VERLAMCO
ActiveSummary
VERLAMCO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €197k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency27▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.5%
Return on assets
60.2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7780 sector peers (2025).
NBB · sector comparisonPosition among 7780 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
16 d early
2024
29 d early
2023
20 d early
2022
41 d early
2021
6 d early
2020
27 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k=
2024 · €5k
2020: €25k
2021: €115k▲ +351% vs 2020
2022: €260k▲ +126% vs 2021highest in 6 years
2023: €110k▼ -57.8% vs 2022
2024: €5k▼ -95.4% vs 2023lowest in 6 years
2025: €5k● 0.0% vs 2024lowest in 6 years
2020 → 2025
Total assets
€327k▼ 33.5%
2024 · €491k
2020: €44klowest in 6 years
2021: €126k▲ +186% vs 2020
2022: €290k▲ +130% vs 2021
2023: €356k▲ +22.8% vs 2022
2024: €491k▲ +37.9% vs 2023highest in 6 years
2025: €327k▼ -33.5% vs 2024
2020 → 2025
Net result
€197k▼ 9.6%
2024 · €217k
2020: €20klowest in 6 years
2021: €89k▲ +336% vs 2020
2022: €145k▲ +62.3% vs 2021
2023: €100k▼ -31.1% vs 2022
2024: €217k▲ +118% vs 2023highest in 6 years
2025: €197k▼ -9.6% vs 2024
2020 → 2025
Working capital
€3k▼ 73.5%
2024 · €12k
2020: €22k
2021: €110k▲ +402% vs 2020
2022: €256k▲ +132% vs 2021highest in 6 years
2023: €100k▼ -61.1% vs 2022
2024: €12k▼ -88.2% vs 2023
2025: €3k▼ -73.5% vs 2024lowest in 6 years
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€260k▲ 126%€110k▼ 57.8%€5k▼ 95.4%€5k=
2021: €115k
2022: €260k▲ +126% vs 2021highest in 5 years
2023: €110k▼ -57.8% vs 2022
2024: €5k▼ -95.4% vs 2023lowest in 5 years
2025: €5k● 0.0% vs 2024lowest in 5 years
Operating result€115k-€189k▲ 64.3%€133k▼ 29.6%€295k▲ 122%€252k▼ 14.5%
2021: €115klowest in 5 years
2022: €189k▲ +64.3% vs 2021
2023: €133k▼ -29.6% vs 2022
2024: €295k▲ +122% vs 2023highest in 5 years
2025: €252k▼ -14.5% vs 2024
Net result€89k-€145k▲ 62.3%€100k▼ 31.1%€217k▲ 118%€197k▼ 9.6%
2021: €89klowest in 5 years
2022: €145k▲ +62.3% vs 2021
2023: €100k▼ -31.1% vs 2022
2024: €217k▲ +118% vs 2023highest in 5 years
2025: €197k▼ -9.6% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €327k
Fixed assets
€2k ▼ 70.9%
Current assets
€325k ▼ 32.9%
Equity and liabilities €327k
Equity
€5k =
Debt
€322k ▼ 33.8%
Debt's share of the balance-sheet total falls from 99.0% to 98.5%. Debt is lower.
Key figures and ratios
EBITDA
€253k▼
2024 · €298k
Cash flow
€197k▼
2024 · €221k
Current ratio
1.01▼
2024 · 1.02
Debt to equity
64.34▼
2024 · 97.23
ROA
60.2%▲
2024 · 44.3%
Interest coverage
751.17▲
2024 · 21.28
Debt ≤ 1 year
€322k▼
2024 · €472k
Income taxes
€60k▼
2024 · €69k
A ratio outside any meaningful range has been withheld (balance sheet total €327k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€491k€327k▼
Fixed assets21/28€7k€2k▼
Tangible fixed assets22/27€7k€2k▼
Furniture and vehicles24€7k€2k▼
Current assets29/58€484k€325k▼
Amounts receivable within one year40/41€174k€297k▲
Trade receivables40€174k€297k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€310k€27k▼
Deferred charges and accrued income490/1€0€623▲
Equity and liabilities
Total equity and liabilities10/49€491k€327k▼
Equity10/15€5k€5k=
Contributions10/11€5k€5k=
Reserves13€0-
Distributable reserves133€0-
Profit (loss) carried forward14€0€0=
Amounts payable17/49€486k€322k▼
Amounts payable within one year42/48€472k€322k▼
Trade debts44€4k€348▼
Suppliers440/4€4k€348▼
Taxes, remuneration and social security45€22k€11k▼
Taxes450/3€20k€8k▼
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€446k€311k▼
Accrued charges and deferred income492/3€14k€125▼
Income statement
Code20242025
Non-recurring operating income76A-€16k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€418▼
Other operating charges640/8€115€662▲
Gross operating margin9900€298k€253k▼
Operating profit (loss)9901€295k€252k▼
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€14k€336▼
Recurring financial charges65€14k€336▼
Profit (loss) for the period before taxes9903€287k€256k▼
Income taxes67/77€69k€60k▼
Profit (loss) for the period9904€217k€197k▼
Profit (loss) for the period to be appropriated9905€217k€197k▼
Appropriation of the result
Profit (loss) to be appropriated9906€217k€197k▼
Transfer from equity791/2€105k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€322k€197k▼
