-11-2025, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
21 d late
2024
on the day
2023
40 d early
2022
10 d early
2021
5 d early
2020
29 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 26 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close30-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 22 November 2010, VERLIMBO was incorporated.1 Total assets went from EUR 870,549 in 2019 to EUR 1 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€492,433▲ 27.1%
2024 · €387,322
Net result
€126,879▲ 33.3%
2024 · €95,178
Total assets
€1.0m▲ 6.0%
2024 · €973,332
Solvency
47.7%▲ 8.0pp
2024 · 39.8%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€55,360▲ 12.1%€59,812▲ 8.0%€81,657▲ 36.5%€71,607▼ 12.3%€99,204▲ 38.5%
Net result€12,923within the sector's middle half▲ 76.6%€9,692within the sector's middle half▼ 25.0%€23,374within the sector's middle half▲ 141%€95,178within the sector's middle half▲ 307%€126,879above the sector's middle half▲ 33.3%
Equity€262,079within the sector's middle half▲ 5.2%€271,771within the sector's middle half▲ 3.7%€292,144within the sector's middle half▲ 7.5%€387,322within the sector's middle half▲ 32.6%€492,433above the sector's middle half▲ 27.1%
Total assets€827,471within the sector's middle half▼ 5.8%€875,061within the sector's middle half▲ 5.8%€928,782within the sector's middle half▲ 6.1%€973,332within the sector's middle half▲ 4.8%€1.0mabove the sector's middle half▲ 6.0%
Debt€79,348▼ 40.8%€126,313▲ 59.2%€168,726▲ 33.6%€113,117▼ 33.0%€69,334▼ 38.7%
Working capital€461,972above the sector's middle half▲ 346%€308,754within the sector's middle half▼ 33.2%€316,229above the sector's middle half▲ 2.4%€462,945above the sector's middle half▲ 46.4%€587,140above the sector's middle half▲ 26.8%
Solvency31.7%within the sector's middle half▲ 3.3pp31.1%within the sector's middle half▼ 0.6pp31.5%within the sector's middle half▲ 0.4pp39.8%within the sector's middle half▲ 8.3pp47.7%within the sector's middle half▲ 8.0pp
Current ratio8.23above the sector's middle half▲ 6.443.66above the sector's middle half▼ 4.572.95within the sector's middle half▼ 0.715.25above the sector's middle half▲ 2.309.47above the sector's middle half▲ 4.22
Return on assets (ROA)1.6%within the sector's middle half▲ 0.7pp1.1%within the sector's middle half▼ 0.5pp2.5%within the sector's middle half▲ 1.4pp9.8%within the sector's middle half▲ 7.3pp12.3%within the sector's middle half▲ 2.5pp
Staff (FTE)0within the sector's middle half
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2021: €55,360€55,360Net result 2021: €12,923€12,923Operating result 2022: €59,812€59,812Net result 2022: €9,692€9,692Operating result 2023: €81,657€81,657Net result 2023: €23,374€23,374Operating result 2024: €71,607€71,607Net result 2024: €95,178€95,178Operating result 2025: €99,204€99,204Net result 2025: €126,879€126,87920212022202320242025€0€50,000€100,000€150,000Operating result 2023: €81,657€81,700Net result 2023: €23,374€23,400Operating result 2024: €71,607€71,600Net result 2024: €95,178€95,200Operating result 2025: €99,204€99,200Net result 2025: €126,879€127,000202320242025
The operating result recovers in 2025; 2025 is 39% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets €374,905 ▼ 6.6%
Current assets €656,475 ▲ 14.8%
Equity and liabilities €1.0m
Equity €492,433 ▲ 27.1%
Provisions €469,613 ▼ 0.7%
Debt €69,334 ▼ 38.7%
Debt's share of the balance-sheet total falls from 11.6% to 6.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
25.8%▲
2024 · 24.6%
Debt ≤ 1 year
€69,334▼
2024 · €108,884
Income taxes
€36,398▲
2024 · €16,766
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet Code20242025
Assets
Total assets20/58€973,332€1.0m▲
Fixed assets21/28€401,502€374,905▼
Intangible fixed assets21€25,234€10,843▼
Tangible fixed assets22/27€146,380€134,174▼
Land and buildings22€121,178€113,880▼
Plant, machinery and equipment23€10,276€9,453▼
Furniture and vehicles24€14,926€10,840▼
Financial fixed assets28€229,889€229,889=
Current assets29/58€571,830€656,475▲
Amounts receivable within one year40/41€111,633€243,439▲
