VERLAMCO
ActiveSummary
VERLAMCO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €197k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency27▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.5%
Return on assets
60.2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7750 sector peers (2025).
NBB · sector comparisonPosition among 7750 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
16 d early
2024
29 d early
2023
20 d early
2022
41 d early
2021
6 d early
2020
27 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k=
2024 · €5k
2020: €25k
2021: €115k
2022: €260k
2023: €110k
2024: €5k
2020 → 2025
Total assets
€327k▼ 33.5%
2024 · €491k
2020: €44k
2021: €126k
2022: €290k
2023: €356k
2024: €491k
2020 → 2025
Net result
€197k▼ 9.6%
2024 · €217k
2020: €20k
2021: €89k
2022: €145k
2023: €100k
2024: €217k
2020 → 2025
Working capital
€3k▼ 73.5%
2024 · €12k
2020: €22k
2021: €110k
2022: €256k
2023: €100k
2024: €12k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€260k▲ 126%€110k▼ 57.8%€5k▼ 95.4%€5k=
Operating result€115k-€189k▲ 64.3%€133k▼ 29.6%€295k▲ 122%€252k▼ 14.5%
Net result€89k-€145k▲ 62.3%€100k▼ 31.1%€217k▲ 118%€197k▼ 9.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €327k
Fixed assets
€2k ▼ 70.9%
Current assets
€325k ▼ 32.9%
Equity and liabilities €327k
Equity
€5k =
Debt
€322k ▼ 33.8%
Debt's share of the balance-sheet total falls from 99.0% to 98.5%. Debt is lower.
Key figures and ratios
EBITDA
€253k▼
2024 · €298k
Cash flow
€197k▼
2024 · €221k
Current ratio
1.01▼
2024 · 1.02
Debt to equity
64.34▼
2024 · 97.23
ROA
60.2%▲
2024 · 44.3%
Interest coverage
751.17▲
2024 · 21.28
Debt ≤ 1 year
€322k▼
2024 · €472k
Income taxes
€60k▼
2024 · €69k
A ratio outside any meaningful range has been withheld (balance sheet total €327k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€491k€327k▼
Fixed assets21/28€7k€2k▼
Tangible fixed assets22/27€7k€2k▼
Furniture and vehicles24€7k€2k▼
Current assets29/58€484k€325k▼
Amounts receivable within one year40/41€174k€297k▲
Trade receivables40€174k€297k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€310k€27k▼
Deferred charges and accrued income490/1€0€623▲
Equity and liabilities
Total equity and liabilities10/49€491k€327k▼
Equity10/15€5k€5k=
Contributions10/11€5k€5k=
Reserves13€0-
Distributable reserves133€0-
Profit (loss) carried forward14€0€0=
Amounts payable17/49€486k€322k▼
Amounts payable within one year42/48€472k€322k▼
Trade debts44€4k€348▼
Suppliers440/4€4k€348▼
Taxes, remuneration and social security45€22k€11k▼
Taxes450/3€20k€8k▼
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€446k€311k▼
Accrued charges and deferred income492/3€14k€125▼
Income statement
Code20242025
Non-recurring operating income76A-€16k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€418▼
Other operating charges640/8€115€662▲
Gross operating margin9900€298k€253k▼
Operating profit (loss)9901€295k€252k▼
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€14k€336▼
Recurring financial charges65€14k€336▼
Profit (loss) for the period before taxes9903€287k€256k▼
Income taxes67/77€69k€60k▼
Profit (loss) for the period9904€217k€197k▼
Profit (loss) for the period to be appropriated9905€217k€197k▼
Appropriation of the result
Profit (loss) to be appropriated9906€217k€197k▼
Transfer from equity791/2€105k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€322k€197k▼
Return on contributions (dividend)694€322k€197k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2020net €217k ▲118%
Operating result €295k, net result €217k, both a record.
11-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €200kEq €260k ▲126%
3 profitable years in a row build equity to €260k.
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity times 5current ratio 10.61
Current ratio from 2.17 to 10.61; short-term debt falls from €19k to €11k.
30-06
Financial
Equity above €100kEq €115k ▲351%
2 profitable years in a row build equity to €115k.
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijksteenweg 158750 WingeneGround area
9,149 m²
Building footprint
199 m²
Parcel 37019B1051/00D000, Flanders · tallest building 0.2 m. Linked by address, not a title deed.
1 establishment unit
Verlamco
since 20202.300.343.716
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37019B1051/00D000 | Flanders | 9,149 m² | 1 · 199 m² | 0.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ORV TEAM
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 3,132 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2020
Fiscal year end30-06
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.