HOMART
ActiveHOMART is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €423k and a net result of €30k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 32% of 5495 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
8 d early
2023
33 d early
2022
31 d late
2021
20 d early
2020
89 d late
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€423k▲ 3.5%
2024 · €409k
2018: €206k
2019: €250k
2020: €267k
2021: €290k
2022: €321k
2023: €396k
2024: €409k
2018 → 2025
Net result
€30k▼ 1.3%
2024 · €31k
2018: €3k
2019: €45k
2020: €16k
2021: €24k
2022: €30k
2023: €76k
2024: €31k
2018 → 2025
Total assets
€1.33M▲ 3.7%
2024 · €1.29M
2018: €1.55M
2019: €1.55M
2020: €1.49M
2021: €1.41M
2022: €1.37M
2023: €1.33M
2024: €1.29M
2018 → 2025
Solvency
31.7%▼ 0.1pp
2024 · 31.8%
2018: 13.2%
2019: 16.2%
2020: 17.9%
2021: 20.6%
2022: 23.4%
2023: 29.7%
2024: 31.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€290k-€321k▲ 10.4%€396k▲ 23.6%€409k▲ 3.2%€423k▲ 3.5%
Operating result€70k-€67k▼ 3.7%€70k▲ 4.2%€90k▲ 28.7%€82k▼ 8.8%
Net result€24k-€30k▲ 27.4%€76k▲ 151%€31k▼ 59.6%€30k▼ 1.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.33M
Fixed assets
€1.17M▼ 4.6%
Current assets
€166k▲ 169%
Equity and liabilities €1.33M
Equity
€423k▲ 3.5%
Debt
€912k▲ 3.8%
The debt ratio rises from 68.2% to 68.3%: debt grows faster than equity.
Key figures and ratios
Solvency
31.7%▼
2024 · 31.8%
ROE
7.1%▼
2024 · 7.5%
ROA
2.3%▼
2024 · 2.4%
Debt
€912k▲
2024 · €878k
Debt ≤ 1 year
€244k▲
2024 · €158k
Debt > 1 year
€655k▼
2024 · €709k
Income taxes
€15k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.29M€1.33M▲
Fixed assets21/28€1.23M€1.17M▼
Tangible fixed assets22/27€976k€915k▼
Land and buildings22€922k€866k▼
Plant, machinery and equipment23€51k€47k▼
Furniture and vehicles24€3k€3k▼
Financial fixed assets28€250k€254k▲
Current assets29/58€62k€166k▲
Amounts receivable within one year40/41€46k€146k▲
Trade receivables40€40k€144k▲
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€1k€4k▲
Deferred charges and accrued income490/1€15k€16k▲
Equity and liabilities
Total equity and liabilities10/49€1.29M€1.33M▲
Equity10/15€409k€423k▲
Contributions10/11€181k€181k=
Reserves13€225k€239k▲
Distributable reserves133€225k€239k▲
Profit (loss) carried forward14€3k€3k▲
Amounts payable17/49€878k€912k▲
Amounts payable after more than one year17€709k€655k▼
Financial debts170/4€709k€655k▼
Amounts payable within one year42/48€158k€244k▲
Current portion of amounts payable after more than one year42€54k€54k▲
Trade debts44€479€1k▲
Suppliers440/4€479€1k▲
Taxes, remuneration and social security45€13k€15k▲
Taxes450/3€13k€15k▲
Other amounts payable47/48€91k€173k▲
Accrued charges and deferred income492/3€11k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€61k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€153k€145k▼
Operating profit (loss)9901€90k€82k▼
Financial income75/76B€0€42▲
Recurring financial income75€0€42▲
Financial charges65/66B€45k€37k▼
Recurring financial charges65€45k€37k▼
Profit (loss) for the period before taxes9903€45k€45k▼
Income taxes67/77€15k€15k▲
Profit (loss) for the period9904€31k€30k▼
Profit (loss) for the period to be appropriated9905€31k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€33k▲
Profit (loss) brought forward from the previous period14P€2k€3k▲
Transfer from equity791/2€18k€16k▼
Transfer to equity691/2€30k€30k=
To other reserves6921€30k€30k=
Profit to be distributed694/7€18k€16k▼
Return on contributions (dividend)694€18k€16k▼
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €76k ▲151%
Net result €76k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 89 days late
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity quadruplescurrent ratio 1.02
Current ratio from 0.24 to 1.02.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kouter (E.) 109790 Wortegem-PetegemGround area
3,618 m²
Building footprint
433 m²
2 parcels, Flanders. Linked by address, not a title deed.
1 establishment unit
Groenstraat (W.) 23E, 9790 Wortegem-Petegem
since 20122.217.265.689
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45008B0414/00G000 | Flanders | 3,054 m² | 1 · 361 m² | - |
| 45055B0012/00B002 | Flanders | 564 m² | 1 · 72 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 1,500 EUR awarded · 1,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,500 EUR | 1,500 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 13,671 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.