Trade receivables40€25,169€51,975▲
Other amounts receivable41€86,464€191,464▲
Current investments50/53€300,000€300,000=
Cash at bank and in hand54/58€154,420€109,976▼
Deferred charges and accrued income490/1€5,776€3,060▼
Equity and liabilities
Total equity and liabilities10/49€973,332€1.0m▲
Equity10/15€387,322€492,433▲
Contributions10/11€6,200€6,200=
Reserves13€381,122€486,233▲
Distributable reserves133€381,122€486,233▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€472,893€469,613▼
Provisions for liabilities and charges160/5€472,893€469,613▼
Other liabilities and charges164/5€472,893€469,613▼
Amounts payable17/49€113,117€69,334▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€108,884€69,334▼
Current portion of amounts payable after more than one year42€2,126€0▼
Trade debts44€2,538€2,170▼
Suppliers440/4€2,538€2,170▼
Taxes, remuneration and social security45€13,106€26,815▲
Taxes450/3€13,106€26,815▲
Other amounts payable47/48€91,115€40,349▼
Accrued charges and deferred income492/3€4,232€0▼
Income statement Code20242025
Non-recurring operating income76A€15,945€1,308▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29,223€30,277▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€0-€3,280▼
Other operating charges640/8€2,437€4,020▲
Gross operating margin9900€103,267€130,221▲
Operating profit (loss)9901€71,607€99,204▲
Financial income75/76B€93,828€108,029▲
Recurring financial income75€93,828€108,029▲
Financial charges65/66B€53,491€43,956▼
Recurring financial charges65€53,491€43,956▼
Profit (loss) for the period before taxes9903€111,944€163,277▲
Income taxes67/77€16,766€36,398▲
Profit (loss) for the period9904€95,178€126,879▲
Profit (loss) for the period to be appropriated9905€95,178€126,879▲
Appropriation of the result
Profit (loss) to be appropriated9906€95,178€126,879▲
Transfer from equity791/2-€21,768
Transfer to equity691/2€95,178€126,879▲
To other reserves6921€95,178€126,879▲
Profit to be distributed694/7€0€21,768▲
Return on contributions (dividend)694-€21,768
Directors or managers695€0-
Social balance
Average headcount (FTE)90870.0-

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A---€15,945€1,308▼ 91.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,394€33,185€45,394€29,223€30,277▲ 3.6%
Provisions for liabilities and charges: additions (uses and reversals)635/8--€9,067-€9,067€0-€3,280-
Other operating charges640/8-€7,641€6,545€2,437€4,020▲ 64.9%
Gross operating margin9900€60,317€91,572€124,530€103,267€130,221▲ 26.1%
Operating profit (loss)9901€55,360€59,812€81,657€71,607€99,204▲ 38.5%
Financial income75/76B-€0€0€93,828€108,029▲ 15.1%
Recurring financial income75€0€0€0€93,828€108,029▲ 15.1%
Financial charges65/66B-€43,442€44,137€53,491€43,956▼ 17.8%
Recurring financial charges65€40,945€43,442€44,137€53,491€43,956▼ 17.8%
Profit (loss) for the period before taxes9903€14,415€16,370€37,520€111,944€163,277▲ 45.9%
Income taxes67/77€1,491€6,679€14,147€16,766€36,398▲ 117%
Profit (loss) for the period9904€12,923€9,692€23,374€95,178€126,879▲ 33.3%
Profit (loss) for the period to be appropriated9905€12,923€9,692€23,374€95,178€126,879▲ 33.3%
Line20212022202320242025Change
Assets
Total assets20/58€827,471€875,061€928,782€973,332€1.0m▲ 6.0%
Fixed assets21/28€301,622€450,206€450,404€401,502€374,905▼ 6.6%
Intangible fixed assets21€68,407€54,016€39,625€25,234€10,843▼ 57.0%
Tangible fixed assets22/27€183,115€166,302€180,890€146,380€134,174▼ 8.3%
Land and buildings22-€86,242€128,475€121,178€113,880▼ 6.0%
Plant, machinery and equipment23-€1,833€1,635€10,276€9,453▼ 8.0%
Furniture and vehicles24-€28,540€50,780€14,926€10,840▼ 27.4%
Other tangible fixed assets26-€49,687----
Financial fixed assets28€50,099€229,889€229,889€229,889€229,889=
Current assets29/58€525,849€424,855€478,378€571,830€656,475▲ 14.8%
Amounts receivable within one year40/41€114,915€163,736€153,711€111,633€243,439▲ 118%
Trade receivables40-€160,935€98,095€25,169€51,975▲ 107%
Other amounts receivable41-€2,801€55,616€86,464€191,464▲ 121%
Current investments50/53---€300,000€300,000=
Cash at bank and in hand54/58€405,750€257,902€322,541€154,420€109,976▼ 28.8%
