ECTEK
ActiveSummary
ECTEK has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €109k. Equity is shrinking by ~46.4% per year across the filed fiscal years. Its solvency ranks better than 14% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+6
Solvency27▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.9%
Return on assets
34%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7750 sector peers (2025).
NBB · sector comparisonPosition among 7750 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
84 d early
2024
41 d early
2023
57 d early
2022
62 d early
2021
19 d late
2020
75 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▼ 34.4%
2024 · €9k
2020: €23k
2021: €77k
2022: €126k
2023: €21k
2024: €9k
2020 → 2025
Total assets
€319k▲ 41.5%
2024 · €226k
2020: €63k
2021: €104k
2022: €159k
2023: €159k
2024: €226k
2020 → 2025
Net result
€109k▲ 71.5%
2024 · €63k
2020: €18k
2021: €55k
2022: €50k
2023: €16k
2024: €63k
2020 → 2025
Working capital
€59k▲ 70.4%
2024 · €35k
2020: €20k
2021: €73k
2022: €123k
2023: €59k
2024: €35k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€126k▲ 63.3%€21k▼ 83.5%€9k▼ 56.2%€6k▼ 34.4%
Operating result€71k-€78k▲ 10.2%€40k▼ 49.1%€129k▲ 226%€211k▲ 63.6%
Net result€55k-€50k▼ 9.8%€16k▼ 68.4%€63k▲ 302%€109k▲ 71.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 64% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €319k
Fixed assets
€7k ▼ 45.5%
Current assets
€312k ▲ 46.8%
Equity and liabilities €319k
Equity
€6k ▼ 34.4%
Provisions
€60k ▲ 56.3%
Debt
€253k ▲ 42.2%
Debt's share of the balance-sheet total rises from 78.9% to 79.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€219k▲
2024 · €132k
Cash flow
€117k▲
2024 · €67k
Current ratio
1.23▲
2024 · 1.20
Debt to equity
42.16▲
2024 · 19.46
ROA
34.0%▲
2024 · 28.0%
Interest coverage
3.63▲
2024 · 2.85
Debt ≤ 1 year
€253k▲
2024 · €178k
Income taxes
€42k▲
2024 · €19k
A ratio outside any meaningful range has been withheld (balance sheet total €319k, equity €6k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€226k€319k▲
Fixed assets21/28€13k€7k▼
Intangible fixed assets21€561€353▼
Tangible fixed assets22/27€12k€7k▼
Furniture and vehicles24€12k€7k▼
Current assets29/58€213k€312k▲
Amounts receivable within one year40/41€55k€54k▼
Trade receivables40€53k€50k▼
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€157k€243k▲
Deferred charges and accrued income490/1€585€15k▲
Equity and liabilities
Total equity and liabilities10/49€226k€319k▲
Equity10/15€9k€6k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€3k-
Provisions and deferred taxes16€39k€60k▲
Provisions for liabilities and charges160/5€39k€60k▲
Other liabilities and charges164/5€39k€60k▲
Amounts payable17/49€178k€253k▲
Amounts payable within one year42/48€178k€253k▲
Financial debts43-€13
Credit institutions430/8-€13
Trade debts44€958€221▼
Suppliers440/4€958€221▼
Taxes, remuneration and social security45€17k€23k▲
Taxes450/3€17k€23k▲
Other amounts payable47/48€159k€229k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€8k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-505€22k▲
Other operating charges640/8€387€1k▲
Gross operating margin9900€132k€241k▲
Operating profit (loss)9901€129k€211k▲
Financial income75/76B€1€13▲
Recurring financial income75€1€13▲
Financial charges65/66B€46k€60k▲
Recurring financial charges65€46k€60k▲
Profit (loss) for the period before taxes9903€82k€150k▲
Income taxes67/77€19k€42k▲
Profit (loss) for the period9904€63k€109k▲
Profit (loss) for the period to be appropriated9905€63k€109k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€112k▲
Profit (loss) brought forward from the previous period14P€15k€3k▼
Profit to be distributed694/7€75k€112k▲
Return on contributions (dividend)694€75k€112k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €109k ▲71.5%
Operating result €211k, net result €109k, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €16k ▼68.4%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €126k ▲63.3%
3 profitable years in a row build equity to €126k.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 3.78
Current ratio from 1.49 to 3.78; short-term debt falls from €40k to €26k.
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walhain · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Chèvequeue(WSP) 841457 WalhainGround area
840 m²
Building footprint
132 m²
Parcel 25109E0084/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ECTEK
since 20202.301.037.364
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25109E0084/00G000 | Wallonia | 840 m² | 1 · 132 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
98450087A783E3AIA067
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BE FOR FILMS
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WOODY CONSULTING
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 3,487 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2020
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
86931Psychology services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.