Return on contributions (dividend)694€322k€197k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €16k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €807 | €3k | €3k | €418 | ▼ 87.3% |
| Other operating charges640/8 | - | €227 | €193 | €115 | €662 | ▲ 476% |
| Gross operating margin9900 | €117k | €190k | €136k | €298k | €253k | ▼ 15.1% |
| Operating profit (loss)9901 | €115k | €189k | €133k | €295k | €252k | ▼ 14.5% |
| Financial income75/76B | - | €34 | €2k | €6k | €5k | ▼ 22.7% |
| Recurring financial income75 | €25 | €34 | €2k | €6k | €5k | ▼ 22.7% |
| Financial charges65/66B | - | €180 | €7k | €14k | €336 | ▼ 97.6% |
| Recurring financial charges65 | €214 | €180 | €7k | €14k | €336 | ▼ 97.6% |
| Profit (loss) for the period before taxes9903 | €115k | €189k | €128k | €287k | €256k | ▼ 10.6% |
| Income taxes67/77 | €25k | €44k | €28k | €69k | €60k | ▼ 13.6% |
| Profit (loss) for the period9904 | €89k | €145k | €100k | €217k | €197k | ▼ 9.6% |
| Profit (loss) for the period to be appropriated9905 | €89k | €145k | €100k | €217k | €197k | ▼ 9.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €126k | €290k | €356k | €491k | €327k | ▼ 33.5% |
| Formation expenses20 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €5k | €4k | €10k | €7k | €2k | ▼ 70.9% |
| Tangible fixed assets22/27 | €5k | €4k | €10k | €7k | €2k | ▼ 70.9% |
| Furniture and vehicles24 | - | €4k | €10k | €7k | €2k | ▼ 70.9% |
| Current assets29/58 | €122k | €286k | €346k | €484k | €325k | ▼ 32.9% |
| Amounts receivable within one year40/41 | €25k | €175k | €45k | €174k | €297k | ▲ 70.5% |
| Trade receivables40 | - | €174k | €25k | €174k | €297k | ▲ 70.5% |
| Other amounts receivable41 | - | €559 | €20k | €0 | - | - |
| Cash at bank and in hand54/58 | €97k | €111k | €299k | €310k | €27k | ▼ 91.4% |
| Deferred charges and accrued income490/1 | - | - | €2k | €0 | €623 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €126k | €290k | €356k | €491k | €327k | ▼ 33.5% |
| Equity10/15 | €115k | €260k | €110k | €5k | €5k | = |
| Contributions10/11 | - | €5k | €5k | €5k | €5k | = |
| Reserves13 | €110k | €255k | €105k | €0 | - | - |
| Distributable reserves133 | - | €255k | €105k | €0 | - | - |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €11k | €30k | €246k | €486k | €322k | ▼ 33.8% |
| Amounts payable within one year42/48 | €11k | €30k | €246k | €472k | €322k | ▼ 31.9% |
| Trade debts44 | €3k | €888 | €1k | €4k | €348 | ▼ 91.5% |
| Suppliers440/4 | - | €888 | €1k | €4k | €348 | ▼ 91.5% |
| Taxes, remuneration and social security45 | - | €29k | €36k | €22k | €11k | ▼ 52.8% |
| Taxes450/3 | - | €27k | €34k | €20k | €8k | ▼ 58.8% |
| Remuneration and social security454/9 | - | €2k | €2k | €3k | €2k | ▼ 9.3% |
| Other amounts payable47/48 | - | - | €209k | €446k | €311k | ▼ 30.3% |
| Accrued charges and deferred income492/3 | - | - | - | €14k | €125 | ▼ 99.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €89k | €145k | €100k | €217k | €197k | ▼ 9.6% |
| + Depreciation and write-downs630 | €1k | €807 | €3k | €3k | €418 | ▼ 87.3% |
| Operating cash flow (approximation) | €91k | €146k | €103k | €221k | €197k | ▼ 10.8% |
| Investment in fixed assets (approximation) | - | €0 | €-9k | €0 | €4k | - |
| Change in cash | - | €15k | €187k | €11k | €-283k | ▼ 2,620% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2020net €217k ▲118%
Operating result €295k, net result €217k, both a record.
11-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €200kEq €260k ▲126%
3 profitable years in a row build equity to €260k.
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity times 5current ratio 10.61
Current ratio from 2.17 to 10.61; short-term debt falls from €19k to €11k.
30-06
Financial
Equity above €100kEq €115k ▲351%
2 profitable years in a row build equity to €115k.
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2020
Ground area
9,149 m²
Building footprint
199 m²
Parcel 37019B1051/00D000, Flanders · tallest building 0.2 m. Linked by address, not a title deed.
1 establishment unit
Verlamco
since 20202.300.343.716
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37019B1051/00D000 | Flanders | 9,149 m² | 1 · 199 m² | 0.2 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. 3,135 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-01-2020
Fiscal year end30-06
Activities, NACEBEL 2025
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.