Deferred charges and accrued income490/1-€3,217€2,126€5,776€3,060▼ 47.0%
Equity and liabilities
Total equity and liabilities10/49€827,471€875,061€928,782€973,332€1.0m▲ 6.0%
Equity10/15€262,079€271,771€292,144€387,322€492,433▲ 27.1%
Contributions10/11-€6,200€6,200€6,200€6,200=
Reserves13€255,879€265,571€285,944€381,122€486,233▲ 27.6%
Non-distributable reserves130/1-€1,860€0---
Reserves not available under the articles1311-€1,860€0---
Distributable reserves133-€263,711€285,944€381,122€486,233▲ 27.6%
Profit (loss) carried forward14--€0€0€0-
Provisions and deferred taxes16€486,044€476,978€467,911€472,893€469,613▼ 0.7%
Provisions for liabilities and charges160/5-€476,978€467,911€472,893€469,613▼ 0.7%
Other liabilities and charges164/5-€476,978€467,911€472,893€469,613▼ 0.7%
Amounts payable17/49€79,348€126,313€168,726€113,117€69,334▼ 38.7%
Amounts payable after more than one year17€14,719€8,458€2,126€0--
Financial debts170/4-€8,458€2,126€0--
Amounts payable within one year42/48€63,877€116,101€162,149€108,884€69,334▼ 36.3%
Current portion of amounts payable after more than one year42-€6,261€6,331€2,126€0▼ 100%
Trade debts44€7,034€35,633€41,984€2,538€2,170▼ 14.5%
Suppliers440/4-€35,633€41,984€2,538€2,170▼ 14.5%
Taxes, remuneration and social security45-€7,067€23,336€13,106€26,815▲ 105%
Taxes450/3-€7,067€23,336€13,106€26,815▲ 105%
Other amounts payable47/48-€67,139€90,498€91,115€40,349▼ 55.7%
Accrued charges and deferred income492/3-€1,755€4,451€4,232€0▼ 100%
Line20212022202320242025Change
Profit (loss) for the period9904€12,923€9,692€23,374€95,178€126,879▲ 33.3%
+ Depreciation and write-downs630€12,394€33,185€45,394€29,223€30,277▲ 3.6%
Operating cash flow (approximation)€25,317€42,877€68,768€124,401€157,156▲ 26.3%
Investment in fixed assets (approximation)--€181,769-€45,592€19,679-€3,680▼ 119%
Change in cash--€147,849€64,639-€168,121-€44,444▲ 73.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
21-11
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
31-03
Financial Highest result since 2019net €126,879 ▲33.3%
Operating result €99,204, net result €126,879, both a record.
2024
31-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
21-09
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
21-10
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
26-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial Liquidity times 5current ratio 8.23
Current ratio from 1.79 to 8.23; short-term debt falls from €131,365 to €63,877.
2020
02-10
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial Weakest financial yearnet €7,317 ▼66.4%
Net result drops to €7,317, the lowest in the series; recovery starts the following year.
2019
31-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
05-11
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 5 days late
2017
30-10
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
27-09
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 1 establishment unit since 2010
seat establishment The establishment unit on the map
Ground area
448 m²
Building footprint
112 m²
Volume, LiDAR
724 m³
Parcel 41007A0209/00P000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERLIMBO
Wettersesteenweg 177, 9520 Sint-Lievens-HoutemFinancial service activities, except insurance and pension funding
since 20102.193.908.089
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41007A0209/00P000 Flanders 448 m² 1 · 112 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-03-2024 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 31-03-2024 of VERLIMBO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

967600F7VHL2OW2K1X64
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 24,721 companies in sector 64210 we hold annual accounts for 19,799. 13,622 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-11-2010
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
63920Other information service activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0831252089
Also 9925:BE0831252089
Registered 10-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.